Get
the facts on credit checks before you go job hunting so you know what to expect.
Not exact matches
If we do decline your application
on the basis of
credit reference
checks, we will inform you of this
fact and provide you with contact details of the
credit reference agency concerned as required by law.
Also,
check your
credit card terms; many have a «warranty extension» policy built into them to encourage you to make large purchases
on the card — and the
fact that they can afford to offer this essentially as a loss leader tells you what warranty extension is really worth in the average case.
In
fact, the interest rates
on no
credit check loans are often similar to or the same as the interest rates
on payday loans.
Since most of the lenders that provide this kind of loans report to all major
credit bureaus, it is possible to obtain one of these loans that do not require
credit checks and take advantage of the
fact that the lenders report to
credit bureaus to get positive inputs
on your
credit history.
If you know for a
fact that you've received loan relief, or haven't been late
on payments, now's a critical time to
check your
credit report.
While not every state allows it — in
fact, 11 states actually prevent or restrict
credit checks on employees — a potential employer could look up your
credit report as part of their hiring process.
Nearly half of all employers rely
on credit checks to help them make hiring decisions, in
fact, according to a 2012 survey conducted by the Society for Human Resource Management.
Even if you think you have good
credit, begin the new year by
checking the
facts on your
credit report anyway.
(In
fact, in my personal books, I have in the «Current Assets» account both normal things like my
Checking account, but also my
credit cards, because once I spend the money
on my
credit card I want to think of the money as being gone, since it is.
You have to add your first authorized user, which common sense suggests would be you because they do not mention anything about a second member, but it may be worth
checking on that
fact if you go for the Chase Sapphire preferred
credit card.
In
fact, a 2012 Society of Human Resource Management (SHRM) survey found that of all of the organizations they polled, 47 percent of them said they conduct
credit background
checks on at least some of their job applicants.