Replacement of Retirement Income for a Spouse or Partner — Often, if a couple is receiving retirement income from a pension when the primary income earner passes away, the survivor could be left with
far less income for paying his or her ongoing living expenses.
Who is more likely to have an agenda — a scientist who actively chose to enter a career that produces
far less income than someone who chose instead to use their considerable intellect to game the system on Wall Street, or a billionaire with ties to the fossil fuel industry?
Not exact matches
So
far, those concerns have had much
less impact on sales in emerging markets, where entrance to the middle class includes consumption of higher - calorie, higher - fat food products that are only available with more disposable
income.
The fact is, many working families are already living on
far less than 70 % of their
income when you take out non-discretionary expenses like mortgage payments and the feeding and care of children.
Both studies found that until Americans hit the latter retirement years, when health care expenses tend to scale up, they're spending
far less than 85 % of their pre-retirement
income, on average.
I have a student loan coming in, so I don't have to worry about where my next check is coming from [student loans work differently in Britain — they're paid back as a percentage of future earnings once a certain
income threshold is reached and are generally taken directly from paychecks like a tax, producing
far less repayment anxiety].
Further, you've developed your side - hustle into a stand alone business where you can be your own boss, pay
less taxes, and generate a powerful
income stream.
They have to be because interest rates can only fall so much
further and lower yields means
less interest
income.
A mile or two in any direction, or the ZIP code next door, may allow you to find much
less expensive properties that will permit your
income to go
further.
Sure, rising nominal rates have tended to make the metal
less attractive, since it doesn't pay an
income, but the larger driver by
far are real interest rates.
They felt they could get better production for
less money from the
incoming class so they cut CJ EARLY which gives him a
far better chance of landing with a team before the draft, which benefits him.
Husbands whose wives make more money are 61 %
less likely to say they're happy Wives who are primary breadwinners are also significantly
less happy about their family lives than other women Men are 5 times more likely to cheat when they're financially dependent on their wives Divorce is 40 % more likely when a women makes over 60 % of the family's
income Much of the discussion around this topic so
far has focused on the broader business and economic consequences of this shift.
Single fathers, on average, have higher
incomes than single mothers and are
far less likely to be living at or below the poverty line — 24 % versus 43 %.
The proposed minimum
income floor will
further distort the picture and will mean that the self - employed will receive
less benefit than employed claimants even though their
income may be the same.
The economic perspective is fairly straightforward, the government nets about $ 20 billion (source is from 2014, this number will likely be
far less the coming year as Trump's tax bill more than doubled the exclusion amount from $ 5.49 million to $ 11.2 million) from a small amount of people, so opposition by those directly affected is small by comparison to, say,
income tax.
We spend
far less of our national
income on health than countries like Germany and France, and this scandalous failure to invest is not without consequences.
This year, Cuomo's top announcements so
far included free tuition at public colleges for applicants whose household
incomes are
less than $ 125,000 a year.
As
far as I know, most western countries have an equivalent, frequently with
LESS of eligibility requirements (e.g. you don't even need to show effort to find work for «
Income Support» in UK - they didn't have Food Stamps per se till ~ 2012 or so, just cash help).
Women without college educations are dramatically
less economically dependent upon their husbands than they used to be, while the economic dependence of women with college educations on their husbands remains high because although both men and women with college degrees have seen surging
incomes since the 1970s, most women with college degrees experience large
income penalties for leaving the work force for a while to raise children, while women without college degrees don't face those kinds of
income penalties in their
far less skilled jobs.
Further executing on his grand plan, his first date with Kerry Kennedy is a tour of one of his low -
income complexes not
far from the housing project (
less successful than Andrew's own) started by her father in Bedford - Stuyvesant twenty years before.
- GDP per capita is still lower than it was before the recession - Earnings and household
incomes are
far lower in real terms than they were in 2010 - Five million people earn
less than the Living Wage - George Osborne has failed to balance the Budget by 2015, meaning 40 % of the work must be done in the next parliament - Absolute poverty increased by 300,000 between 2010/11 and 2012/13 - Almost two - thirds of poor children fail to achieve the basics of five GCSEs including English and maths - Children eligible for free school meals remain
far less likely to be school - ready than their peers - Childcare affordability and availability means many parents struggle to return to work - Poor children are
less likely to be taught by the best teachers - The education system is currently going through widespread reform and the full effects will not be seen for some time - Long - term youth unemployment of over 12 months is nearly double pre-recession levels at around 200,000 - Pay of young people took a severe hit over the recession and is yet to recover - The number of students from state schools and disadvantaged backgrounds going to Russell Group universities has flatlined for a decade
Of the 77,651 units financed by the administration so
far, 11,505 were for families of three making
less than $ 25,770 a year, or 30 percent on the area median
income (AMI), and another 13,277 were for families making between $ 25,771 - $ 42,950 (31 - 50 percent AMI).
