Sentences with phrase «face value policies»

We routinely replace expensive mortgage protection policies sold by IMO's as we can often provide better pricing or higher face value policies for less money.

If you are young and in good health then these large face value policies can still be less than $ 50 a month in premiums.

It is important to understand underwriting requirements and medical requirements before applying for a high face value policy so that you are prepared for the process.

Another common type of term insurance is mortgage insurance, which is usually a level premium, declining face value policy.

We routinely replace expensive mortgage protection policies with better priced or higher face value policies.

«Flipping» is when a person — often someone with substantial financial resources — buys a large face value policy for the purpose of quickly selling it for profit.

Transamerica also offers low face value policies for those looking to cover final expenses.

A modified coverage decreasing face value policy may be useful for someone who doesn't need the extra coverage, or for someone who would like to save money while still providing for their child's needs.

The process, especially for large face value policies, may require in - depth examination by the carrier to ensure that the death of the insured did not fall under a contract exclusion, such as suicide (usually excluded for the first few years after policy inception) or death resulting from a criminal act.

If the purpose of the insurance is to pay off a business loan in the event of the untimely death of the principal, or to provide for any other temporary need, a 20 or 30 year term would be very low cost for high face value policies.

We routinely replace expensive mortgage protection policies sold by others with better priced or higher face value policies.

If you wanted no medical examination whole life, a face value policy of up to $ 100,000 can normally be obtained.