Sentences with phrase «factors including income»

There is a large variety of life insurance policies on the market to meet a wide range of policy holder needs, and choosing the best coverage for your specific situation depends on several factors including income, dependents, and additional financial priorities.

The monthly benefit or lump sum benefit amount is determined by a number of factors including the income of the key executive, the replacement costs associated with hiring and training a capable replacement and the key person's contribution to the company's earnings.

This is the best starting point and your answer could be based on a combination of any number of factors including income replacement, coverage to retirement, protecting your mortgage and providing funds for your child's college education.

The card you receive will be determined by several factors including your income and credit history.

The amount you'll have to repay in Chapter 13 depends on various factors including your income, expenses, types of debts, and liquidation analysis.

The loan approval will depend upon your personal financial factors including your income, employment history, and down payment.

The card you receive will be determined by several factors including your income and credit history.

«Factors including income and education have an important impact on health but don't tell the full story,» said IHME Director Dr. Christopher Murray.

It's also worth pointing out that many of these spreads will move (some substantially) based on a number of factors including incoming bets and player movement.

How to get spousal support in BC depends on many factors including incomes, length of cohabitation, whether there are children involved and whether the spouses want to hash out spousal support issues through mediation or court proceedings.

How to get spousal support in BC depends on many factors including incomes, length of cohabitation, whether there are children involved...

Other factors include income and education level.

Not exact matches

You can estimate your longevity using online calculators, such as the ones from the Social Security Administration (which simply asks your gender and date of birth), Living to 100 and financial services firm Blueprint Income (which factors in other details including your weight and how much you exercise and drink alcohol).

They factored in information that includes women's unemployment rate and average housing costs as a percentage of a full - time working woman's income.

Environment takes into account both physical and emotional factors, and the average number of hours worked each week; income considers mid-level salary and growth potential; outlook measures potential for employment growth and income growth, as well as unemployment rates; and stress takes into account 11 different factors including travel, deadlines, and interaction with the public.

Factors which could cause actual results to differ materially from these forward - looking statements include such factors as the Company's ability to accomplish its business initiatives, obtain regulatory approval and protect its intellectual property; significant fluctuations in marketing expenses and ability to achieve or grow revenue, or recognize net income, from the sale of its products and services, as well as the introduction of competing products, or management's ability to attract and maintain qualified personnel necessary for the development and commercialization of its planned products, and other information that may be detailed from time to time in the Company's filings with the United States Securities and Exchange CommFactors which could cause actual results to differ materially from these forward - looking statements include such factors as the Company's ability to accomplish its business initiatives, obtain regulatory approval and protect its intellectual property; significant fluctuations in marketing expenses and ability to achieve or grow revenue, or recognize net income, from the sale of its products and services, as well as the introduction of competing products, or management's ability to attract and maintain qualified personnel necessary for the development and commercialization of its planned products, and other information that may be detailed from time to time in the Company's filings with the United States Securities and Exchange Commfactors as the Company's ability to accomplish its business initiatives, obtain regulatory approval and protect its intellectual property; significant fluctuations in marketing expenses and ability to achieve or grow revenue, or recognize net income, from the sale of its products and services, as well as the introduction of competing products, or management's ability to attract and maintain qualified personnel necessary for the development and commercialization of its planned products, and other information that may be detailed from time to time in the Company's filings with the United States Securities and Exchange Commission.

Other possible factors that officials said could negatively affect the economic outlook included «persistent weakness in the housing sector, a continued slow rise in household income, or spillovers from developments in the Middle East and Ukraine.»

Projections involve numerous assumptions such as rental income (including assumptions on percentage rent), interest rates, tenant defaults, occupancy rates, foreign currency exchange rates (such as the US - Canadian rate), selling prices of properties held for disposition, expenses (including salaries and employee costs), insurance costs and numerous other factors.

Up until now, maintenance was awarded based on a consideration of a number of factors, including the length of the marriage, respective incomes and earning potential.

There are really three factors that go into the ability to pay off indebtedness: first, the size of the debt itself (including the rate at which it grows); second, the ratio of one's income or assets to the debt; and third, the competing demands on your financial resources.

Factors considered included housing, income, jobs, community, education, environment, civic engagement, health, reported life satisfaction, safety and work - life balance.