For example, only 38 per cent now agree that «the Government should redistribute
income from the better off to the
less well off»,
far below the 58 per cent who favoured that proposition in 1993, just before Tony Blair became Labour leader.
In strict percentage terms, they were
less generous than in 2012, when donations amounted to 4.5 percent of their
income, but
far more so than in 2011, when their giving rate was 0.89 percent.
I'd respectfully suggest they are
far less representative of the electorate than hundreds of thousands of ordinary people who come from a wide range of backgrounds and earn a wide range of
incomes.
Environmental justice is a growing effort to address a dangerous divide: Minority and low -
income communities tend to encounter
far greater environmental risks and
far less protection than more affluent, white communities.
As
far as academic and non-academic amenities increase tuition costs without improving a school's U.S. News and World Report ranking, students in a wider range of
income levels are finding them
less attractive.
Those responsible for health statistics in low - and medium -
income countries «are often found in the darkest,
farthest corners of the health ministry,» where they get little attention and even
less money, said Henk Bekedam, director of health sector development at WHO's Western Pacific Region in Manila.
This would be
far less punitive than the current practices of garnishing wages, Social Security payments, or earned
income tax credits to collect on student loans.
Many have observed that the highly structured learning strategies employed successfully with low -
income students by «no excuses» charter school providers would be
far less welcome in other environs.
States could take the tax credit approach a step
further by making them fully refundable so that low
income families whose tax liability is
less than the credit would receive the remainder as a tax refund.
Second, taking into account financial aid, low -
income students generally face lower net costs at selective institutions than at the
far less - selective institutions with fewer resources that most of them attend (see Figure 1).
Studies show that students from lower -
income families are
far less likely to have access to summer learning opportunities, leading to greater summer learning loss and lower graduation rates.
When they enter the private sector, where, as many corporate lawyers will tell you, the work is
far less fulfilling, they do so with the expectation of greater
income.
Higher -
income areas were
far less affected.
National testing, academic studies, and political polling show that low -
income, people of color are
far less active participants in our democracy.
In 23 states, state and local governments are together spending
less per pupil in the poorest school districts than they are in the most affluent school districts, putting the children in these low -
income, high - need schools at an even
further disadvantage.
They found that professional parents tend to chat away to their children, using sophisticated language even before kids are old enough to understand, while low -
income parents tend to speak
far less and use more directives: «Do this, don't do that.»
Further, the report said that most of the money going to public schools comes from state government, and so a reduction in taxable state
income, off - set by this loophole, means
less state funds go to public education.
Without access to quality preschool, students of color, and children from low -
income families, are
far less likely to be prepared to start kindergarten than their peers.
Low -
income children, children of color, children with disabilities, English learners, and Native children have been left behind for
far too long and deserve no
less than a robust and thorough state plan review to ensure an excellent and equitable education.
Low -
income children, children of color, children with disabilities, English learners and Native children have been left behind for
far too long and deserve no
less than robust and thorough state plan review to ensure an excellent and equitable education.
That's particularly true for low -
income students, who are
far less likely to acquire academic knowledge at home.
Black kids are
far more likely to be suspended than White kids and low -
income kids are
far less likely to complete college.
Studies have shown that even highly functional low -
income parents speak
far less to their children, on average, than affluent parents.
And low -
income kids, who are
far less likely to acquire knowledge at home, start out at a disadvantage and fall
farther behind with each passing year.
In district - level analysis, the Education Trust finds that nationally districts serving high concentrations of low -
income students receive on average $ 1,200
less in state and local funding than districts that serve low concentrations of low -
income students, and that gap widens to $ 2,000 when comparing high - minority and low - minority districts.17 These findings are
further reflected by national funding equity measures reported by Education Week, which indicate that wealthy school districts spend more per student than poorer school districts do on average.18
As it stands now, low -
income students and students of color receive
far less than their fair share in school funding.
That in either school no more than a third of 11th and 12th grade low -
income students surpass a CRB, yet no
less than 85 % of students persist from the first to second year of college, suggests that meeting a CRB is
far from the only important factor in postsecondary success.
The importance of increasing access to books in schools was highlighted in the most recent Scholastic Kids & Family Reading Report which found that children ages 6 — 17 from lower -
income households are more likely to read books for fun in school and
far less likely to read books outside of school than their higher -
income peers.