Sentences with phrase «fault auto insurance system»
Michigan's no - fault auto insurance system is in desperate need of reform.
http://coalitionforautoinsurancereform.com/
While most states operate their insurance policies based on the conventional fault - based auto insurance policies, there are other states that follow a no - fault auto insurance system.
Pennsylvania's no - fault auto insurance system is the main reason its rates are simply average.
The no - fault auto insurance system was designed to reduce auto insurance policy premiums.
According to Dr. Robert Hartwig, an economist and president of the Insurance Information Institute, fraud and abuse in New York's no - fault auto insurance system cost consumers and insurers nearly $ 230 million in 2009, constituting a «fraud tax» of $ 1,561, or 22 percent of every no - fault claim.
The no - fault auto insurance system and its required personal injury protection (PIP) coverage has held premiums high and has driven them ever higher.
A bill to repeal the no - fault auto insurance system, requiring drivers to carry personal injury or PIP Coverage.
Since 2008, Florida has had a no - fault auto insurance system which protects motorists from being sued after an accident (in most cases).
He fears that the others may not receive similar care if any changes are made to the no - fault auto insurance system in Michigan.
It is usually associated with a no - fault auto insurance system.
The state's costly no - fault auto insurance system.
In Michigan, the law allows victims with serious injuries to take their cases outside of the no - fault auto insurance system and sue a negligent driver for damages.
The Sunshine State is one of only twelve states in the country that operates under a no - fault auto insurance system.
Eleven states (including New York and Florida) and Puerto Rico have no - fault auto insurance systems.
These are states that have so - called no - fault auto insurance systems.
Not exact matches
How Palm Bay Insurance Differs Unlike a tort system, which most states follow, Florida does not assign fault in an auto accident.
Maine's auto insurance system is based on «fault.»
Drivers in the state of Connecticut are subject to the «tort» system of auto insurance, meaning that when they are involved in an accident, the authorities will determine one party to be «at fault», and that person will be subject to insurance claims and any lawsuits stemming from the incident.
Auto insurance in Massachusetts follows what is referred to as a «no fault» system, which means that should you get in an accident, your insurance company will pay for any claims you make up to your limits.
The Governor called for either an aggressive reform to the «broken no - fault system» or a return to a fault - based or tort auto insurance system.
* If you live in one of the few states with a «no - fault» auto insurance system, you pay for a mandatory amount of medical coverage on your own auto insurance policy.
«A well - working no - fault system is a good auto insurance option for states,» says James Whittle, assistant general counsel for the American Insurance Association, a trade orgainsurance option for states,» says James Whittle, assistant general counsel for the American Insurance Association, a trade orgaInsurance Association, a trade organization.
In most states, auto insurance functions under a traditional fault - based system.
Under the no - fault system in Kentucky the driver of the automobile and the passengers will register a claim with the auto insurance corporation that insures the vehicle they were driving.
Tort insurance systems allow those injured in auto accidents to sue the at - fault party.
Under a no - fault system, when you have an accident, your auto insurance provider automatically pays for your damages (regardless of fault) up to a specified limit.
To provide a snapshot of Colorado auto premium trends as the state moved from a no - fault to a tort auto insurance system on July 1, 2003, the Property Casualty Insurers of America (PCI) and RMIIA surveyed company premiums before and after the change, using two specific consumer examples for six geographical areas: Denver, Pueblo, Sterling, Fort Collins, Grand Junction and Colorado Springs.
How Palm Bay Insurance Differs Unlike a tort system, which most states follow, Florida does not assign fault in an auto accident.
Ohio has a traditional, fault - based system for auto insurance.
Hawaii is one of the few states that operate their auto insurance programs under what is known as the «no fault» system.
Quebec's auto insurance operates on a no - fault system.
The majority of states utilize some form of a fault based auto insurance system in which the insurance company representing the person who is found liable or at fault for an accident has to pay for the accident damages of the person who was not at fault.
The insurance company of the driver pays the medical expenses of those injured in an auto accident under the no - fault system, irrespective of the person causing the accident.
A fault based auto insurance policy is a policy set up in a state that espouses a tort or fault based system.
There are still about a dozen states using the no fault system for auto insurance.
According to the no - fault system, the driver purchases the auto insurance policy as required by the state laws that are mandatory.
An important thing to take note of about auto insurance in Lincoln the No - fault system they use when it comes to insurance claims.
One thing car owners need to know about auto or car insurance in Hartford is that they follow the No - fault system.
A dozen states as well as Puerto Rico utilize the no fault system of auto insurance.
Georgia operates under a Tort system that means the driver found to be at fault for the accident will have his or her Athens auto insurance company charged.
As is typical with many states, Georgia auto insurance laws follow a «tort» system, which means that in an accident, someone will be considered «at fault» and that person and their insurance company will be on the hook for damages.