Sentences with phrase «factor consumers use»

Not exact matches

Multiple factors will come into play, from effective tax rate calculations to consumer impact to how companies will put to use the expected windfall they'll receive from a sharp reduction in their currently highest - in - the - world nominal rates.

One of the critical factors in developing digital mastery is to make the IT infrastructure more consumer - like, thereby enabling employees to use skills they have developed outside of work.»

Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end - use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; delays in the completion of project sales; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange rate fluctuations; litigation and other risks as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.

Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end - use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange rate fluctuations; litigation and other risks as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 20, 2016.

Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end - use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; cancelation of utility - scale feed - in - tariff contracts in Japan; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange rate fluctuations; litigation and other risks as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.

YOU SHALL NOT USE THE SERVICES AS A FACTOR IN (1) ESTABLISHING AN INDIVIDUAL»S ELIGIBILITY FOR PERSONAL CREDIT OR INSURANCE OR ASSESSING RISKS ASSOCIATED WITH EXISTING CONSUMER CREDIT OBLIGATIONS, (2) EVALUATING AN INDIVIDUAL FOR EMPLOYMENT, PROMOTION, REASSIGNMENT OR RETENTION (INCLUDING BUT NOT LIMITED TO EMPLOYMENT OF HOUSEHOLD WORKERS SUCH AS BABYSITTERS, CLEANING PERSONNEL, NANNIES, CONTRACTORS, AND OTHER INDIVIDUALS), OR (3) ANY OTHER PERSONAL BUSINESS TRANSACTION WITH ANOTHER INDIVIDUAL (INCLUDING, BUT NOT LIMITED TO, LEASING AN APARTMENT).

GFI sees value in market research, and may conduct some themselves; they have already conducted a short survey to identify the most appealing name for cultured meat.96 They would also be interested in research done to identify other factors important in promoting plant - based and cultured meat, such as whether consumers are more likely to respond well to promotion related to health benefits or to animal welfare.97 They plan to conduct such research and will encourage its use by companies.

When developing prototypes, Glenroy took into account many key factors such as consumer demographics, where and how the product would be used by consumers, where and how the product would be stored by consumers, the product's lifecycle, the filling process, distribution methods, and retail display requirements.

GFI sees value in market research, and may conduct some themselves; they have already conducted a short survey to identify the most appealing name for cultured meat.96 They would also be interested in research done to identify other factors important in promoting plant - based and cultured meat, such as whether consumers are more likely to respond well to promotion related to health benefits or to animal welfare.97 They plan to conduct such research and will encourage its use by companies.

The researchers also found that many of the studies showed that children who had restrictive parents were less likely to get involved in negative behaviors such as cyberbullying, drug use, vandalism, and theft, and were less likely to have poor body image — factors the study authors called «negative consumer socialization outcomes.»

An organization known as, Consumer Product Safety Commission, has reported sleep related deaths are directly attributed to certain factors like fluffy bedding, pillows in bed, parents who smoke, co-sleeping with alcohol use and heavy quilts.

Culture, communications and creative industries minister Ed Vaizey explained that FM would always be used by smaller stations, but said consumer demand would be the key factor in deciding the pace of the transition.

Lasers are central to thousands of consumer, industrial and scientific products; the uses for each type of laser depend on factors such as power, beam quality and wavelength.

Who's to Blame To avoid price gouging, consumer advocate Newton and scientist Mills urge insurance companies to be transparent about the models they use for setting premiums — specifically how they factor in catastrophes believed to have been brought on by climate change.

These words are: ECOLOGY, BIOSPHERE, BIOTIC FATORS, ABIOTIC FACTORS, POPULATION, BIOLOGICAL COMMUNITY, BIOME, ORGANISM, HABITAT, NICHE, SYMBIOSIS, PREDATION, MUTUALISM, COMMENSALISM, PARASITISM, AUTOTROPH, HETEROTROPH, HERBIVORE, CARNIVORE, OMNIVORE, DETRITIVORES, TROPHIC LEVEL, FOOD CHAIN, FOOD WEB, BIOMASS, MATTER, NUTRIENT BIOCHEMICAL CYCLE, NITROGEN FIXATION, DENITRIFICATION, COMMUNITY, LIMITING FACTOR, TOLERANCE, ECOLOGICAL SUCCESSION, PRIMARY SUCCESSION, CLIMAX COMMUNITY, SECONDARY SUCCESSION, TUNDRA, CLIMATE, LATITUDE, WEATHER, BOREAL FOREST, TEMPERATE FOREST, WOODLANDS, GRASSLAND, DESERT, TROPICAL SAVANNA, TROPICAL SEASONAL FOREST, TROPICAL RAIN FOREST, SEDIMENT, LITTORAL ZONE, PROFUNDAL ZONE, PLANKTON, WETLANDS, ESTUARY, NTERTIDAL ZONE, PHOTIC ZONE, APHOTIC ZONE, BENTHIC ZONE, ABYSSAL ZONE, POPULATION DENSITY, DISPERSION, DENSITY - INDEPENDENT FACTOR, DENSITY - DEPENDENTLY FACTOR, POPULATION GROWTH RATE, EMIGRATION, IMMIGRATION, CARRYING CAPACITY, DEMOGRAPHIC TRANSISTIONS, ZERO POPULATION GROWTH, AGE STRUTURE, EXTINCTION, BIODIVERSITY, GENETIC DIVERSITY, SPECIES DIVERSITY, ECOSYSTEM DIVERSITY, BACKGROUND EXTINCTION, MASS EXTINCTION, NATURAL RESOURCES, OVER EXPLOITATION, HABITAT FRAGMENTATION, BIOLOGICAL MAGNIFICATION, EUTROPHICATION, INTRODUCED SPECIES, RENEWABLE RESOURCES, NONRENEWABLE RESOURCES, NONRENEWABLE RESOURCES, SUSTAINABLE USE, ENDEMIC, BIOLOGICAL AUGMENTATION, BIOREMEDIATION, PRODUCER, CONSUMER, FUNDAMENTAL NICHE, PIONEER SPECIES, REALIZED NICHE, LIMITING FACTOR, PREY, ENERGY PHYRAMIND, PRIMARY CONSUMER, SECONDARY CONSUMER, HOST, GREEN HOUSE EFFECT, POLAR ZONE, TROPICAL ZONE, CANOPY, DECIDUOU, CONIFEROUS, HUMUS

