I myself have about $ 48,000 in student loan
debt, and about $ 30,000 in
collection fees, my loans was the Alaska state student loans, I get harassing
calls all the time, I have my Alaska PFD garnished, they took away my state pharmacy tech license so I could not work, they said if I brought my account up to par (several thousand dollars paid asap) I could get it re-instated with requests and appeals, they send me letters saying they are going to garnish my wages, seize bank accounts, and basically put me on the street, one of the representatives on the phone told me after I asked her what people do when they cant afford a $ 1500 monthly payment or more, she said «you need to get 2 - 3 jobs then now don't you» my credit is ruined, if I get a job I
face garnishments and bank account seizures, I also have been in the process of filing for disability due to my medical issues, and just simply cant pay the
debt, what can I do?
If you are struggling with high
debt, receiving
calls from creditors or
collection agencies, or
facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.