As a result, race becomes
an extra factor in their decision making.
Not exact matches
Refinancing might cost more, but having
extra capital for longer could be an important
factor in your
decision.
While being a barista at Starbucks is no easy feat, (full disclosure: I'm a MoneySense intern and a Starbucks employee so I can say with confidence that making a triple long venti vanilla soy
extra hot latte is an acquired skill), they are paid minimum wage ($ 11
in Ontario) and get raises every six months depending on performance, if that
factors into your tipping
decision.
So, for some people the
extra money might be a major
factor in their
decision against a 30 - year policy.
If you own your vehicle outright, the
decision about whether to purchase this
extra coverage is personal and is dependent on
factors such as the value of your vehicle; where and how often you drive it; and where and how you store it when not
in use.
Extra payments that borrowers expect to make
in the future should be
factored directly into the refinance
decision process.