Sentences with phrase «factors lenders now»

Speaking on the panel Making the Case for Investments in Operations, KeyBank's Brian Heagler also noted the importance of training and culture, saying these are factors lenders now take into consideration.

Not exact matches

Now that we've got that down, we can look at the major factors that distinguish lines of credit from banks and alternative lenders.

When ANY ONE, OR COMBINATION of unpaid collection accounts equal $ 2,000 or more, the lender now needs to factor in monthly payments of 5 percent (5 %) of the outstanding balance for the account into the debt - to - income ratio.

João Menano, co-founder and CEO of James, a provider of AI - based online lending software to banks (until recently it was called CrowdProcess), pointed out that a lender might not consider age, gender or race in its underwriting now, but machine learning could learn that a data point that correlates with one of those factors is relevant to credit decisions.

By necessity, insurers such as Genworth are highly sensitive to a variety of borrower risk factors, and now they have statistical evidence that people who buy homes with significant energy - saving components present lower risks for lenders and insurers.