Sentences with phrase «fee counseling in»

Not exact matches

There are several components of cost: preparing plan documents and government filings; obtaining a valuation; administration; and, in a leveraged ESOP, loan commitment fees, legal fees for the lender's counsel and loan documents, and, possibly, financial consulting for structuring the transaction.

The lender usually wants legal opinions from its counsel, charges loan commitment fees, and needs loan documents prepared, not unlike the fees involved in amortgage transaction.

«It's really a fee for using someone else's money,» explains Todd Christensen, director of education at Debt Reduction Services, a nonprofit debt management and credit counseling organization in Boise, Idaho.

«It is hereby stipulated and agreed, by and among Benchmark, Kalanick and Uber, through their undersigned counsel,» wrote Delaware Court of Chancery Judge Sam Glasscock III in his order, «that this Action and the claims asserted therein are dismissed with prejudice, and that each party shall bear its or his own costs, fees and expenses.»

Legal fees for investor counsel may be capped in routine financings, although some venture funds will not cap legal expenses and will expect payment of «reasonable» expenses.

The lower interest rates and fees that credit counseling agencies can negotiate, along with the typical three - to five - year repayment period, often results in more money going toward paying down your debt and less money going toward interest payments.

Their business is in bringing in more members who each contribute fees (ti thes) to the business in exchange for various services including religious counselling and regular faith entertainment every Sunday morning.

Gil Stein, the NHL's general counsel under Ziegler, says the reason Okubo and Kokusai Green got in the door was simple: They promised to deliver the franchise fee the league was owed.

The petitioners in the interest of fairness and transparency, may wish to present the agreement between the Commission and its previous legal counsel, specifying the scope of services and agreed fees a.

Specifically, the jury found that he arranged two grants totaling $ 500,000 for a cancer researcher who in turn sent mesothelioma patients to the law firm where Silver was «of counsel,» netting Silver almost $ 4 million in legal fees.

In the past two years he's earned a legal fee from working as counsel with the Internet music sharing service Spotify, worth between $ 20,000 and $ 50,000.

The speaker allegedly racked up $ 700,000 in referral fees from the law firm, which sources identified as Goldberg & Iryami, where one of the partners once served as his Assembly counsel.

He says while the million dollars in private law firm fees are listed on the legislature's expenditure reports, there is not explanation listed for why the outside counsel was hired and paid.

Silver was arrested in January for pocketing $ 3 million in legal fees by steering asbestos - related cancer cases from a top Manhattan oncologist to W&L, where he was «of counsel.»

Silver's attorneys, for instance, argued there was nothing wrong with the speaker steering state grants toward potentially life - saving mesothelioma research — or Silver then referring patients who had been exposed to asbestos to the personal injury law firm where he was «of counsel» — an arrangement that brought the patients «economic justice» (along with millions in referral fees for Silver).

Democrats had proposed replacing the fee revenue with tactics including the use of $ 35 million in bond premiums and reducing the use of outside legal counsel.

In fact, some credit counseling organizations charge high fees, which they may hide, or urge their clients to make «voluntary» contributions that can cause more debt.

Monthly service fees and a one time enrollment fee from clients enrolled in our Debt Management Program (These funds are used to help defray administrative costs of the DMP and are not fees for counseling.)

These often complex products have many other pros and cons, so look closely before buying anything and if in doubt seek professional counsel from a fee - only planner or other unbiased professional.

«All members of Credit Counselling Canada agree to waive fees in the event the consumer is not in a position to pay them,» explains Hanna.

If all of our suggestions were adopted, the cost for counselling in a five year consumer proposal would increase from the current $ 192.10 ($ 170 in fees plus $ 22.10 in HST) to $ 593.25 ($ 525 in fees plus $ 68.25 in HST) if all of the sessions were performed in person.

The credit counseling agency might be able to convince the lender to reduce their interest rates, get late fees and other penalties reduced, and thus make it possible for you to solve the problem in a 3 - to - 5 year time frame.

These include interest on loans to invest in a business or an income - producing investment outside an RRSP, plus investment counsel fees, the cost of renting a safety deposit box, and accounting fees to calculate rental or investment income.

While they're not cheap — expect a search to cost you several thousand dollars — they can save you money in the long run by helping you find a good private investment counsel firm at an attractive fee.

Some of the 18 companies and 34 credit counselling providers offering debt settlement services in Ontario charge customers large upfront fees and describe the services they will provide in hard - to - understand contracts.

That is, on a $ 100,000 portfolio, you might expect to pay between $ 1,000 and $ 2,000 a year in fees, often via traditional mutual funds, wrap accounts or investment counsel.

Through this program, credit and financial counseling providers in the US can share FICO ® Scores they have already purchased — for example, for initial customer contact or for financial management plan review — with their customers with no additional score fees or program fees.

In fact, some credit counseling organizations — even some that claim nonprofit status — may charge high fees or hide their fees by pressuring people to make «voluntary» contributions that only cause more debt.

Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan.

When Thomas Rowe Price, Jr. founded his own investment advisory firm in 1937, he offered investors a new service - investment counseling - and charged asset - based fees for his advice.

(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).

The agreement should clearly outline the credit counseling agency information, what services they will be providing you (as well as what services they won't provide for you), what's required of you in terms of payment for service fees, plus how long the program will take.

In addition to eliminating your credit card debt proper debt counseling should offset the counseling fees.

You ought to be aware of credit counseling agencies and organizations that charge a high up - front or every month fee for signing up for credit counseling or a debt management plan, pressure you to make voluntary contributions or use another name for fees, send you free pamphlets contained with information about the services they provide without requiring you to provide personal financial information such as charge account numbers with balances, try to enroll you in a debt management plan without spending the time to review your current financial situation, offer to sign you up for a debt management plan without trying to help you with budgeting and money management skills, or require that you make payments into a debt management plan before your current creditors have accepted you into the program.

