Sentences with phrase «facing high premium rates»

If this happens to you, you could have some difficulty finding an insurance company to cover you and your family, or you could face high premium rates for life insurance.

Not exact matches

If interest rates decline, however, bond prices usually increase, which means an investor can sometimes sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a higher interest payment.

Similarly, lower - tranche mortgage securities and CDOs (and increasingly the higher - rated ones) are facing disappointments in their payment streams due to mortgage foreclosures, while potential buyers of these securities require much higher risk premiums as compensation, which we observe as still lower prices for that mortgage debt.

If you are facing a rate increase and want to lower your premiums, you can consider changing your policy to one with a higher deductible.

It would be useful to know the exact number of people who will face higher rates, and the exact number who will enjoy lower costs, with flat - rate premiums to see the practical impact of risk - based premiums.

The reason is that virtually all bonds now trade at a premium: they were issued when interest rates were higher, so they're priced above face value.

Investors pay more than face value to get those higher rates, but premium bonds will eventually mature at face value, resulting in a capital loss.

Most bonds trade at a premium: If they were issued when rates were higher, they're now priced above face value.

If the market expects interest rates at the time the option becomes active to be such that the issuer will exercise its option and call the bond, the option is said to be «in the money,» which can cause the security to trade at a premium to par, or a price higher than the bond's face value.

All too often, pet owners faced with costly care have to borrow from relatives, use credit cards with high interest rates or sacrifice their pets because they do not have the funds, when it could be easily prevented with affordable monthly premiums for pet health insurance.

If you are planning on purchasing a relatively high face amount, working with the rate bands can drastically save you a lot of premium dollars.

If your policy covers theft, you are likely to face more - expensive insurance premiums if you live in an area with high auto theft rates.

The policy can be declined or rated (increasing the premium amount to compensate for the higher risk), and the amount of the premium will be proportional to the face value of the policy.

Teenagers face some of the highest premium rates.

Insurance providers charge a higher rate of premium for a car which is more likely to face some vandalism or burglary issues.

Keep in mind that, if you choose to cancel your policy, you won't be paying insurance premiums but will also be faced with higher rates when you need to be insured again.

With the high cost of life insurance with a smoker's rate, you will probably have to sacrifice the face amount to a much lower number due to the fact the premiums for the face amount you really need will not be affordable.

In addition to facing fines and other penalties, drivers who request SR - 22 forms are typically slapped with higher insurance premiums, and those rates may remain high for several years after an incident.

Sources from the auto insurance industry called on inexperienced motorists to find better ways to slash premiums in the face of higher insurance rates.

Even those who are heavily rated can get life insurance, but may face a choice between higher premiums or specialized coverage.

Many middle class families who own a second home are facing significantly higher premium rates under the Biggert - Waters Flood Insurance Act.