Sentences with phrase «face value policy»

It is important to understand underwriting requirements and medical requirements before applying for a high face value policy so that you are prepared for the process.

Transamerica also offers low face value policies for those looking to cover final expenses.

We routinely replace expensive mortgage protection policies sold by IMO's as we can often provide better pricing or higher face value policies for less money.

We routinely replace expensive mortgage protection policies with better priced or higher face value policies.

If the purpose of the insurance is to pay off a business loan in the event of the untimely death of the principal, or to provide for any other temporary need, a 20 or 30 year term would be very low cost for high face value policies.

We routinely replace expensive mortgage protection policies sold by others with better priced or higher face value policies.

Not exact matches

He also faced criticism for policies that seemed to value bank profitability over helping struggling homeowners.

Also called the face value of the policy, this refers to the payout the beneficiaries will receive upon your passing.

In the case that you pass, the policy beneficiaries should file a claim with the insurer, after which point the circumstances of your death will be reviewed and receive the payout (also called a death benefit or the face value of the policy) so long as everything is in order.

A portion of your premium pays for life insurance coverage equal to the face value of the policy.

Like other UL policies, an IUL policy offers a high degree of flexibility and customization and accumulates tax - free value above and beyond its initial face amount.

The amount you're able to add to the policy's face value will be specified in the rider.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

The percentage of the death benefit you can receive is generally less than 50 %, what qualifies as a terminal illness varies depending on your policy, and the payout you receive may be deducted with interest from the face value of your policy.

Wenger's words yesterday can't be taken at face value at all, as we've been told about how there is money available for seasons and seasons now, and little has changed in terms of the transfer policy.

Researchers said that it's time for international policies to recognize the value of wilderness areas and to address the unprecedented threats they face.

They're attuned to the challenges that kids can face, the easy - to - overlook value of a choral group or an arts project, and when the practical impact of policies seems arbitrary or unfair.

The value in reviewing policies regularly is that, in the event of litigation, such evidence can go a long way in convincing courts that educators are doing their best to be up - to - date in maintaining safe, orderly schools while safeguarding the rights of all in school communities in the face of rapid changes in the world of technology.

There is a policy trend to use value - added modeling to evaluate teachers because of its face validity and superficial objectiveness.

At face value, the analysis of the curriculum goals of the Teachers College, as described on the program website, does not reveal a policy of standards - based technology integration.

Facing History and Ourselves has a comprehensive Gift Acceptance Policy to ensure alignment between all philanthropy and the organization's core values.

State and federal policy, however well - intended, can go awry in implementation or become out of balance with the real needs and challenges faced by public schools and valued by citizens.

Upon reaching the target age, the whole life cash value equals the target face amount of the policy.

The amount you're able to add to the policy's face value will be specified in the rider.

If you die as the direct result of a vehicular, air, or sea accident that you did not deliberately cause, your insurer will pay your beneficiary the accidental death benefit, which is normally twice the value of your insurance policy's face value.

If you pass away during the period of coverage, your beneficiaries would receive the entire face value of the policy.

You pay a flat premium over the duration of the policy, but the face value (death benefit) of the policy decreases over time.

If, however you live longer than the period of coverage, you receive the policy's face value which, at that point, would equal its cash value.

Payment for the face value of the insurance policy or death benefits, which your beneficiary or beneficiaries will receive after you pass away

While key employee life insurance is usually purchased for high - earners, you should note that the face value of the policy is often limited to a multiple of the insured's income, such as 10X.

Face - amount certificate Face - amount certificate company Face value Fair market price Feasibility study Federal covered securitiy Federal funds Federal Home Loan Mortgage Corporation (FHLMC or «Freddie Mac») Federal National Mortgage Association Federal Reserve Board Fidelity bond Fiduciary FIFO Fill - or - Kill Financial futures Financial and operations principal Firm commitment underwriting Firm quote Five percent policy Fixed annuity Fixed assets Fixed income pricing system (FIPS) Fixed - unit investment trust Floor brokers Flower bonds FNMA FOCUS report FOK FOMC Forward pricing Fourth Market FRB Free Credit Balances Freeriding Freeriding and withholding Frozen account Full authorization or discretion Fully diluted earnings per share Fully paid securities Functional allocation Fundamental analysis Futures

A portion of your premium pays for life insurance coverage equal to the face value of the policy.

No medical exam life insurance policies are term life insurance policies, often with a relatively low face value.

That amount is considered the «face value» of the policy.

Before you ask, «face value» is a fancy way of saying how much your policy is worth.

Option 2 provides total face amount plus policy value (no available with ROP).

Also called the face value of the policy, this refers to the payout the beneficiaries will receive upon your passing.

In the case that you pass, the policy beneficiaries should file a claim with the insurer, after which point the circumstances of your death will be reviewed and receive the payout (also called a death benefit or the face value of the policy) so long as everything is in order.

It is not added to the face value of the policy, which your beneficiaries get if you pass away.

Final expense insurance is typically a permanent insurance policy with a small face value (often $ 5,000 to $ 25,000) since it's intended to cover limited expenses associated with your death.

If you've insured your life for $ 500,000, this is the face value of your policy — the amount that goes to your beneficiary when you die.

Generally, policy face values must be over $ 100,000 to be considered.

These policies tend to be less expensive as they have a low face value and are designed to cover end - of - life costs.

On average, a 20 - year level term policy with $ 500,000 face value would cost $ 277 per year for a 30 - year old male in great health.

Viatical settlements are when terminally ill people with less than two years to live accept less than their policy face value to get the money now, where life settlements involve people ages 65 and older who might live quite a while.

In addition, these policies come with an Additional Purchase Benefit, which is the option to increase your policy's face value at certain points in time.

With a life settlement, you agree to sell your policy to a third party for an amount greater than the surrender value but less than the face amount.

The percentage of the death benefit you can receive is generally less than 50 %, what qualifies as a terminal illness varies depending on your policy, and the payout you receive may be deducted with interest from the face value of your policy.

So, for example, if you purchased enough coverage to cover one child's education and later decide to have a second child, you can adjust the face value of your policy to reflect the increased costs.

The only benefit paid to your family is the face value of the policy, the $ 125,000 in our example.