They prepare applications for you and advise you about everything you need to successfully enter in and stay current
in federal repayment programs.
For example, the type of loan you have determines whether you are eligible
for federal repayment programs like Revised Pay As You Earn (REPAYE) when repaying your debt (generally speaking, pretty much all federal loans qualify for REPAYE).
Ineligible Federal repayment programs include: Revised Pay As You Earn Repayment Plan (REPAYE Plan), Pay As You Earn Repayment Plan (PAYE Plan), Income - Based Repayment Plan (IBR Plan), and Income - Contingent Repayment Plan (ICR Plan).
So are you ready to join the thousands of loan borrowers who have been able to consolidate their loans and qualify
for Federal Repayment Programs, and achieve a headache free student loan situation?
FFEL loans are not eligible for
all federal repayment programs.
Think about consolidation, refinancing,
federal repayment programs, student loan forgiveness, and other beneficial resources that are available to help you manage your student loan debt and get it paid off so that you can be a step closer to financial freedom.
If you have predominantly federal student loans, then
a federal repayment program could be the best choice since you'll retain exclusive benefits from the government.