The fees are one of many factors driving up the cost of buying or renting a home, including income inequality, restrictive zoning, low construction productivity, a historic slowdown in housing production, and high prices for land, materials, and labor.

That $ 400 / month bought me an income property that now generates $ 350 / month in profits after expenses, plus gives me a massive tax deduction every year (around $ 20k once you factor in depreciation and expenses, yes, including the entire mortgage, property tax, etc - all the stuff that this article says there's no way to write off)

Credit scores are based on a number of factors, including your credit card history, debt repayment record, and debt - to - income ratio.

To pinpoint the average retirement income you would need to live comfortably throughout the U.S., GOBankingRates looked at five factors in all 50 states and the District of Columbia: Per capita spending on groceries, healthcare, gas and fuel, housing and utilities and personal consumption expenditures not included in the four other categories.

Small investors» contributions will be limited according to factors that include income and net worth, while the 2012 JOBS Act requires that the sum of these investments not exceed $ 1,070,000.

If you have federal student loan debt, The U.S. Department of Education offers various repayment plans, including Income - Driven Repayment (IDR) Plans that set your monthly loan payments at an amount that factors in your income and familyIncome - Driven Repayment (IDR) Plans that set your monthly loan payments at an amount that factors in your income and familyincome and family size.

Healthy growth among several key economic factors, including: personal consumption; personal income; disposable personal income; GDP; and, corporate pre-tax profits, influenced all four sources of giving when it came to 2015 charitable donations, and from individuals in particular.

If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors.

Other factors to consider when comparing federal and private student loans include borrower benefits not offered by private lenders, such as access to income - driven repayment programs and the potential to qualify for loan forgiveness.

Fixed - income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.

Whether individuals or households will pay more or less will depend on a wide variety of factors, including whether they take the standard deduction, which reduces taxable income by a fixed amount, or they take targeted tax deductions, like subtracting mortgage interest or state and local taxes.

That's because other factors are assessed during the application process, including current debt and reported income.

These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.

How much you pay in federal income taxes depends on factors including your marital status, how many allowances you are eligible for and how many you claim, how much your annual salary is and if you choose to have additional tax withheld from your paycheck.

Fixed income investments are subject to various risks including changes in interest rates, credit quality, inflation risk, market valuations, prepayments, corporate events, tax ramifications and other factors.

The after - tax discount rate for an individual could be very different from another depending on multiple factors, including the sources and levels of income.

Compensating factors include such things as strong reserves, homeownership education, and income from a household member who is a non-borrower, perhaps a retired family member who lives with you.

The underwriting process includes looking at your credit, income, assets, current debt, and other factors that could influence your ability to make your mortgage payments.

Although there are many other factors, including credit history and the amount of available cash reserves, the maximum Debt - To - Income (DTI) ratio for a conventional loan is usually approximately 45 %.

He identified a «cocktail of factors» that led to unconstrained growth of Toronto and Vancouver home prices, including a growing population, land constraints, lack of supply and highly stimulative interest rates that caused people to funnel more disposable income into their homes in addition to foreign money.

This is just a starting point which should be adjusted according to a number of factors including your need for income and risk tolerance.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commfactors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commfactors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commfactors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange CommFactors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Measures of financial stability include the ability to sustain current dividend payments from earned net income, adequacy of working capital, ability to service debt from earned cash flows, stability of profit margins, analysis of price behavior, and other factors.

The national survey used an index of evangelical belief (as opposed to membership in an evangelical denomination), which showed that holding these beliefs was more strongly associated with the viewing of religious programs than any other single factor, including contributing to or attending church, participation in community activities, income, age or sex.

The national survey used the «literalist / charismatic» index of evangelical belief (as opposed to membership in an evangelical denomination), which showed that holding these beliefs was more strongly associated with the viewing of religious programs than any other single factor — including attending church, contributing to a church, participating in community activities, income, age, or sex.

Two factors regularly linked to the foodservice industry include national employment levels and personal disposable income, among others.

The report takes many factors into account, including income, lack of government corruption, and life expectancy, which the Nordic countries all get high marks for.

We used the SEIFA Index of Relative Social Deprivation (IRSD) which takes into account factors from a range socioeconomic measures including income and education [22].

Now, new research shows certain factors, including age and income, determine whether women living in rural Nepal have home births or hospital deliveries.