Sentences with phrase «face value of the plan»

With a level plan, the death benefit is the face value of the plan, with a graded plan on the other hand, you only have 30 % of protection in the first year and then 70 % in the second year.

With a variable universal life insurance plan, you'll have the flexibility of changing your premium amount and the face value of the plan.

Before you lower your face value of the plan, you'll need to determine what your life insurance needs are and how much coverage your family will need.

Will the full face value of the plan be in effect immediately, or will there be a waiting period?

For example, if the policy has a two - year graded death benefits period, if something were to happen to you within the first two years after you accept the policy, the insurance company will not pay the face value of the plan.

If you were to pass away from an accident, your family will get an extra 25 % of the face value of the plan.

Not exact matches

If you're planning to go the coupon route yourself, a primer on trends from Inmar's report: The clip - and - save renaissance forced companies to keep face values down — they declined by a penny to $ 1.44, a reversal of years of increase.

players like Ozil always present the fans with a bit of a conundrum, especially when times are tough... if you look around the sporting world every once in awhile there emerges a player with incredible skill, like Ozil, Matt Sundin or even Jay Cutler, who have a different way about themselves... their movement seemed almost too lackadaisical, so much so that it seemed to suggest indifference or even disinterest on the part of the player... their posture always appears somewhat mopey and they generally have an unflattering «sour puss» expression on their face... for some their above average skills are enough to keep them squarely in the mix, as their respective teams try desperately to find a way to get the best out of them visa vie player acquisitions or the reworking of tactics... when things go according to planned the fans usually find a way to accept their unique disposition, whereas when things go awry they become easy targets for fans and pundits alike... in the case of Ozil and Sundin, their successes on the international stage and / or with their former teams led many to conclude that if we surrounded such talented individuals with players that have those skills that would most likely bring the best of these players success would surely follow... unfortunately both the Maple Leafs and our club chose to adopt half - measures, as each were being run by corporations who valued profitability over providing the best possible product on the field... for them, they cared more about shirt sales and season tickets than doing whatever was necessary... this isn't, by any stretch, an attempt to absolve Ozil of any responsibility for his failures on the pitch... there is no doubt oftentimes his efforts were underwhelming, to say the least, but this club has been inept when it comes to providing this prolific passer with the kind of players necessary for him to flourish... with our poor man's version of Benzema up front, the headless chickens in Walcott, the younger Ox and Welbeck occupying wide positions far too often and the fact that Carzola, who provided Ozil with great service and more freedom to roam, was never truly replaced, the only real skilled outlet on the pitch was Sanchez... remember to be considered a world - class set - up man goals need to be scored and for much of his time here he has been surrounded by some incredibly inept finishers... in the end, I'm not sure how long he will be in North London, recent sentiments and his present contract situation seem to suggest that he will depart at season's end, but how tragic would it be if once again we didn't put our best foot forward and failed to make those moves that could have brought championship football back to our once beloved club... so when you think about this uniquely skilled player don't be so quick to shift all the blame on his shoulders because he will not be the first or the last highly skilled player to find disappointment at the Emirates if we don't rid the club of those individuals that are truly to blame for our current woes

In the face of mounting budget deficits, the James Prendergast Library in Jamestown is planning to sell 19th - and 20th - century paintings and tapestries valued at as much as $ 1 million from its art collection through two New York City auction houses.

There's little doubt that many education decision makers see the value of self assessment and improvement planning but in the face of changing college structures driven by area reviews and new entrants to the apprenticeship delivery market, including many who are migratingfrom sub-contracting models to direct contracting with the ESFA, a review of good practice can only be beneficial.

Ensuring that families have open, safe lines of communication with district leaders provides a platform for family voices to be heard and valued in a district's plans to address the real inequities facing their unique community.

Many retirees face the choice of taking monthly payments from their employer's pension plan or transferring the commuted value into an investment account.

The value of these holdings will evolve over time — given performance differences in the underlying funds — and the investor or plan sponsor will eventually face the challenge of finding an effective rebalancing methodology.

Having long bemoaned of a «war on coal,» facing massive losses in share value, and the likely closure of many coal plants under the Clean Power Plan, the coal industry must be looking to Jeb Bush as a potential ally.

You may face an option of choosing from replacement cost or actual cash value while you select your plan.

Unlike traditional mortgage life insurance whose value decreases as you pay down your mortgage balance, term life insurance plans pay the full original face value of your policy to your beneficiary.

Unlike traditional mortgage life insurance whose value decreases as you pay down your mortgage balance, the CoverMe Term Life plan pays the full original face value of your policy to your beneficiary.

If you were to apply for a traditional life plan, you would inherently be paying much more because the face value of the policy would be much higher than what you need.

The very low face value minimums are easily one of the most unique features to burial insurance plans.

Other factors that have an impact on premiums are credit scores and the face value of the insurance plan.

Gerber College Plans come with face values between $ 10,000 to $ 150,000, and are priced according to your health, since you're the one who's insured for the length of coverage.

It's possible to change many variables in adjustable rate plans including the «face value» or «total value» of the policy as well as the coverage period or the amount paid each month.

Their graded plan will pay out 30 % of the face value if death occurs during the first year of the policy.

If you are in an exceptionally high tax bracket, are facing uncertainty as to your physical condition over time and want the stability of a permanent life insurance plan, are maximizing other tax advantaged savings and investment accounts, or are looking for a way to reduce estate tax exposure, it is possible that a whole life or other cash value life insurance plan makes sense for you.

Bartlett customers searching for cheap renters insurance may also decide to purchase a plan that comes with a smaller face value or total amount of protection.

With this plan, there are different death benefit options, such as 1) necessary face amount; 2) face amount plus accumulated value, or 3) face amount plus a sum of premiums, less any withdrawals.

You can also choose the type of plan and face value you want, leaving it to the company to calculate the premium rate needed.

Getting more value for every dollar you spend is very important with these plans because let's face it, most of us here in Maple Grove need all the help we can get in this area.

For example, once your mortgage is paid off you can reduce the face value of the policy to remove the portion you had planned for paying off the mortgage if you had died.

A evaluated advantages plan is one where you will not get the finish face value of the method.

However, this doesn't mean that the average, intelligent person will easily understand all the nuances of a life insurance policy at face value, nor will he or she know how to go about choosing the right plan for their budget and needs.

If you let the plan accumulate cash value, your recipients will be assured of a set (face) quantity without having to pay taxation on the continues.

• Competitive Base Salary • Industry - leading commission • Benefits (Pension, Health Plan, Life Assurance, Dental, Birthday day off, Charity day's off, Childcare Vouchers) • Great Incentives to motivate you • Continuous Training to support your personal development and career If you share our values then you should have the following skills too: • Excellent relationship building skills - both over the phone and face to face • Demonstrable track record of sales success • Passion for delivery and customer service • Positive attitude and resilience • Sense of humour Have you worked within the Financial Services Sector before?

While accountability from each partner is key, many problems couples face with money are co-created in ways that may not seem obvious, usually in the form of plans not discussed, values not delineated, checks and balances not established.

Part of the challenge faced by Mockingbird was getting lenders to see the value of proximity to transit, says Hughes, who began planning the project in 1995.