Sentences with phrase «fault driver regardless»

Not exact matches

However, if you live in a no - fault state where each driver pays for damages to her own vehicle regardless of fault, full coverage is much more important.
What's scary is that 50 % of the cases are caused by drivers, and regardless of who is at fault, the fact of the matter is that in a crash the driver will always fare better than the cyclist (well, almost always).
In these states, each driver would pursue compensation for medical expenses and lost wages under his or her own insurance policy regardless of which driver was at fault.
If the accident victim or other driver has such coverage, it is available to help pay for medical expenses regardless of fault.
Regardless of the reasons, every driver is responsible for his or her own driving behavior, and when the reckless actions of another motorist result in bodily injuries or death, the at - fault driver can be held liable for damages.
These options include a first party model of provision whereby the driver's own insurer provides the replacement vehicle regardless of cost; a regulatory model intended to introduce the formal regulation of credit hire providers which would permit the capping of costs and a ban on referral fees; an industry code of conduct which would build on the existing GTA; or a «competitive offer» model allowing the at - fault insurer to provide the vehicle at lower cost if they can do so.
Actually: In Maryland, most drivers» car insurance policies include Personal Injury Protection, otherwise known as PIP, which covers specific amounts of medical bills regardless of who is at fault.
Medical payments coverage is coverage that almost all drivers have in their automobile insurance policy that is specifically designed to reimburse people injured in an accident, regardless of fault.
Because this insurance coverage must be provided regardless of fault, the other driver's insurance company has less justification to withhold payment.
When these types of injuries impact you or someone you love, compensation may be available through an ICBC claim, regardless of whether you or another driver was at fault.
Certain coverages apply regardless of the fault of the drivers involved.
Regardless of who was at fault, both drivers must exchange their contact information to properly file an auto accident claim.
Obtain the names, addresses, phone numbers and driver's license numbers of all parties involved in the accident, regardless of who is at fault for the accident and how minor the accident is;
New Mexico drivers should purchase personal injury protection (PIP) coverage for themselves and any passengers in any accident, regardless of fault.
Maine law requires that all drivers stop at the scene, or as close as possible to the scene of an accident, regardless of fault.
Most insurance policies in Ontario contain a fixed collection of accident benefits, also known as no - fault benefits, which cover insured drivers regardless of whether the accident occurs within Ontario, within Canada but outside of Ontario, in the United States, or on a ship between ports of Canada and the United States.
Ontario drivers who have insurance coverage on their own vehicles are covered for the benefits listed should they suffer an injury as a result of a motor accident, regardless of who is at fault.
Regardless of who is at fault in this scenario (you or the other driver), your personal injury protection insurance can help pay for your lost income, as well as your medical expenses that your health insurer doesn't cover.
The no - fault system is when car insurance companies must pay the expenses of insured drivers regardless of who was at fault for the accident.
This is the maximum dollar amount that pays for a single person injured inside your vehicle, including the driver regardless of fault.
However, even though the company «overlooked» your accident, you will be tagged as an unsafe driver, regardless if whether it was your fault or not.
A no fault system means that every driver will be responsible for his own expenses, regardless of who is at fault.
In no - fault states such as Florida, motorists are required to buy personal injury protection (PIP) to ensure that all drivers have access to emergency treatment, regardless of who is to blame for the accident.
New Jersey offers a unique way to purchase car insurance - East Brunswick drivers can choose to either work under a tort system (the driver who is at fault for the accident pays the damage) or a no fault system (every driver is responsible for his / her own damages, regardless of who is at fault).
Since 1972, Florida has required all drivers to carry $ 10,000 of personal injury protection, or PIP, to cover minor accident claims, regardless of who was at fault.
Medical payments coverage can help pay for the medical or funeral expenses of covered drivers and passengers after an accident, regardless of fault, up to $ 25,000.
Some states require that you purchase PIP (personal injury protection) or medical payments coverage, which pays for medical and related costs of you and your passengers, regardless of which driver is at fault.
Utah follows a no - fault system, which means all drivers are held financially responsible regardless of who caused the car accident.
Other states use a no - fault system, which means all drivers are held financially responsible regardless of who is at fault.
Having any accidents, regardless of fault, will normally disqualify you from a good driver discount.
This auto insurance coverage component pays medical bills and / or funeral expenses if a covered driver or accompanying passengers are injured or killed while in an insured vehicle, regardless of fault in an accident.
Florida's no - fault law requires every driver to carry $ 10,000 in Personal Injury Protection (PIP) insurance, which covers your medical bills and lost wages after a crash, regardless of who's at fault.
A medical payment option will help pay medical expenses of the driver and / or passengers that result from an accident, up to a predetermined amount, regardless of which party is at fault.
No - fault states are states in which drivers can file a claim with their insurer regardless of which driver is at fault.
They are benefits available to the driver and the passengers of a vehicle involved in an accident regardless of who is at fault.
Personal injury protection insurance is considered no - fault coverage because it covers impacted policyholders, drivers and passengers regardless of whether another driver or they were deemed to be at fault for an accident.
No - Fault, also called Personal Injury Protection (PIP), is designed to pay promptly, regardless of who is at fault or whether there was any negligence, for economic losses (meaning medical / health expenses, lost earnings, and certain other reasonable and necessary expenses related to injuries sustained), up to $ 50,000 per person («basic No - Fault coverage»), to the driver and all passengers injured in your car as well as any pedestrians injured by your car, because of its use or operation in New York State.
No - fault auto insurance policies pay regardless of whether you were the driver who caused the accident.
Your insurance rates usually don't rise unless you are at fault for an accident, and depending on state law, it may be illegal for the insurance company to raise your rates if you were not at fault, regardless of whether the other driver had insurance.
This is because the no - fault law protects insured drivers from being sued, and covers injuries regardless of fault.
But with the new change, drivers can access that UIM coverage regardless of the at - fault party's liability coverage limits.
In these states, an insurance company will pay for its own insured driver's injuries (and passengers» injuries), regardless of who is at fault for an accident.
Drivers in the Aloha State must also carry personal injury protection, which can cover medical costs in the event that you're injured in a wreck, regardless of who is at fault.
It includes coverage for expenses related to the medical and / or funeral expenses incurred for drivers and passengers in the covered vehicle at the time of an accident, regardless of who was at fault in the crash.
Personal injury protection may be available to drivers in states with no - fault insurance laws, meaning that a driver's insurance provider covers damages incurred to the insured in an accident, regardless of who is at fault.
The term no - fault car insurance simply means that drivers deal with their own insurance companies — regardless of who is at fault.
If you purchased collision coverage, you won't have to wait for the other driver to pay for damages: we will pay for damage to your car minus your deductible, regardless of who is at fault.
«No - fault» means that regardless of which driver was at fault, some of the medical expenses for the policyholder and others in the policyholder's car may be covered by insurance.
Florida requires the drivers to have the personal injury protection plan, which protects the drivers regardless of anyone's fault.
The right coverage can ensure that your vehicle is repaired or replaced in the event of an accident, regardless of whether or not you were the at - fault driver.
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