With and adjustable whole life insurance policy, should your needs change, you may change characteristics of your policy, such as altering the policy's protection period, changing
the face value amount of the policy or the premium, or changing the premium's payment period.
You simply pay your monthly premiums and, upon your death, the full
face value amount of your policy is contributed to that organization as a charitable gift.
The face value amount of the insurance policy typically will decrease as the balance of the debt goes down — until both reach zero.
Face Value The amount of money printed on the face of the certificate of a security; the original dollar amount of indebtedness incurred.
No medical life insurance is a special type of life insurance that is sold in standard
face value amounts of up to $ 250,000.
Not exact matches
Their themes — don't risk it all, stay small, charge for
value, free is stupid — fly in the
face of the conventional image that web success comes from big startups that attract massive
amounts of free users and then massive buyouts — yet they're right in line with a time - honored business practice: making a profit.
But the bottom line is this: Millennials
face an impossibly high
amount of student debt, their college degrees don't hold the same
value as they did in previous generations, and this has influenced a new approach to life — one that integrates life and work as one unified concept.
Like other UL policies, an IUL policy offers a high degree
of flexibility and customization and accumulates tax - free
value above and beyond its initial
face amount.
A # 34 million loss for the last recorded accounting period (2012 - 3), including staff costs
of # 26.1 million is far from small beer and if the television deal Leicester will enjoy from August makes those
amounts look piddling at
face value, the wages and transfer fees required to compete at the top level will almost certainly be sufficient to keep the club in the red for some time to come.
So even taken at
face value, the oft - cited yield gap between conventional and organic farming is smaller than the
amount of food we routinely throw away.
In addition to repetitive, unimaginatively executed flashbacks to Victor's childhood, there's also a bewildering
amount of hackneyed wisdom (real transformation comes not from being loved, but one's ability to love, no matter how difficult) that's meant to be taken at
face value.
State laws allow bail bond companies to charge defendants a premium
of up to 12 percent
of the
face value of the bond imposed by a judge, in exchange for a promise to pay the full
amount to the court if the defendant doesn't show up for trial.
Upon reaching the target age, the whole life cash
value equals the target
face amount of the policy.
The payment
of the accelerated death benefit reduces the stated
face amount and stated cash
value.
The reporting agencies will be told the
face value of the debt that was sent to collections, and they will be told the
amount paid to settle it.
Because the
amount of market discount, two points, is less than the de minimis
amount (which in this case is 2.5 points, or 0.25 percent
of the
face value of a bond times the number
of years between the bond's acquisition and its maturity), the market discount is considered to be zero and the difference between purchase price and sales price or redemption is generally treated as a capital gain upon disposition or redemption.
Under the de minimis rule, if a bond is purchased with a small
amount of market discount — an
amount less than 0.25 percent
of the
face value of a bond times the number
of complete years between the bond's acquisition date and its maturity date — the market discount is considered to be zero.
In addition to the credit worthiness
of the issuer, the price
of a bond on the secondary market is determined by several factors including the interest it pays, its
face value and its duration or how long it is until it matures and the issuer repays the
amount borrowed.
That
amount is considered the «
face value»
of the policy.
However, since they deal with a number
of transactions, you need to make sure that you are asking for a realistic
amount — ideally, the
amount should not exceed 85 %
of the
face value.
If you've insured your life for $ 500,000, this is the
face value of your policy — the
amount that goes to your beneficiary when you die.
Simply multiply the coupon by the
face value of the bond to determine the dollar
amount of your annual interest payments.
In some cases, the
face value of a loan is not necessarily the
amount of money you receive when you sign a loan contract.
The coupon interest rate
of the bond (multiply this by the par or
face value of the bond to determine the dollar
amount of your annual interest payments)
Generally, you get an
amount that is equal to or less than the
face value of the loan.
The
face value of a loan refers to the
amount of principal that a borrower has to repay the lender, which is also the
amount of money that the interest payment calculation is based upon.
When I buy a stock strictly because it's trading below it's «intrinsic
value» I tend to hold it for a prolonged
amount of time until it's near its
face value.
So, if you had a $ 500,000 death benefit and your insurer capped the
amount you could accelerate at «the lesser
of $ 250,000 or 75 %
of the policy's
face value», you could request up to $ 250,000 while still living.
This is the
face value, or initial
amount or principal
of the loan.
the dollar
amount of all interest earned on government and corporate debt obligations and short - term certificates
of deposit, as well as interest earned from cash in a brokerage account; for bond ladders it represents the estimated annual income that will be received from the securities that make up the rung; the income is calculated by multiplying the coupon rate by the quantity
of bonds (
face value)
Bonds are issued at a minimum
amount of Rs. 1000 / -(
face value) and in multiples thereof.
The bond investment grade is assigned after assessing the potential
of the bond and the bond issuer and depicts how likely and reputed the bond issuer is when it comes to the interest (coupon) payment and also the repayment
of the principal
face value amount once the bond maturity period is completed.
The death benefit can also be defined as the
face value or
face amount of a life insurance policy.
You can also reduce the
face amount of a loan or surrender a certain
amount of cash
value to avoid incurring tax liability from a policy's lapse.
The Par
Value or Face Value is a term used to define the principal value of each bond, which means the amount you had paid while purchasing the
Value or
Face Value is a term used to define the principal value of each bond, which means the amount you had paid while purchasing the
Value is a term used to define the principal
value of each bond, which means the amount you had paid while purchasing the
value of each bond, which means the
amount you had paid while purchasing the bond.
A Coupon is the annual interest
amount in percentage that you will be receiving for the
Face Value of the bond.
But if the
value of the underlying drops, as it always could, the main risk you
face is losing your premium, an
amount that's usually much smaller than the initial margin requirement.
The stated
face value of a bond or stock (as assigned by the company's charter) expressed as a dollar
amount per share.
Given the recent increase in the
value of investment real estate, and with the new five year wait between the acquisition
of property converted to a residence and its sale, many taxpayers are
faced with gains far in excess
of amounts that may be excluded under Section 121.
The
amount is typically 0.25 %
of the
face value of the GIC multiplied by the number
of years to maturity.
present
value: $ 200,000 (the
face amount of the loan is entered as a positive since you are receiving the loan proceeds at the outset)
Current yield is most often applied to bond investments, which are securities that are issued to an investor at a par
value (
face amount)
of $ 1,000.
According to an article published by U.S. News, «Whole life insurance can allow for a buildup
of cash
value and if held long enough can increase the
value and
face amount.
However, considering the unexplained operational problems this company clearly
faces, along with the threat
of continued massive dilution, a purchase
of shares at these low levels
amounts to speculation as opposed to
value investing.
E-cards have
face values of $ 10, $ 25, $ 50, $ 100 or any other
amount.
The Principal is the
amount borrowed, the original
amount invested, or the
face value of a bond [2].
The
face value of a bond (as opposed to the
amount an individual investor might have paid for the bond).
The
amount is calculated by multiplying the interest
of the bond by its
face value.
Results were based on an evaluation
of the realized dividends and cash surrender
values of a Whole Life policy issued 1/1/82 — 12/31/16 (35 - year old male, $ 250,000
face amount, select preferred rating, annual premium
of $ 3,585) and the historical results
of the S&P 500 and Bloomberg Barclays US Aggregate Bond Index.
The
face amount, or par
value,
of a bond or note that the issuer promises to pay on the maturity date.