Sentences with phrase «face value the benefits»

QuickGard is also convertible to permanent insurance up to age 65 and has guaranteed face value benefits.

Not exact matches

In the case that you pass, the policy beneficiaries should file a claim with the insurer, after which point the circumstances of your death will be reviewed and receive the payout (also called a death benefit or the face value of the policy) so long as everything is in order.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

The percentage of the death benefit you can receive is generally less than 50 %, what qualifies as a terminal illness varies depending on your policy, and the payout you receive may be deducted with interest from the face value of your policy.

Thus we support a reduction in the speed limit because it will «save 7,466 lives every year,» though we would not do so if we recognized that such a law merely reduces the probability that an individual will die in a car accident from.0005 to.0004, a benefit too trivial to be noticed and, for any individual faced with the choice, far below the value of the additional driving time it entails.

Julian Glover's assumption that senior Tories might well benefit from improved clarity as to their intentions might result in an ideological war that Labour may think it can capitalise on (by taking the Coalition's necessity argument at face value, Labour will be able to uphold the seemingly reasonable position - that there are no social democratic ends by stateless means.)

Well, the truth is these are all aspects of fat loss, but this type of marketing is little more than an attempt to dazzle you with terminology and scientific half - truths in hopes that you just accept the claimed benefits at face value.

Even taking the impacts of the two projects at face value, the benefit - cost ratio of an institutionalized Perry Preschool — type program would turn positive only after about 90 years.

New teachers hired after 2011 face negative net benefits for the first two decades of work because the value of their contributions exceed their future pension benefits.

Along with these benefits, however, it is important to remember the value of face - to - face interaction.

The payment of the accelerated death benefit reduces the stated face amount and stated cash value.

If you die as the direct result of a vehicular, air, or sea accident that you did not deliberately cause, your insurer will pay your beneficiary the accidental death benefit, which is normally twice the value of your insurance policy's face value.

You pay a flat premium over the duration of the policy, but the face value (death benefit) of the policy decreases over time.

Payment for the face value of the insurance policy or death benefits, which your beneficiary or beneficiaries will receive after you pass away

In the case that you pass, the policy beneficiaries should file a claim with the insurer, after which point the circumstances of your death will be reviewed and receive the payout (also called a death benefit or the face value of the policy) so long as everything is in order.

In addition, these policies come with an Additional Purchase Benefit, which is the option to increase your policy's face value at certain points in time.

The percentage of the death benefit you can receive is generally less than 50 %, what qualifies as a terminal illness varies depending on your policy, and the payout you receive may be deducted with interest from the face value of your policy.

The only benefit paid to your family is the face value of the policy, the $ 125,000 in our example.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

So, if you had a $ 500,000 death benefit and your insurer capped the amount you could accelerate at «the lesser of $ 250,000 or 75 % of the policy's face value», you could request up to $ 250,000 while still living.

Some life insurance may offer death benefit options, including: a specific benefit that does not vary; a face amount plus the policy value; or the face amount plus premiums paid less withdrawals and loans.

Mortgage insurance pays out one benefit even if both spouses die, whereas some individual life insurance plans pay out double the face value if both spouses die.

Whole life requires the policy owner to pay a fixed monthly premium for the rest of their life, and upon death, the company will payout the face value of the policy (death benefit) to the beneficiary.

Under either option, a higher death benefit may apply if the value in the Policy Account reaches a certain level relative to the Face Amount.

The death benefit can also be defined as the face value or face amount of a life insurance policy.

The face value does not always equal the death benefit, particularly when you are dealing with permanent coverage, such as whole life insurance, that has accompanying riders such as PUA riders and term riders and also has life insurance dividends that can increase the death benefit.

With Level Death Benefits the insured is eligible for the full death benefit or face value the same day the policy goes into force.

Face Amount — Could also be referred to as the Death Benefit, Policy Value, Payout Amount, Face, or Proceeds.

With Custom Advantage, the underwriting process can take between 1 to 6 weeks, but you have the benefits of being able to choose any face value (death benefits can be over $ 1 million) and paying lower premiums for comparable coverage.

Not only would your beneficiary receive the death benefits, or «face value» of the life insurance policy, but you are also accumulating a «living» benefit — the cash value that accumulates in the saving / investment component of your policy.

The biggest and most obvious benefit is that you're buying the bond at a big discount to its face value.

As long as you're paying your premiums, the death benefit will always be equal to the face value of the insurance your purchased.

Although the face value (death benefit) is typically smaller than that of a traditional life insurance policy, so are the premiums.

This rider doubles the face value death benefit of your policy in the event that your death is the result of an accident.

He pointed out that top Canadian earners fought for principles of equal work for equal value, yet their children now face lower wages and reduced pension benefits even if they're doing the same work at the same employer.

Upon the policyholder's death, usually the insurer pays the face value of the death benefits for whole life insurance policies.

If the policy has a Death Benefit, the contract could be worth much more to your heirs than its current face value.

This life insurance software will accurately project true capital needs, and will both explain and show, why your death benefit face value needs decline every year.

When you pass away, the death benefit your loved ones receive will be the face value of the policy.

It may allow you to receive more money than if you cancelled or surrendered the policy for its cash value, but less than the face value — or death benefit — of the policy.

If there are any loans against the life policy, then these amounts will reduce the face value of the death benefit when the insured passes away.

Although the largest policy in the portfolio (by face value) matured during the period, a large proportion of the total death benefit remains linked to a relatively small proportion of lives.

If we take this credit at face value, we only need to get $ 150 worth of Ultimate Rewards points and benefits to make the Chase Sapphire Reserve worth it, even for the occasional traveler.

Quantitative estimates of costs and benefits associated with particular policy options can inform responses, but such valuations face a myriad of issues, including the choice of which impacts to «internalize» within the economic valuation, the value of future versus present risk, and how to compare different types of impacts on a common scale (e.g. (Arrow et al. 2013; European Commission 1995; Johnson and Hope 2012; Muller et al. 2011; National Research Council 2010, hereafter NRC2010; Nordhaus and Boyer 2000)-RRB-.

Those articles discuss, among other things, the public benefit of free and open sources, the increasing quality of these sources, and the opportunity for growth in the face of uneven quality and value from some commercial sources.

Thus, it seems to me that in the face of benefits (emerging from the form of expression prohibited by s. 67 (2)(a)(ii)-RRB- which I believe to be of distinctly limited value, the prohibition contained in s. 67 (2)(a)(ii) passes the test required to be imposed by s. 1 itself, and by Oakes.

In light of the nature of asbestos litigation, which often involves a limited number of plaintiffs» law firms repeatedly asserting the same or similar claims against defendants, clients facing extensive asbestos litigation are positioned to benefit from Thompson Hine's SmartPaTH ®, a service delivery approach that leverages legal project management, process efficiency, flexible staffing and value - based pricing to better align our services with clients» needs.

Faced with conflicting expert evidence on the benefits and disbenefits of smoking, the court recognised its inability to draw precise conclusions in what is clearly a difficult value judgment.

As long as you're paying your premiums, the death benefit will always be equal to the face value of the insurance your purchased.

Should you die while the policy is in force, your beneficiaries will receive not only your the initial face value as a death benefit, but also it's common for dividends to buy additional insurance by way of what are called «paid up additions», so the death benefit could actually be higher than the face value at the purchase of the policy.