Sentences with phrase «far less credit»

Admittedly, it's a more static approach to valuation — it gives far less credit to a company's growth rate (s)-- but personally, I prefer to include this element of conservatism.
For example, bonds issued by the federal government carry far less credit risk than those issued by a corporation with a troubled balanced sheet.

Not exact matches

Breslow credited Estrada with making suggestions that made the regulations far shorter, and less onerous, than they would have been.
But as the recession tightened credit offerings, the popularity of microlending has extended to the U.S. — especially as aspiring entrepreneurs are starting ventures with far less than the $ 50,000 business loan threshold common at many banks.
Correction: Less than 0.04 percent of federal tax returns prepared and filed so far this year through Credit Karma have filed a Form 8949 for cryptocurrency gains and losses.
Plus with a personal loan, you transform credit - card debt, which weighs heavily on your score, into a far less prohibitive form of debt.
The Credit Suisse problems have been far less visible but the behavior of the stock is signalling to us that CS» problems are on par with DB's.
In the current market, investors that have great credit, plenty of cash, and little debt might be able to find absolute steals in real estate, picking up properties for far less than they were selling for only a few years ago.
Tesla sales were far less impacted, but then again, Tesla was only selling luxury cars at the time, and buyers could still get the $ 7,500 federal credit.
For while the newfangled Federal Reserve System is no less capable of mischief than the old one was, it also has the Fed playing a far larger role than before in commandeering and allocating scarce credit.
This has led banks to use far less of their own capital in global markets, which, in turn, has reduced secondary market liquidity for many securities and removed some of the more credit - worthy bank counterparties in these markets.
Otherwise, we recommend going with the far less expensive Marriott Rewards ® Premier Credit Card.
Further out, the picture appears a bit less positive, with Mr McAuley noting that Credit Suisse has cut the proportion of Australian shares held compared to the proportion of international shares over the longer term.
Though the ECB has acknowledged that one of the main factors underlying the eurozone's stagnation is a lack of credit growth, any potential use of QE seems unlikely to make much of an impact in this regard, even if an announcement of QE could drive yields down further, making it even less attractive for banks to hold government bonds.
(A decision for same - sex marriage by a state could as in the case of Massachusetts, preempts the debate in that state, but it is less far - reaching because it leaves other states to arrive at a different conclusion — unless, as some same - sex - marriage proponents have claimed, other states are required to recognize such marriages under the Constitution's requirement of giving «full faith and credit» to other states» proceedings.)
Not the RCC's biggest fan, but to their credit, studies (albeit limited studies) have given Natural Family Planning (a RCC - approved method of contraceptive) is about 99 % effective - just as good as the Pill or a condom, and is far less expensive.
«The proposed tax credit deferral would exacerbate that devaluation even further, since investors would not be able to use New York's tax credits for three years, thereby making them a less attractive investment.
Heastie's most recent financial disclosure statement also showed modest investments worth less than $ 10,000 — a far cry from Silver's stock portfolio of up to $ 2.5 million — up to $ 50,000 in credit card debts and $ 20,000 in debt consolidation liabilities.
Multibillion - pound cuts to work allowances imposed by the former chancellor George Osborne mean universal credit is far less generous than originally envisaged.
Sadly, they don't get nearly enough credit when they?re magnificent, and we are far too quick to criticize when they?re less than perfect.
Yet to its credit the film has far less to do with the specifics of one event and instead focuses on a far more universal message of recovery, self - doubt and the reconciliation and acceptance required to overcome any personal loss.
By the time the movie's end credits roll, Deadpool 2 has established a new (and far less accident - prone) X-Force lineup of Deadpool, Cable, Domino, Firefist, and Dopinder the cabbie.
This would be far less punitive than the current practices of garnishing wages, Social Security payments, or earned income tax credits to collect on student loans.
States could take the tax credit approach a step further by making them fully refundable so that low income families whose tax liability is less than the credit would receive the remainder as a tax refund.
Tax - credit programs have proven far less politically radioactive than vouchers, though they accomplish the same objectives.
In terms of pure cheek and character, the Jeep Renegade is probably the closest competitor to the Countryman; it has tons of personality, rides more comfortably, and is far less expensive, but it doesn't feel as solidly - built as the MINI (credit Italian rather than German engineering).
LOC's typically are a far less expensive option than a loan, credit card, or cash advance in the long run and are less likely to land you in hot water with proper management.
If an identity thief can't request a credit report, crediting agencies are far less likely to allow them to open accounts connected to your finances.
Normally, a debt settlement will lower your credit score, but since the account is already in a charge off status, settling the account for less than you owe is not going to hurt your credit score any further — making it a reasonable option for starting credit repair after an account has charged off.
To give you an example of what that did as far as credit was concerned: on Transunion my score increased 200 + points, while on Experian and Equifax, it increased by less than 150.
Further, these lenders often offer reduced interest rates for first time customers as well as reduced interest rates that will make the credit you obtain cost less.
When you have a high credit score, you're often granted a lower interest rate because it's far less likely you'll default on your loan.
If you have been wise enough and lucky enough to retain a good credit history, these loans can be convenient, helpful, and cost far less than a similar credit card transaction.
If you have favorable equity and a credit score that is not too far from 550, private lenders will definitely consider charging you less interest.
• Student loan holders and their agents, including the Educational Credit Management Company (ECMC), very aggressively fight discharge cases and are far less likely to settle out of court than in typical civil litigation.
Otherwise, we recommend going with the far less expensive Marriott Rewards ® Premier Credit Card.
With some credit cards charging almost 30 % per year, it makes sense to take out a personal loan at far less than half that rate and pay off the card.
Of course, rolling credit card debt into a 30 - year mortgage isn't actually paying it off, but the monthly payments will be a lot lower, and if you're lucky and your home appreciates further, you can pay it off fully when you sell the property and still have paid a lot less interest.
Most cash back credit cards typically award a similar bonus for spending far less money.
The sudden appearance of key derogatory information on an otherwise spotless credit report can cause a deep drop in your FICO score, whereas the effect is far less dramatic if you already have many negative items on your report.
The benchmark for VA lenders is usually lower, often around a 620 FICO, and credit scores have far less impact on rates for government - backed loans.
Using a line of credit accumulates less interest whenever the credit line is not being further drawn down.
Both ways you have to go the same distance, but a high credit score makes finishing the race far less challenging and more fun!
They're far less likely than others to say that they need to improve their credit score or save for a down payment.
Another thing I have really noticed is the fact that for many people, less - than - perfect credit is the result of circumstances further than their control.
A hard money loan has far less requirements than a bank loan because it is based on the «asset» versus your income or your credit.
One tantalizing tidbit revealed in the most recent study is that the total credit card debt reported by consumers in a survey was far less than what the NY Fed determined is consumers» actual credit card debt!
The most critical scoring distinction between cards and loans tends to be within the amounts - owed category, where loan debt carries far less scoring weight than credit card debt, which includes credit utilization and some other debt - measuring calculations.
C'm on people, grow up: you're not solving or limiting a credit card debt challenge by pretending it doesn't exist or is far less severe than it really is.
For performing credit instruments the market is far less important than in the case of equities.
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