Sentences with phrase «face value coverage»

Gerber Gorw - Up Plan life insurance offers face value coverage for your child or grandchild (it can also be purchased by legal guardians) ranging from $ 5,000 - $ 50,000

Dollar for dollar, term life insurance provides the most face value coverage for the cost making it a very popular option for someone on a budget.

Not exact matches

A portion of your premium pays for life insurance coverage equal to the face value of the policy.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

Teacher Supply, Demand, and Shortages in the U.S.» Although initial coverage mainly took the report at face value, others have started to push back.

Let's take BookScan's 80 % coverage claim for U.S. print sales at face value for a moment.

If you pass away during the period of coverage, your beneficiaries would receive the entire face value of the policy.

If, however you live longer than the period of coverage, you receive the policy's face value which, at that point, would equal its cash value.

A portion of your premium pays for life insurance coverage equal to the face value of the policy.

So, for example, if you purchased enough coverage to cover one child's education and later decide to have a second child, you can adjust the face value of your policy to reflect the increased costs.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

Term life insurance is typically on one of the most affordable insurance options for coverage and usually buying term protection is the easiest way to get the highest face value for the lowest cost.

If someone else is responsible for a loss to the contents of your apartment because of their negligence, their liability coverage could pay you actual cash value, but let's face it: You don't want the actual cash value of your stuff.

If you have a temporary need for additional life insurance above the current face value of your existing policy and want an affordable way to have coverage, considering a term rider might be a solution for you.

The face value does not always equal the death benefit, particularly when you are dealing with permanent coverage, such as whole life insurance, that has accompanying riders such as PUA riders and term riders and also has life insurance dividends that can increase the death benefit.

With Custom Advantage, the underwriting process can take between 1 to 6 weeks, but you have the benefits of being able to choose any face value (death benefits can be over $ 1 million) and paying lower premiums for comparable coverage.

Ladder offers great online term life insurance coverage with competitive rates, particularly if you want a policy with a face value over $ 1... Read More

Term life coverage means that the face value of your policy will be paid to your beneficiary if you die within the term period and not afterward — unless the term policy is renewed upon its expiration, which almost always means higher premiums.

While both collision and comprehensive insurance are optional, Margot Bai, a former insurance agent and author of the book Spend Smarter, Save Bigger, advises against waiving collision and comprehensive coverage, «unless your car is so old that the increase in premiums you'd face when making a claim exceeds the value of the vehicle.»

When an insured defaults on his / her obligation to remit payment of a premium, and the policy lapses as a result, the policy may acquire a paid up value such that the face amount of coverage under the policy is reduced in proportion with the number and amount of premiums paid until the date of default.

Students in New York Law School's Program in Law and Journalism look at legal stories in the mainstream news media, evaluate the reporting, and probe further, questioning facts and statements in the coverage that someone who hasn't studied law might take at face value.

He has been exposed to nearly every conceivable type of medical cases, ranging from complex retinopathy of prematurity to high value cerebral palsy and brain damage cases (such as the recent Fieldfisher case in which a # 9m award was secured for Rebecca Ling, whose heroism in the face of her profound disabilities was recognised when she carried the Olympic flame — please see coverage here).

I think you should carry more insurance coverage than your used to because I've seen the look on a person's face when they learn difference between Replacement Cost and Actual Cash Value the hard way.

Of course, your coverage could cost even less if you purchase a lower face value.

Guaranteed issue coverage policies generally have a lower face value, but they provide coverage to all applicants without requiring a medical exam or medical history.

While standard whole life insurance policies can provide funeral and burial coverage, final expense no medical insurance policies provide superior coverage given the facts they contain a lower face value than traditional life insurance policies.

AD&D Insurance has all of the same benefits as Accidental Death Insurance listed above — plus coverage for serious injury as listed below, and is a percentage of the face value:

The amount of these premium is based on several factors, including whether the policy is permanent or temporary, and then next face value, length of coverage, age, and your rate class.

Policies now had to provide coverage up to age 95, limit their premium payments, and establish a certain ration between the face amount of the policy and the cash value.

However the face value of the insurance policy can be supplemented by various other benefits that can make an advantageous addition to the primary coverage.

In addition to nonmedical policies with up to $ 100,000 in face value, other policies requiring medical screenings, blood work, attending physician statements, etc. may provide coverages in the millions.

A portion of your premium payment goes to pay for the actual whole life insurance coverage that is an amount equal to the face value of the policy.

While it won't last your entire life and is not practical to renew at the end of the term, it is a low priced way of getting a high face value of coverage.

These policies offer lower premiums to holders, while maintaining the same face value, which can give customers greater flexibility and control of their coverage and benefits.

For customers in good health and are needing larger face value on their life insurance with quick underwriting, American National Signature Term Xpress Plus provides up to $ 1,000,000 in coverage with expedited underwriting.

At the end of year five the face value of your policy is zero and your coverage expires.

Since most companies will only go up to $ 50k in face value, it is hard for some people to obtain coverage that meets all their needs.

An adjustable life policy gives you the flexibility to adjust the face value, premium, and length of coverage without having to completely change policies.

The downside is that child riders don't always offer a lot of coverage (most typically offer an average face value between $ 10,000 and $ 25,000 per child).

If you have a temporary need for additional life insurance above the current face value of your existing policy and want an affordable way to have coverage, considering a term rider might be a solution for you.

If you pass away during the period of coverage, your beneficiaries would receive the entire face value of the policy.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

To help prepare for life's unexpected expenses, the Farmers Graded Benefit Whole Life is a life insurance policy for those who want permanent insurance coverage with guaranteed cash values and guaranteed level premiums with a lower face amount.

In contrast, universal life policies (a flexible premium whole life substitute) may be structured to pay cash values in addition to the face amount, but usually do not guarantee lifetime coverage in such cases.

Gerber College Plans come with face values between $ 10,000 to $ 150,000, and are priced according to your health, since you're the one who's insured for the length of coverage.

People who have a serious health problem may receive a policy with a «graded death benefit,» which means the coverage amount increases over time and your beneficiaries won't receive the full face value if you die within the first few years of the policy.

If, however you live longer than the period of coverage, you receive the policy's face value which, at that point, would equal its cash value.

Before you lower your face value of the plan, you'll need to determine what your life insurance needs are and how much coverage your family will need.

It's possible to change many variables in adjustable rate plans including the «face value» or «total value» of the policy as well as the coverage period or the amount paid each month.

For the types of policies that build up a value outside of the coverage amounts, the cash value indicates the value of the policy but face value is the coverage amount stated on the policy.