Sentences with phrase «fault auto insurance laws»

Florida is one of only a handful of states with no - fault auto insurance laws.

It is also sometimes called «no - fault» coverage, because as a general rule, the states which allow personal injury protection insurance are the ones with some sort of no - fault auto insurance laws on their books.

Under Michigan's no - fault auto insurance laws, most accidents will qualify you only to collect no - fault benefits like personal injury protection (PIP) benefits.

Currently, 12 states * and Puerto Rico have no - fault auto insurance laws.

No - fault auto insurance law could have a major impact on hospitals Michigan lawmakers are considering making changes to the state's no - fault auto insurance law in order to address the issues concerning expensive insurance coverage and the cost of medical care.

This emphasis on just getting claims paid out and not having to worry quite so much about liability or blame was one of the original reasons for the early popularity and the spread of different variants of no - fault auto insurance law.

Why Colorado Dropped PIP Car Insurance On July 1, 2003, Colorado became the latest in a string of U.S. states to repeal no fault auto insurance law and go back to a tort based read more...

At this stage, it is unclear what might become of Michigan's no fault auto insurance law.

No fault auto insurance law is perhaps the more misunderstood of the two forms state have to choose from in framing their auto insurance industry regulations and their rules for policy holders within their state boundaries.

Not exact matches

By law, your auto insurance plan carries third - party liability coverage, but you can still sue an at - fault party for additional compensation in excess of the standard no - fault benefits should your damages warrant such action.

Yes, as a no - fault state, Michigan law requires your auto insurance company to pay related medical care as long as you need treatment for crash injuries.

Although Utah is a no - fault state when it comes to auto insurance laws, if your injuries have left you with damages that exceed $ 3,000, you can sue the other driver for payment of your expenses.

Tagged with: attorney, auto insurance no - fault, Christensen Law, David Christensen, insurance, lawyer, Michigan, pedestrian, pedestrian accident, priority

In Michigan, the law allows victims with serious injuries to take their cases outside of the no - fault auto insurance system and sue a negligent driver for damages.

David Christensen is a no - fault auto insurance attorney at Christensen Law who represents cyclists who are hit by motor vehicles, day or night.

Under New York law, every driver must carry no - fault auto insurance, which covers a driver for up to $ 50,000 worth of damages after an accident.

This coverage protects insureds in the event they are involved in a crash with an at - fault driver who either doesn't have auto insurance (as required by law) or doesn't have enough auto insurance liability coverage to cover the full cost of the plaintiff's injuries and damages.

Michigan no - fault law lets your auto insurance company require a that written notice be filed «as soon as practicable» after an auto accident.

Michigan law requires every auto owner to maintain no - fault personal injury protection insurance.

Since 1973, Michigan law has labelled its auto insurance «no - fault.»

Michigan's no - fault laws are designed to take the blame out of auto insurance claims.

Despite a law requiring every driver to maintain no - fault auto insurance, Michigan has one of the highest numbers of uninsured motorists in the state.

Determining responsibility in an auto accident Minnesota's no - fault insurance law does not guarantee coverage for all losses in an auto accident.

Experts told the RAND Corp. that no - fault laws have shifted costs from health insurers to auto insurance companies, and that the auto insurers aren't quite as adept at fighting high medical bills.

When a driver is at fault for an accident you are involved in and does not carry auto insurance, uninsured motorist coverage will pay for any medical expenses you incur, your pain and suffering, and depending on the laws of your state, the damage to your property.

There is a no fault law in New York that says each driver is responsible for using their Freeport auto insurance policy to cover any damages or injuries.

The term «victim» is used since the auto insurance company is writing a check to them, which means they were not deemed at fault by a court of law.

They have tort auto insurance laws that are in many ways the opposite of no fault laws.

In many states with «no fault» laws, PIP is a requirement — in fact, you might be reading this because recently moved to one of these states and now you're thinking, «Gosh darn, another type of auto insurance?»

North Dakota is one of the twelve states that operates is auto insurance laws under what is known as the «no fault»...

Florida's no fault laws for auto insurance do not apply to motorcycles.

Puerto Rico's insurance laws require drivers to carry only no - fault auto insurance coverage.

PIP auto insurance is mandatory in some states with no - fault insurance laws.

Mississippi auto insurance does not follow the no - fault laws since it is a Tort state.

No - fault auto insurance is a relatively straightforward concept, though the reasons why State's have chosen to enact no - fault laws are a bit more complicated.

States with no - fault laws and higher populations are prone to have higher average auto insurance premiums due to the higher amount of accidents and collisions that occur.

Personal injury protection is a coverage option available to auto insurance customers that seems to espouse all the most positive features envisioned by those who set down no - fault law in states all across the country.

Due to the state's no - fault insurance laws, the minimum requirements for auto insurance are more extensive than those of many other states.

From arguments over no fault law and its particulars to debate over the use of credit scoring and other factors in the setting of auto insurance rates, there is much yet to be resolved.

Each state with no - fault laws will have many options to choose from in terms of how much the auto insurance covers and the rates for each policy.

According to the Florida Financial Responsibility Law, any at - fault driver who is deemed responsible for an auto accident resulting in bodily injury and / or personal property damage to others must have at the time of the accident full auto liability insurance protection.

The interesting part here is that since Michigan auto insurance laws adhere to a no - fault policy, insurers can not refuse to pay for insurance claims even if the parties making the claims are to be blamed for the accident.

Virtually all states whether they are fault based or espouse some form of no fault in the auto insurance law require drivers to have auto insurance or to demonstrate financial responsibility in order to driver legally and to get their cars registered.

Clearly, no fault and tort auto insurance law differ greatly in the way they set up the specifics of insurers» and policy holders» rights and responsibilities regarding both groups» response in the aftermath of a car accident.

Having a valid no fault Hudson auto insurance certificate in your car will not only keep you from getting into trouble with the law, it will also save from possible financial ruins.

According to the no - fault system, the driver purchases the auto insurance policy as required by the state laws that are mandatory.

People who espouse this sort of belief think that no fault is superior to tort law because if no one gets assigned blame, then no one's insurance rates need increase in the wake of an auto collision.

But for the majority of Americans, fault based auto insurance is the norm and the law.

With legislators in Michigan already considering significant changes to the current no - fault auto insurance coverage, the law may be prone to reforms later this year.

The idea behind no fault car insurance law is to just make sure anyone who gets injured in an auto accident can get help dealing with their injuries even while investigators and law enforcement officials are still working on who might be to blame for the accident.