Sentences with phrase «federal loan funds»

Well - intentioned as it may be, limiting the ability of schools to require additional counseling as a condition for accessing federal loan funds is detrimental on a broad scale — affecting student borrowers, schools and taxpayers alike.

Most students classified as «independent» and many classified as «dependent» will qualify for federal loan funds.

Most students classified as «independent» and many classified as «dependent» will qualify for federal loan funds.

Without access to federal loan funding, many graduating law students may be forced to rely upon credit cards or other higher - cost alternatives to cover bar exam expenses.

You've gone to class, maybe hit a few parties, and signed on the dotted line to get more federal loan funding each year.

Not exact matches

In the Minutes from the January FOMC meeting, the Federal Reserve addressed the financial situation, and noted that the increasing role of bond and loan mutual funds could pose a liquidity risk if everyone tries to get out of the market at the same time.

The federal funds rates sets the rate at which banks borrow from one another, and it is the underpinning for the loan rates banks set for businesses and consumers.

The federal funds rate is the rate that banks use to set the prime rate, their own lending floor for everything from credit cards to lines of credit and commercial loans.

But nearly half of borrowers thought variable - rate student loans are indexed to the federal funds rate (27 percent of respondents) or 10 - year Treasury yields (19 percent).

A loan funded by the federal government to help pay for your education.

Although LIBOR and the prime rate do track the federal funds rate closely, the federal funds rate is not a benchmark for student loans.

All federal student loans carry an interest rate and requirement to repay principal plus interest based on the type of loan funded.

While federal funds rate changes don't directly impact peer - to - peer (P2P) loan interest rates, lending platforms may begin increasing their rates.

With a Perkins Loan, undergraduate, graduate, and professional degree students may borrow if they can show a financial need and there are federal funds available at the college or university at which they are enrolled.

Federal Funds Sold are short - term loans to other depository financial institutions without any collateral, provided by Federal Reserve banks, usually at the Federal Funds rate.

Federal Funds Purchased are short - term loans to other depository financial institutions without any collateral, provided by Federal Reserve banks, usually at the Federal Funds rate.

Loans under the new credit facility bear interest, at our option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period in each case plus a margin ranging from 0.00 % to 1.00 %, or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 2.00 %.

Private student loans often fill the gap between federal financial aid and the cost of attendance when federal funding falls short.

Loans under the new credit facility bear interest, at the Company's option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period in each case plus a margin ranging from 0.00 % to 1.00 %, or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 2.00 %.

There is a limited amount of federal funding for this loan program, and the loans are offered at a low, fixed 5 percent interest rate.

Loans under the credit facility bear interest, at the Company's option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period plus 1.00 %, in each case plus a margin ranging from 0.00 % to 0.75 % or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 1.75 %.

FHA loans are guaranteed by the government, so that the lender is paid back with federal funds if the borrower defaults.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeLoans, depending on our leverage ratio and on certain factors relating to this offering.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person and business that seeks a business loan.

Unlike federal student loans, private loans are funded by banks, credit unions, and other types of lenders.

Borrowings under the refinanced Term Loan bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.0 %.

This discusses how to apply for student loans and what you need to understand about the FAFSA form, which you will need to use to see whether you qualify for any federal funding.

Undergraduate Loans: PNC offers private loans to undergraduate students who need more funds above and beyond those provided by the federal governLoans: PNC offers private loans to undergraduate students who need more funds above and beyond those provided by the federal governloans to undergraduate students who need more funds above and beyond those provided by the federal government.

CampusOne Student Loans: Through this funding mechanism, Bank of America serviced a variety of student loans, such as Graduate Student PLUS loans, PLUS loans, Stafford loans, and Federal Consolidation lLoans: Through this funding mechanism, Bank of America serviced a variety of student loans, such as Graduate Student PLUS loans, PLUS loans, Stafford loans, and Federal Consolidation lloans, such as Graduate Student PLUS loans, PLUS loans, Stafford loans, and Federal Consolidation lloans, PLUS loans, Stafford loans, and Federal Consolidation lloans, Stafford loans, and Federal Consolidation lloans, and Federal Consolidation loansloans.

