Sentences with phrase «extra money toward»

If you have high - interest credit card debt, put extra money toward paying off your consumer debt before you buy points to lower your mortgage interest rate.

Those without a lot of financial cushion, or people who simply want to put extra money toward padding their emergency fund or contributing to retirement plans, should probably stay away from an adjustable - rate mortgage in favor of the predictability of the fixed - rate loan.

In any event, if you're putting extra money toward your loan, always check the next statement to make sure it's been properly applied.

Instead, he'll put most of that extra money toward paying down debts.

They made it easy to save, and the extra money toward the down payment helped put me over the top.

Our Advice: Get the iPhone 6s if you A) want a smaller phone and B) would rather put any extra money toward additional storage.

But, if your Buffalo insurance policy doesn't already cover earthquake damage, it would be wise to put a little extra money toward valuable coverage.

When redeeming your credit card's cash back rewards, you're likely to choose to apply that extra money toward your card balance or maybe get a gift card.

And, with some budget - saving tips, you can put that extra money toward exciting adventures.

After crunching the numbers, your debt pay - off strategy may include putting extra money toward your loans each month, which means creating and sticking to a budget that supports that goal.

Some people argue that instead of putting extra money toward mortgage debt reduction, people should invest those funds to accumulate a larger nest egg.

Continue to make the minimum payments on all your outstanding balances, but put extra money toward the card that has the highest interest rate.

It's surprising how much money that can be saved just by throwing a little bit of extra money toward a mortgage.

Kaelin plans to put that extra money toward her auto loan repayment.

As long as you are able to pay all of your debts each month, you have a budget, you are investing some portion of your income, and you have a positive cash flow, I see no harm in making the decision to put that extra money toward saving for your child's college education.

Incidentally, if I used the popular (and much - loathed - by - myself) debt snowball method of applying all extra money toward the loans with the lowest total balance, I'd be done paying off the loans during the same month, but I would have paid an additional $ 111 in interest.

At the same time, you could always go with the longer term, if you were afraid of being unable to make larger monthly payments, and then just pay off extra money toward the principal on monthly basis as you can afford it.

It is important to at least make the minimum monthly payments for all loans, but students who want to get out of debt quickly should put extra money toward one of the -LSB-...]

You could also decide to put that extra money toward your loan's principle balance and pay that off sooner.

You could put all of your extra money toward paying off your auto loan as this will help you get rid of a secured debt.

If you have enough to increase your rainy day fund periodically (not necessarily each month), an indirect but prudent way of increasing your rainy day fund is to put that extra money toward paying down your debt.

And you'll need to stay disciplined to put that extra money toward debt.

Put the extra money toward savings and credit card payments.

You can put your extra money toward your debt, making an effort to pay it down faster.

And, if you are able to see an average annual return that beats your interest payments, it's worth considering putting the extra money toward investments, rather than paying down this low interest debt.

Open a savings account, certificate of deposit (CD) or money market account (MMA) to put extra money toward your retirement fund.

Instead, focus on putting the extra money toward your savings to cover your emergency fund or to support future goals such as buying a car.

This means if you want to put extra money toward your loan payments, you'll be out of debt even faster.

For example, if you have two credit cards, one with a $ 2,000 balance at 19 % APR and a second card with a $ 3,000 balance at 12 % APR, you should make minimum payments on the $ 3,000 balance while paying extra money toward the 19 % APR card.

If you choose a debt consolidation loan with a lower monthly payment, it might take you longer to get out of debt than if you had just kept paying off credit cards, but it's up to you — you have the option to pay extra money toward your credit card debt each month, as long as there are no prepayment penalties.

You then focus on putting all of your extra money toward your highest interest rate while making minimum payments on the rest.

If you're planning on making headway on student loans by putting extra money toward them, don't split that extra amount between all of your student loan bills, as logical as that might seem.

Check out these 7 best automated savings services to easily save extra money toward your financial goals with minimal effort.

Its aims should include reducing unnecessary spending, like eating out or shopping, and putting this extra money toward paying off your debt.

Any time you get a windfall of cash, put that extra money toward debt.

Even if you don't have much to budget, getting into the habit of setting (and observing) spending limits will help you find opportunities to put extra money toward your student loan (s).

Once you put extra money toward principal you can't get it out unless you get a HELOC, which costs money.

Though this may be tiring, if you put all of your extra money toward paying off your debts, you shouldn't need to do this for very long.

Cut back on your expenses, and put the extra money toward reducing debt.

I worked on sticking to a budget, finding coupons and freebies and putting any extra money toward my loans.

If putting extra money toward your student loans each month is unattainable, you can instead make a few extra payments throughout the year.

The LCFF first went into effect for the 2013 - 14 school year and is intended to drive extra money toward students who are English learners, eligible to receive a free or reduced - price meals or foster youth.

Every raise that I got at work was applied as extra money toward my debt.

If you didn't put that extra money toward the down payment, though, you might be able to get returns above 4 % if you invested the money in stocks and had the patience to let it grow over time.

With an emergency fund in place and your investment strategy up and running, putting any extra money toward your debts is also a smart way to go.

Continue to make the minimum payments on all your accounts, but direct any extra money toward your smallest loan.

Not exact matches

Ideally, borrowers will want the extra money to go toward principal, not just their next payment.

A cultural barrier that Mattel and Alibaba will need to overcome is that when parents do have extra money to spend on their kids, they prefer to put it toward educational pursuits.

To help you explain to your servicer what it should do with your money, we've put together some sample instructions you can send to your servicer to ask them that they direct any extra payments toward your highest - rate loan.

For most borrowers, it makes sense to direct any extra payment toward your loan with the highest interest rate — this is the fastest way to save the most money over the long term.