Sentences with phrase «face amount less»

Another misconception about whole life insurance, some people then when the owner passes away, the heir gets both the face amount and the cash value, when in actuality, the heir would only get the face amount less any money the owner withdrew from the cash value without repaying it back.
The maximum benefit amount available equals the lesser of 90 % of the total death benefit or the policy face amount less $ 25,000.
American General Life provides two different living benefits with this policy: a Chronic Illness Benefit and a Terminal Illness Benefit.The Chronic Illness Benefit outlines that if you can not perform certain activities of daily living or if you are diagnosed with a severe cognitive impairment, American General Life Insurance Company will return all of your premiums paid up to 50 % of the policies ultimate face amount less any policy loan balance and an administrative fee.
Genworth is a very versatile company with many valuable points of interest such as the ability to secure a face amount less that $ 100,000 and very competitive Term life insurance rates.
The maximum benefit amount available equals the lesser of 90 % of the total death benefit or the policy face amount less $ 25,000.
You can access a maximum benefit amount which equals the lesser of 90 % of the total death benefit or the policy face amount less $ 25,000.

Not exact matches

The amount of federal taxes paid will go up for many, leaving less flexibility for local municipalities to raise taxes and or to sustain current rates in the face of citizens» resistance.
Floyd's reasoning was if l can get paid $ 8M to face the likes of Baldomir, why would l face Margarito for the same amount and bigger names in Cotto, Hatton for less.
Calls for altering the cap are back again this year as school districts face the prospect of setting budgets that allow for less than a 1 percent increase in the levy, or the amount collected in taxes.
Let's face it: most of us aren't eating the recommended amount of vegetables, much less the optimal amount.
For what amounts to less than $ 2 a treatment, you can plop one of these on your face, let it seep in for 15 to 20 minutes, and get instantly refreshed, hydrated, and cool - to - the - touch skin.
You need less than a pea size amount for your face, making this a great deal.
So, the next time I used a small amount (less than a pea - size) for my face and neck and that worked out well.
hollywoodnews.com: Wall Street: Money Never Sleeps pretty much embodies the struggle that franchises face when they wait a significant amount of time, much less 23 years, between installments: Should a sequel, spinoff or follow - up simply continue the story it started in the first film, or does it need to spice -LSB-...]
An accelerated death benefit allows a policyholder to receive an advance of the face amount if diagnosed with a terminal illness and given less than twelve months to live.
If you settle for less than the face value, that says something different entirely; not only could you not pay the original creditor, you had to negotiate to reduce the amount to pay the debt collector.
Because the amount of market discount, two points, is less than the de minimis amount (which in this case is 2.5 points, or 0.25 percent of the face value of a bond times the number of years between the bond's acquisition and its maturity), the market discount is considered to be zero and the difference between purchase price and sales price or redemption is generally treated as a capital gain upon disposition or redemption.
TermAccel is the best fit for ages 50 and under and face amounts $ 500,000 and less.
LifeElements is convertible term life insurance, allowing you to convert all or a portion of the face amount to permanent coverage before the end of the term or by age 70, which ever is less.
Under the de minimis rule, if a bond is purchased with a small amount of market discount — an amount less than 0.25 percent of the face value of a bond times the number of complete years between the bond's acquisition date and its maturity date — the market discount is considered to be zero.
With a life settlement, you agree to sell your policy to a third party for an amount greater than the surrender value but less than the face amount.
Generally, you get an amount that is equal to or less than the face value of the loan.
So, if you had a $ 500,000 death benefit and your insurer capped the amount you could accelerate at «the lesser of $ 250,000 or 75 % of the policy's face value», you could request up to $ 250,000 while still living.
Some life insurance may offer death benefit options, including: a specific benefit that does not vary; a face amount plus the policy value; or the face amount plus premiums paid less withdrawals and loans.
especially valuable in a split - dollar business arrangement, equals the policy's face amount plus the adjusted total premium (total premiums paid, less any partial surrenders).
After all, by participating in the settlement, they will get less than a full face amount owed.
WriteFit Express is only available with Advantage Elite Select Term, Secure Protector & Accumulator Whole Life, and Orion IUL, for face amounts of $ 250,000 or less and standard underwriting classes.
Policies are available in face amounts typically ranging from several thousand dollars up to a maximum of $ 50,000 or $ 75,000 — much less than a standard life insurance policy.
The policy includes a guaranteed death benefit between the lesser of $ 10,000 or 10 % of the policy face amount.
Please avoid expressing beneficiary shares as dollar amounts since the actual death benefit paid may be more or less than the original policy face amount.
I can't stand this amount of fakeness thrown in my face, and the degree that booth babes are more or less worshipped at E3, getting articles on gaming sites devoted to them, is sickening.
In - house departments are also paying an increasing amount of scrutiny to the diversity of their legal teams, with HP, Microsoft and Paypal all demanding to see less homogenous external legal teams, with those that do not change potentially facing financial penalties.
Of course, if you face a divorce situation, no amount of statistics is going to make you feel significantly better but these figures are interesting, appearing to show perhaps a trend for more divorce in less affluent areas of the country, that the peak READ MORE
If the insured dies in an accident while he or she is a fare - paying passenger on a common carrier (e.g., airplane, train, or bus), this rider provides an additional death benefit equal to 100 percent of the original face amount or $ 250,000, whichever is less.
Many people have purchased a $ 200,000 face amount policy where they could have purchased an additional $ 50,000 for less money.
The high premiums, combined with a low face amount for the death benefit, make guaranteed issue life insurance a less desirable option for relatively healthy individuals.
Policies are available in face amounts typically ranging from several thousand dollars up to a maximum of $ 50,000 or $ 75,000 — much less than a standard life insurance policy.
Age 100 (121 in FL) At that age, the face amount will be paid less any outstanding policy loans and loan interest
The benefit received is the lesser of 50 % of the policy face amount or $ 300,000.
It is very inexpensive, so you can purchase high face amounts, perhaps as much as $ 500,000 for less than $ 100 per month, depending on your age.
Premiums will be level in most cases, but less expensive than a policy with a level face amount.
Simplified issue whole life insurance, commonly referred to as burial insurance, is similar to simplified issue term insurance in that policy face amounts are normally $ 25,000 or less and in many cases are $ 10,000.
These are generally for small face amounts, such as $ 50,000 or less.
It costs $ 75 and it is important to note that the locator service generally will not report on policies with a $ 100,000 face amount or less, guaranteed issue policies, employer - based life insurance, or military issued life insurance.
So, if you had a $ 500,000 death benefit and your insurer capped the amount you could accelerate at «the lesser of $ 250,000 or 75 % of the policy's face value», you could request up to $ 250,000 while still living.
The face amount of the policy is the initial amount that the policy will pay at the death of the insured or when the policy matures, although the actual death benefit can provide for greater or lesser than the face amount.
The death benefit is the face amount or coverage amount of the policy that will be paid to the named beneficiary upon death of the insured (less any outstanding policy loans and interest).
It gives you the advantage of being able to purchase a higher face amount for less money.
Additional insurance limited to the lesser of $ 100,000 or the face amount of the base policy.
* The maximum amount that can be accelerated over the lifetime of the insured is the lesser of 90 % of the face amount of the policy or $ 500,000, and the minimum face amount that can be accelerated is $ 1,000 annually.
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