That consumer - friendly report uses multiple indicators of social and economic factors that help to explain the widely publicized results of tests commonly administered in nine countries.

Since 1967, Consumer Guide's preeminent editorial team has used a comprehensive evaluation process based on factors that matter most to the average -LRB-...)

The PowerScore is determined using a Bayesian algorithm that factors the dealership's average DealerRater consumer rating and the total number of reviews written about the dealership during the 2017 calendar year.

«These lists of recommended used vehicles can help consumers factor in safety, in addition to affordability.»

«The combination of LG's LTE technology with the tablet form factor is a clear advantage for consumers who use a tablet as their primary consumption device when on the move,» said Dr Jong - seok Park, President and CEO of LG Mobile Communications Company.

While it may seem like a ridiculous form - factor to many consumers shopping for a new smartphone, be sure to consider that most of their clients are using them in a business setting where a larger and wider screen could be put to good use.

Just because it is in a slate form - factor does not mean that its degree of attraction to consumers can be measured using the same metrics and subjective assessments that can be applied to other slate form - factor devices.

«The Xperia ™ mini pro, with its sleek compact form factor optimized for messaging, is the perfect choice for consumers looking for an easy to use, turbo - charged Android smartphone.»

Audiobook Use in Canada 2016, a survey of audiobook consumers, who they are, what they're listening to, how long they listen, how much they pay for audiobooks, where they get them, and other factors that provide a snapshot of audiobook use in CanaUse in Canada 2016, a survey of audiobook consumers, who they are, what they're listening to, how long they listen, how much they pay for audiobooks, where they get them, and other factors that provide a snapshot of audiobook use in Canause in Canada.

Dr. Jong - seok Park, President and CEO of LG Mobile Communications Company, said that «The combination of LG's LTE technology with the tablet form factor is a clear advantage for consumers who use a tablet as their primary consumption device when on the move.»

Price is often a determining factor in which consumer reporting agency is most commonly used.

Experian, for example, uses the PLUS Score method, which helps consumers understand better what their credit score means, the factors that shape their credit score and what they can do to improve it.

One of the factors organizations like FICO consider when modeling an individual's credit risk is their credit utilization - that is what percentage of total available credit a consumer is using month - to - month.

The market regulators are putting in restrictions in order to help consumers, which could be one of the factors in the steady decline in people using payday loans since 2014.

Listing of factors which negatively influenced the consumer credit score based on the scoring model used

As you probably already know, credit scores are one factor used to determine your consumer creditworthiness.

Used to calculate credit scores, it's a formula that factors in debt to income, debt to credit line, and several other factors that will provide a lender with an idea of a consumer's potential risk.

The FICO scoring system no longer factors in a consumers use of a credit counseling agency.

«In connection with your application for a home loan, the lender must disclose to you the score that a consumer reporting agency distributed to users and the lender used in connection with your home loan, and the key factors affecting your credit scores.

ICFE DCCS ® Independent Study Guide Table of Contents Consumer Financial Protection Bureau to oversee debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other RConsumer Financial Protection Bureau to oversee debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Rconsumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resources

However, the two big consumer credit scoring models — FICO (which is used by the majority of lenders) and VantageScore (a newer model created by the three major credit bureaus)-- value similar behaviors when calculating your score, even if they weight those factors differently.

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumer finance.gov / learnmore.

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

To learn more about factors to consider when applying for or using a credit card visit the website of the Consumer Finance Protection Bureau at: http://www.consumerfinance.gov/learnmore/ VISA Disclosure

«Consumer report» means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which (i) is furnished or (ii) is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer's eligibilConsumer report» means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which (i) is furnished or (ii) is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer's eligibilconsumer reporting agency bearing on a consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which (i) is furnished or (ii) is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer's eligibilconsumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which (i) is furnished or (ii) is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer's eligibilconsumer's eligibility for:

Bethy Hardeman, Credit Karma's chief consumer advocate, explains that using a large portion of your available credit affects your credit utilization ratio — one of the biggest factors determining your credit score.

It's important for consumers to understand that factors used to determine a credit score.

Visa recently completed a survey to find out what consumers know about credit scores in general, and the factors used to produce those scores.

As it turns out, many consumers don't understand which credit score factors count the most toward their overall score — and which factors aren't used at all.

This is the maximum amount the card holder will be able to purchase on credit using the card and is generally determined by the consumer's credit rating and other applicable factors.