Sentences with phrase «favor of the fixed rate»

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Included in the PowerPoint: Macroeconomic Objectives (AS Level) a) Aggregate Demand (AD) and Aggregate Supply (AS) analysis - the shape and determinants of AD and AS curves; AD = C+I+G + (X-M)- the distinction between a movement along and a shift in AD and AS - the interaction of AD and AS and the determination of the level of output, prices and employment b) Inflation - the definition of inflation; degrees of inflation and the measurement of inflation; deflation and disinflation - the distinction between money values and real data - the cause of inflation (cost - push and demand - pull inflation)- the consequences of inflation c) Balance of payments - the components of the balance of payments accounts (using the IMF / OECD definition): current account; capital and financial account; balancing item - meaning of balance of payments equilibrium and disequilibrium - causes of balance of payments disequilibrium in each component of the accounts - consequences of balance of payments disequilibrium on domestic and external economy d) Exchange rates - definitions and measurement of exchange rates - nominal, real, trade - weighted exchange rates - the determination of exchange rates - floating, fixed, managed float - the factors underlying changes in exchange rates - the effects of changing exchange rates on the domestic and external economy using AD, Marshall - Lerner and J curve analysis - depreciation / appreciation - devaluation / revaluation e) The Terms of Trade - the measurement of the terms of trade - causes of the changes in the terms of trade - the impact of changes in the terms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities to help reinforce the ideas talked about.

In addition to an 11 - hp increase, the adaptive suspension has been tossed in favor of fixed - rate dampers.

A recent FDIC Consumer News bulletin reminded consumers that, if you have a HELOC, it is especially important to pay attention when mortgage rates start to rise because that might be a good time to refinance out of the line of credit in favor of a fixed - rate mortgage loan.

Pursuing income with an all - weather bond portfolioDiverse opportunities: The fund invests across all sectors of the U.S. bond market, including mortgage - backed, corporate, and government bonds.A flexible strategy: The portfolio managers pursue an attractive level of income, adjusting the portfolio to favor attractive sectors as interest rates and market conditions change.Leading research: The managers, supported by Putnam's fixed - income research division, analyze a range of bonds to build a competitive portfolio.

Patrick Lawler, Chief Economist for the FHFA suggested that we might be wise to follow the Canadian model of mortgage lending, which eschews the long term fixed rate mortgage in favor of shorter - term adjustable mortgages.

Going for fixed interest rates will be wise as you will not be affected by fluctuations in the interest not in favor of borrowers.

Another pro in favor of the long term fixed rate is if you can find an assignable mortgage.

Consider holding broadly diversified fixed income portfolios without tilting too heavily in favor of credit or interest rate exposure.

An option that had fallen out of favor during the go - go years of steadily falling interest rates — a single, fixed - rate loan with private mortgage insurance — might now be worth your clients» attention.

But an option that had fallen out of favor during the go - go years of steadily falling interest rates — a single, fixed - rate loan with private mortgage insurance — might now be worth your clients» attention.

Those without a lot of financial cushion, or people who simply want to put extra money toward padding their emergency fund or contributing to retirement plans, should probably stay away from an adjustable - rate mortgage in favor of the predictability of the fixed - rate loan.

(MCT)-- Let me start out by saying that I have a bias in favor of fixed mortgages, especially in this time of historically low rates.