Consider
each feature of a balance transfer credit card to make sure you prioritize what's important against your immediate and long - term needs.
Not exact matches
Moreover, the
card also comes with 12 months
of 0 % introductory APR on both purchases and
balance transfers - one
of the few business
credit cards with this
feature.
We view Chase Slate ® best through the lens
of a pure
balance -
transfer credit card, mostly due to its lineup
of features.
This
feature makes the
credit card fairly unique among
balance transfer credit cards and what makes it one
of our favorite
balance transfer credit cards.
The primary
feature of basic
balance transfer credit cards is the 0 % APR offer.
Though we do not recommend consumers
transfer a
balance to this
credit card, it is one
of the more unique
features of the
card.
In addition to its 15 month
of intro 0 % APR on purchases and
balance transfers (then standard variable rate, currently 14.49 % - 25.49 %), the EveryDay also offers a $ 0
balance transfer fee, a rare and valuable
feature among
credit cards, as long as you request
balance transfers within your first 60 days.
Another little help: If you're consolidating your
credit and looking to reduce your number
of credit cards, be sure to look at
features like low APRs or 0 % interest
balance transfers.
These
features make the Barclaycard Ring ™ Mastercard ® one
of our favorite
balance transfer credit cards.
The Capital One ® Secured Mastercard ® and the Capital One ® Platinum
Credit Card have very similar APRs, and both cards also have no balance transfer fees — though with the low credit limits available to secured credit cardholders, it's difficult to see how one could take advantage of this fe
Credit Card have very similar APRs, and both
cards also have no
balance transfer fees — though with the low
credit limits available to secured credit cardholders, it's difficult to see how one could take advantage of this fe
credit limits available to secured
credit cardholders, it's difficult to see how one could take advantage of this fe
credit cardholders, it's difficult to see how one could take advantage
of this
feature.
The most outstanding
feature of the Capital One ® Platinum
Credit Card is the fact that it has no fee for
balance transfers.
Moreover, the
card also comes with 12 months
of 0 % introductory APR on both purchases and
balance transfers - one
of the few business
credit cards with this
feature.
Below is a sampling
of popular
credit cards that currently
feature introductory
balance transfer offers.
These two issuers are by far the best choice for consumers, and
feature prominently on our list
of best
balance transfer credit cards.
Like most other
credit cards,
balance transfer credit cards come with a slew
of features that can help your finances.
Balance transfer credit cards with rewards offer a number
of features, and while these can vary from
card to
card, the following should give you an idea
of what to expect:
The Discover it ® - 18 Month
Balance Transfer Offer
credit card is a prime example
of how Discover packs its
cards with tons
of valuable
features cardholders prefer.
The new Discover «it» Chrome
credit card features the same
card terms as the original Discover «it»
card, including an APR range
of 10.99 percent to 22.99 percent and a 14 - month interest - free promotion on
balance transfers and purchases.
* One
of the best
balance transfer cards around, the Citi Diamond Preferred
card features the lengthiest 0 % intro APR period on
balance transfers of the
credit cards above — 21 months — as well as a $ 0 annual fee and premium benefits.
Of the two dozens credit card options Chase offers, all but one of them feature some type of purchase rewards (and the one that doesn't, the Chase Slate ®, is one of the best balance transfer cards on the market
Of the two dozens
credit card options Chase offers, all but one
of them feature some type of purchase rewards (and the one that doesn't, the Chase Slate ®, is one of the best balance transfer cards on the market
of them
feature some type
of purchase rewards (and the one that doesn't, the Chase Slate ®, is one of the best balance transfer cards on the market
of purchase rewards (and the one that doesn't, the Chase Slate ®, is one
of the best balance transfer cards on the market
of the best
balance transfer cards on the market).
Below is a sampling
of popular
credit cards that currently
feature introductory
balance transfer offers.
We view Chase Slate ® best through the lens
of a pure
balance -
transfer credit card, mostly due to its lineup
of features.
The Discover it ® - 18 Month
Balance Transfer Offer
credit card is a prime example
of how Discover packs its
cards with tons
of valuable
features cardholders prefer.
0 Percent Interest Details: The HSBC Gold Mastercard ®
credit card features a 0 percent introductory APR
of 18 months on purchases and
balance transfers (each
balance transfer is subject to a 4 percent, minimum $ 10, fee).
No rewards or cash back
features: This is more
of a basic
credit card meant for
balance transfers, so there are no cash back or rewards available with this
card.
Below is a sampling
of credit cards that currently
feature introductory
balance transfer offers.
The Pew report in July found even starker numbers — saying that only 1 percent
of credit cards issued by the 12 largest American banks currently
feature a cap on
balance transfer fees.
While it may be difficult to qualify for a
balance transfer credit card that
features a $ 0
transfer fee, depending upon how high your current
balance is, it might be worth paying a
transfer fee to get a zero or low introductory APR for a long period
of time.
It shares some
of the same
features as all Discover
cards, such as the coveted 0 percent intro APR for six months on purchases, but it also offers six months
of no interest on
balance transfers - that's a rarity among student
credit cards.
However, if you're someone who is confident
of paying off his / her existing
credit card balance in around 15 months, you'd be better off opting for the Chase Slate, Citi Double Cash, Discover It or some other
balance transfer card with a shorter 0 % APR period and better
features.
Moreover, the
card also comes with 12 months
of 0 % introductory APR on both purchases and
balance transfers - one
of the few business
credit cards with this
feature.
Though we do not recommend consumers
transfer a
balance to this
credit card, it is one
of the more unique
features of the
card.
Travellers can take advantage
of finance product options to minimize the impact
of vacation - incurred debt, such as
transferring a
balance to another
credit card with competitive
balance transfer features.