Private Student Loans from Bank of America: These loans were offered to students who had unmet financial need after accepting federal student funLoans from Bank of America: These loans were offered to students who had unmet financial need after accepting federal student funloans were offered to students who had unmet financial need after accepting federal student funding.

The following options may be available to students in need of loans to fund their education under the federal student loan program:

While refinancing federal or private student loan debt helps streamline the loan repayment process, borrowers are required to repay the loan based on the terms agreed upon at the time the funds are received.

Federal Housing Administration (FHA) loan: This government - insured loan may be a good option if you have limited income and funds for a down payment, and / or a lower credit score.

Finally, private student loan lenders require student borrowers to select the repayment term of a new loan at the time funds are received, whereas federal student loan borrowers may wait until they have entered repayment to select the most beneficial repayment term.

ABR loans under our Cash Flow Facility bear interest at a variable rate equal to the applicable margin plus the highest of (i) 3.5 %, (ii) the prime rate, (iii) the federal funds effective rate plus 0.5 %, and (iv) the adjusted LIBOR rate plus 1.0 %.

Start by understanding the student loan options available, including federal and private student loans, and take the time to understand how each option fits your school funding needs.

Bank loan funds became particularly attractive after 2009, because analysts continually predicted that the Federal Reserve would raise interest rates.

ABR loans bear interest at a variable rate equal to the applicable margin plus the highest of (i) the prime rate, (ii) the federal funds effective rate plus 0.5 %, and (iii) the Eurodollar rate plus 1.0 %, but in any case at a minimum rate of 3.25 % per annum.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeLoans, depending on our leverage ratio and on certain factors relating to this offering.

Once they've hit those borrowing limits, students must often turn either to more expensive federal PLUS loans, or private lenders, to bridge any funding gaps.

In November 2013, Desert Newco refinanced the term loan, lowering the interest rates to either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the federal funds rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, with step - downs of up to 0.25 % depending on Desert Newco's credit ratings.

Borrowings under the refinanced Credit Facility bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 % for the Term Loan only) plus 3.75 % per annum or (b) 2.75 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.0 %.

The interest rate was revised such that borrowings under the refinanced Term Loan bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.0 %.

Second, Navy Federal is one of several lenders that will finance the VA funding fee, which otherwise requires you to pay an additional percentage on your loan as part of the mortgage closing costs.

Conversely, when the Federal Reserve lowers the federal funds rate, borrowers can expect to save some money on their monthly loan payments since they may owe less inFederal Reserve lowers the federal funds rate, borrowers can expect to save some money on their monthly loan payments since they may owe less infederal funds rate, borrowers can expect to save some money on their monthly loan payments since they may owe less interest.

The Federal Reserve Bank is in charge of the federal interest rate — or fed funds rate, as it is commonly called — which is the overnight interest rate banks charge for short - termFederal Reserve Bank is in charge of the federal interest rate — or fed funds rate, as it is commonly called — which is the overnight interest rate banks charge for short - termfederal interest rate — or fed funds rate, as it is commonly called — which is the overnight interest rate banks charge for short - term loans.

Home buyers with limited down - payment funds should also consider the Federal Housing Administration (FHA) loan program.

The fed funds market, greatly shrunk in size, now mainly consists of transactions between GSEs — chiefly Federal Home Loan Banks — and a few banks, mainly foreign.

To date, the Federal Reserve has increased the Federal funds rate by 175 basis points in this tightening phase, and recent evidence from the Federal Reserve's survey of senior loan officers suggests that lenders are also becoming somewhat more cautious about extending credit to businesses.

The key tool is the federal funds rate — the interest rate banks charge each other for overnight loans.