Sentences with phrase «federal student loan programs»

There are federal student loan programs and scholarship opportunities.

There are two main federal student loan programs: (1) Federal Family Education Loan (FFEL) Program, and (2) Federal Direct Loan Program.

Given that higher education costs keep rising and federal student loan programs are not expanding their limits to keep pace with these increases, alternative loan programs are becoming a crucial factor in determining whether students and families can afford postsecondary education.

Particularly for federal student loan programs, your ability to apply for and receive funds will not be affected.

You — and your student — also need to meet the basic criteria for all federal student loan programs.

President Bush has agreed to sign The College Cost Reduction Act of 2007 despite his initial opposition to it and fear that it will bring far - reaching changes to federal student loan programs.

Both of these options are federal student loan programs, and there are certain similarities and differences between them.

Direct Loans and Federal Family Education Loans (FFEL) are the two largest government federal student loan programs.

The federal student loan programs are highly regulated by Congress and the U.S. Department of Education.

For more information on Fee Free Federal Student Loan Programs please visit www.ed.gov.

The president's budget proposal calls for sweeping changes to federal student loan programs, including the elimination of Public Service Loan Forgiveness.

Federal student loan programs are also taking a hit as federal subsidies have been cut.

Try This Resource Federal Student Loan Programs — Lists federal student loan programs with loan details and award limits.

That young cohorts are better educated than their predecessors should result in higher lifetime earnings, if the «skills gap» mythology that motivated the expansion of the federal student loan programs were true.

So students needing financial assistance should check out all of the federal student loan programs to get as much aid as they need.

The government does not provide all the money needed and there are always additional expenses not contemplated in the federal student loan programs.

Keep in mind that if a borrower chooses to refinance federal student loans through a private lender, they will lose the protection and benefits of federal student loan programs.

Currently, all federal student loan programs have a 1 % fee that covers origination costs and the potential for default.

Federal student loan programs offer several different repayment plans that allow you to pay off your loan over periods ranging from 10 to 25 years.

Whatever happens come November, it looks like the national conversation on student loan interest rates has come to a head with many people feeling like it's time to change how the government manages the federal student loan programs.

They state, «You may have received loans under other federal student loan programs, such as the Federal Family Education Loan (FFEL) Program or the Federal Perkins Loan (Perkins Loan) Program.

By law, the costs of federal student loan programs are measured in the budget according to the method established in the Federal Credit Reform Act.

This CBO study — prepared at the request of the Ranking Member of the Senate Budget Committee — compares the budgetary and fair - value costs of the federal student loan programs.

When Federal Student Loan programs don't solve all of your lending needs, Cedar Education Lending is here to help.

The preemption provisions upset the historical federal - state balance in financial regulation, wrongfully interfere with traditional state enforcement authority, and frustrate the ability of state regulators to protect student borrowers who rely on federal student loan programs.

While Federal Student Loan programs can offer many benefits, they may not be able to solve all of your needs when it comes to paying down your student debt obligations.

Even if you already have some loans through the federal student loan programs, you will still have the ability to consolidate and refinance those loans through a private lender that may offer you a better rate of interest for your loans.

This is big news for the private student loan industry, as it has notoriously lacked the kind of modification options available to borrowers through federal student loan programs.

Or the student's college may have opted out of the federal student loan programs to preserve eligibility for the Pell Grant program, since schools with high cohort default rates lose eligibility for both federal loans and grants.

Federal Student Loan Programs — Lists federal student loan programs with loan details and award limits.

It is generally critical of the student loan industry, focusing on the cost - effectiveness of the federal student loan programs.

As a general rule, you should always explore your options in the federal student loan programs first before taking out any private student loans.

Debt relief companies don't have the ability to negotiate a «special deal» under federal student loan programs.

For this reason, if you've made qualifying PSLF payments on your Direct Loans and you're thinking of consolidating those loans into a Direct Consolidation Loan along with loans you received under other federal student loan programs, you should leave your Direct Loans out of the consolidation and consolidate only your loans from other federal student loan programs.

A borrower enters default status under the federal student loan programs when such borrower's loan is more than 270 days delinquent.

Most federal student loan programs offer simple interest.

Although loan forgiveness under this program is available only for loans made and repaid under the Direct Loan Program, loans made under other federal student loan programs may become eligible for forgiveness if they are consolidated into a Direct Consolidation Loan.

Neither the IRS or federal student loan programs consider any other financial obligations as a higher priority than their repayment.

We certainly know that the federal student loan programs are unnecessarily complex and that many borrowers face unimaginable and inexcusable bureaucratic hurdles in trying to get relief.

Typically, they will allow you to defer your payments until you are finished with school, a lot like the federal student loan programs.

The loan type (depending on when you went to school and what loan programs your school participated in, you may have loans from different federal student loan programs; the types of loans you received can affect what benefits are available to you)

On Sunday, July 1, several changes to federal student loan programs took effect.

You may have received loans under other federal student loan programs, such as the Federal Family Education Loan (FFEL) Program or the Federal Perkins Loan (Perkins Loan) Program.

Keep in mind that if a borrower chooses to refinance federal student loans through a private lender, they will lose the protection and benefits of federal student loan programs.

The commission recommended several reforms including reforming civilian and military retirement programs, reducing agricultural program spending, eliminating in - school subsidies in federal student loan programs, and giving the Pension Benefit Guarantee Corporation the authority to increase premiums.

Generally, if you see a loan type with «Direct» in the name on «My Federal Student Aid,» then it is a Direct Loan; otherwise, it is a loan made under another federal student loan program.

If you borrowed before July 1, 2010, some or all of your loans may have been made under an older federal student loan program called the Federal Family Education Loan (FFEL) Program.

The William D. Ford Federal Direct Loan Program is the largest federal student loan program.

The following options may be available to students in need of loans to fund their education under the federal student loan program:

Yet two recent studies with big implications for the federal student loan program have gone largely unnoticed.