Admittedly, it's a more static approach to valuation — it gives
far less credit to a company's growth rate (s)-- but personally, I prefer to include this element of conservatism.
For example, bonds issued by the federal government carry
far less credit risk than those issued by a corporation with a troubled balanced sheet.
Not exact matches
Breslow
credited Estrada with making suggestions that made the regulations
far shorter, and
less onerous, than they would have been.
But as the recession tightened
credit offerings, the popularity of microlending has extended to the U.S. — especially as aspiring entrepreneurs are starting ventures with
far less than the $ 50,000 business loan threshold common at many banks.
Correction:
Less than 0.04 percent of federal tax returns prepared and filed so
far this year through
Credit Karma have filed a Form 8949 for cryptocurrency gains and losses.
Plus with a personal loan, you transform
credit - card debt, which weighs heavily on your score, into a
far less prohibitive form of debt.
The
Credit Suisse problems have been
far less visible but the behavior of the stock is signalling to us that CS» problems are on par with DB's.
In the current market, investors that have great
credit, plenty of cash, and little debt might be able to find absolute steals in real estate, picking up properties for
far less than they were selling for only a few years ago.
Tesla sales were
far less impacted, but then again, Tesla was only selling luxury cars at the time, and buyers could still get the $ 7,500 federal
credit.
For while the newfangled Federal Reserve System is no
less capable of mischief than the old one was, it also has the Fed playing a
far larger role than before in commandeering and allocating scarce
credit.
This has led banks to use
far less of their own capital in global markets, which, in turn, has reduced secondary market liquidity for many securities and removed some of the more
credit - worthy bank counterparties in these markets.
Otherwise, we recommend going with the
far less expensive Marriott Rewards ® Premier
Credit Card.
Further out, the picture appears a bit
less positive, with Mr McAuley noting that
Credit Suisse has cut the proportion of Australian shares held compared to the proportion of international shares over the longer term.
Though the ECB has acknowledged that one of the main factors underlying the eurozone's stagnation is a lack of
credit growth, any potential use of QE seems unlikely to make much of an impact in this regard, even if an announcement of QE could drive yields down
further, making it even
less attractive for banks to hold government bonds.
(A decision for same - sex marriage by a state could as in the case of Massachusetts, preempts the debate in that state, but it is
less far - reaching because it leaves other states to arrive at a different conclusion — unless, as some same - sex - marriage proponents have claimed, other states are required to recognize such marriages under the Constitution's requirement of giving «full faith and
credit» to other states» proceedings.)
Not the RCC's biggest fan, but to their
credit, studies (albeit limited studies) have given Natural Family Planning (a RCC - approved method of contraceptive) is about 99 % effective - just as good as the Pill or a condom, and is
far less expensive.
«The proposed tax
credit deferral would exacerbate that devaluation even
further, since investors would not be able to use New York's tax
credits for three years, thereby making them a
less attractive investment.
Heastie's most recent financial disclosure statement also showed modest investments worth
less than $ 10,000 — a
far cry from Silver's stock portfolio of up to $ 2.5 million — up to $ 50,000 in
credit card debts and $ 20,000 in debt consolidation liabilities.
Multibillion - pound cuts to work allowances imposed by the former chancellor George Osborne mean universal
credit is
far less generous than originally envisaged.
Sadly, they don't get nearly enough
credit when they?re magnificent, and we are
far too quick to criticize when they?re
less than perfect.
Yet to its
credit the film has
far less to do with the specifics of one event and instead focuses on a
far more universal message of recovery, self - doubt and the reconciliation and acceptance required to overcome any personal loss.
By the time the movie's end
credits roll, Deadpool 2 has established a new (and
far less accident - prone) X-Force lineup of Deadpool, Cable, Domino, Firefist, and Dopinder the cabbie.
This would be
far less punitive than the current practices of garnishing wages, Social Security payments, or earned income tax
credits to collect on student loans.
States could take the tax
credit approach a step
further by making them fully refundable so that low income families whose tax liability is
less than the
credit would receive the remainder as a tax refund.
Tax -
credit programs have proven
far less politically radioactive than vouchers, though they accomplish the same objectives.
In terms of pure cheek and character, the Jeep Renegade is probably the closest competitor to the Countryman; it has tons of personality, rides more comfortably, and is
far less expensive, but it doesn't feel as solidly - built as the MINI (
credit Italian rather than German engineering).
LOC's typically are a
far less expensive option than a loan,
credit card, or cash advance in the long run and are
less likely to land you in hot water with proper management.
If an identity thief can't request a
credit report,
crediting agencies are
far less likely to allow them to open accounts connected to your finances.
Normally, a debt settlement will lower your
credit score, but since the account is already in a charge off status, settling the account for
less than you owe is not going to hurt your
credit score any
further — making it a reasonable option for starting
credit repair after an account has charged off.
To give you an example of what that did as
far as
credit was concerned: on Transunion my score increased 200 + points, while on Experian and Equifax, it increased by
less than 150.
Further, these lenders often offer reduced interest rates for first time customers as well as reduced interest rates that will make the
credit you obtain cost
less.
When you have a high
credit score, you're often granted a lower interest rate because it's
far less likely you'll default on your loan.
If you have been wise enough and lucky enough to retain a good
credit history, these loans can be convenient, helpful, and cost
far less than a similar
credit card transaction.
If you have favorable equity and a
credit score that is not too
far from 550, private lenders will definitely consider charging you
less interest.
• Student loan holders and their agents, including the Educational
Credit Management Company (ECMC), very aggressively fight discharge cases and are
far less likely to settle out of court than in typical civil litigation.
Otherwise, we recommend going with the
far less expensive Marriott Rewards ® Premier
Credit Card.
With some
credit cards charging almost 30 % per year, it makes sense to take out a personal loan at
far less than half that rate and pay off the card.
Of course, rolling
credit card debt into a 30 - year mortgage isn't actually paying it off, but the monthly payments will be a lot lower, and if you're lucky and your home appreciates
further, you can pay it off fully when you sell the property and still have paid a lot
less interest.
Most cash back
credit cards typically award a similar bonus for spending
far less money.
The sudden appearance of key derogatory information on an otherwise spotless
credit report can cause a deep drop in your FICO score, whereas the effect is
far less dramatic if you already have many negative items on your report.
The benchmark for VA lenders is usually lower, often around a 620 FICO, and
credit scores have
far less impact on rates for government - backed loans.
Using a line of
credit accumulates
less interest whenever the
credit line is not being
further drawn down.
Both ways you have to go the same distance, but a high
credit score makes finishing the race
far less challenging and more fun!
They're
far less likely than others to say that they need to improve their
credit score or save for a down payment.
Another thing I have really noticed is the fact that for many people,
less - than - perfect
credit is the result of circumstances
further than their control.
A hard money loan has
far less requirements than a bank loan because it is based on the «asset» versus your income or your
credit.
One tantalizing tidbit revealed in the most recent study is that the total
credit card debt reported by consumers in a survey was
far less than what the NY Fed determined is consumers» actual
credit card debt!
The most critical scoring distinction between cards and loans tends to be within the amounts - owed category, where loan debt carries
far less scoring weight than
credit card debt, which includes
credit utilization and some other debt - measuring calculations.
C'm on people, grow up: you're not solving or limiting a
credit card debt challenge by pretending it doesn't exist or is
far less severe than it really is.
For performing
credit instruments the market is
far less important than in the case of equities.