Not exact matches
Microlenders will take into account other
factors than credit when weighing your
qualifications.
Your rate is calculated based on a variety of
factors, including credit
qualifications, loan - to - value, line loan amount and other criteria, but generally may be higher
than a conventional loan interest rates.
to take any action otherwise prohibited under subsections (a), (b), (c), or (e) of this section where age is a bona fide occupational
qualification reasonably necessary to the normal operation of the particular business, or where differentiation is based on reasonable
factors other
than age; to observe the terms of a bona fide seniority system or any bona fide employee benefit plan such as a retirement, pension, or insurance plan, which is not a subterfuge to evade the purposes of this Act, except that no such employee benefit plan shall excuse the failure to hire any individual; or to discharge or otherwise discipline an individual for good cause
While this seems like a reason not to invest in a student's education, the average student still benefits economically from investing in education, but using only creditworthiness as criteria for loan
qualification leaves out a large pool of candidates (from low - income origins) despite an average positive return from investing on a degree A targeted approach known as «forward - looking underwriting» determines a borrower's
qualifications based on more
factors than just credit history (considered backward looking).
One of the
qualification factors under the 2009 credit was that you could not have an income of more
than $ 75,000 if single or $ 150,000 if married.
«where age is a bona fide occupational
qualification reasonably necessary to the normal operation of the particular business, or where the differentiation is based on reasonable
factors other
than age.
Again, education was a key influencing
factor; mothers with no educational
qualifications were more likely
than mothers with higher levels of education to always see the same health visitor (60 % compared with 38 % of mothers with a degree or above).
(I)
Factors related to socioeconomic status: mother's (< 25, 25 — 29, 30 — 34, 35 +) and father's (< 30, 30 — 34, 35 +) age in years at birth of child; mother's and father's education at 9 months (National Vocational
Qualification equivalent level 4 — 5 = university degree or equivalent, 3 = A levels or equivalent, 2 = grade C or higher in at least 4 General Certificate of Secondary Education
qualifications at the end of compulsory schooling at age 16, 0 — 1 = less
than this); occupational socioeconomic status at exposure, based on the last - known job of father or mother, whichever was higher (3 - class National Statistics Socio - economic Classification 1 = managerial / administrative / professional, 2 = intermediate, 3 = routine / manual); duration of breast - feeding (never, < 4 months, 4 + months); number of siblings of child in household at 9 months (none, 1, 2 +).