Financial guru Michelle Singletary points out in her blog, The Color of Money, that debt consolidation, debt settlement, and consumer credit counseling services will no longer be allowed to collect fees up front, but are allowed to keep any fees collected regardless of whether consumers complete their debt reduction plans.

In fact, some credit counseling organizations charge high fees, which may be hidden, or pressure consumers to make large «voluntary» contributions that can cause more debt.

Through credit counseling, you can also enroll, for a fee, in a debt management plan (DMP).

If you are having trouble paying your bills each month and need moderate debt relief, credit counseling and enrollment, for a fee, in a debt management plan (DMP) could be an effective option.

While credit counseling agencies are there to help you, they usually charge an upfront fee to start a debt management plan as well as a monthly fee while you are enrolled in the program.

In fact, some credit counseling organizations charge high fees, which they made hide; others might urge their clients to make «voluntary» contributions that can cause more debt.

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

As a non-profit organization, we offer free credit counseling, help with credit card debt, and the fees for our services are among the lowest in the industry.

We are also funded by client fees and creditor contributions from non-bankruptcy-related debt management plans, and through grants related to our housing counseling or other charitable and educational efforts in the community.

Expenses you incur while looking for a job in the same line of work you normally do (for example, résumé costs, career counseling and employment agency fees)

Under the terms of the Advisory Agreement, each Fund is responsible for the payment of the following expenses among others: (a) the fees payable to the Adviser, (b) the fees and expenses of Trustees who are not affiliated persons of the Adviser or Distributor (as defined under the section entitled («The Distributor»)(c) the fees and certain expenses of the Custodian (as defined under the section entitled «Custodian») and Transfer and Dividend Disbursing Agent (as defined under the section entitled «Transfer Agent»), including the cost of maintaining certain required records of the Fund and of pricing the Fund's shares, (d) the charges and expenses of legal counsel and independent accountants for the Fund, (e) brokerage commissions and any issue or transfer taxes chargeable to the Fund in connection with its securities transactions, (f) all taxes and corporate fees payable by the Fund to governmental agencies, (g) the fees of any trade association of which the Fund may be a member, (h) the cost of fidelity and liability insurance, (i) the fees and expenses involved in registering and maintaining registration of the Fund and of shares with the SEC, qualifying its shares under state securities laws, including the preparation and printing of the Fund's registration statements and prospectuses for such purposes, (j) all expenses of shareholders and Trustees» meetings (including travel expenses of trustees and officers of the Trust who are not directors,

The Consulting Agreement with Northern Lights Compliance Services, LLC («NLCS») provides that the Registrant agree to indemnify and hold NLCS harmless from and against any and all losses, damages, costs, charges, reasonable counsel fees, payments, expenses and liability arising out of or attributable to the Trust's refusal or failure to comply with the terms of the Agreement, or which arise out of the Trust's lack of good faith, gross negligence or willful misconduct with respect to the Trust's performance under or in connection with the Agreement.

Debt Counseling companies currently help over 1 million people to consolidate their unsecured credit card loans, bills, and other unsecured credit card debts into one easy payment, while saving thousands of dollars in unnecessary interest & credit fees.

In addition to investment advisory fees, each Fund pays other expenses including costs incurred in connection with the maintenance of securities law registration, printing and mailing prospectuses and Statements of Additional Information to shareholders, certain financial accounting services, taxes or governmental fees, custodial, transfer and shareholder servicing agent costs, expenses of outside counsel and independent accountants, preparation of shareholder reports and expenses of trustee and shareholders meetingIn addition to investment advisory fees, each Fund pays other expenses including costs incurred in connection with the maintenance of securities law registration, printing and mailing prospectuses and Statements of Additional Information to shareholders, certain financial accounting services, taxes or governmental fees, custodial, transfer and shareholder servicing agent costs, expenses of outside counsel and independent accountants, preparation of shareholder reports and expenses of trustee and shareholders meetingin connection with the maintenance of securities law registration, printing and mailing prospectuses and Statements of Additional Information to shareholders, certain financial accounting services, taxes or governmental fees, custodial, transfer and shareholder servicing agent costs, expenses of outside counsel and independent accountants, preparation of shareholder reports and expenses of trustee and shareholders meetings.

The Underwriting Agreement between the Trust and Northern Lights Distributors, LLC («NLD») provides that the Registrant agrees to indemnify, defend and hold NLD, its several officers and directors, and any person who controls NLD within the meaning of Section 15 of the Securities Act free and harmless from and against any and all claims, demands, liabilities and expenses (including the reasonable cost of investigating or defending such claims, demands or liabilities and any reasonable counsel fees incurred in connection therewith) which NLD, its officers and directors, or any such controlling persons, may incur under the Securities Act, the 1940 Act, or common law or otherwise, arising out of or based upon: (i) any untrue statement, or alleged untrue statement, of a material fact required to be stated in either any Registration Statement or any Prospectus, (ii) any omission, or alleged omission, to state a material fact required to be stated in any Registration Statement or any Prospectus or necessary to make the statements in any of them not misleading, (iii) the Registrant's failure to maintain an effective Registration statement and Prospectus with respect to Shares of the Funds that are the subject of the claim or demand, or (iv) the Registrant's failure to provide NLD with advertising or sales materials to be filed with the FINRA on a timely basis.

The Underwriting Agreement between the Trust and Ceros Financial Services Inc. («Ceros») provides that the Registrant agrees to indemnify, defend and hold Ceros, its several officers and directors, and any person who controls Ceros within the meaning of Section 15 of the Securities Act free and harmless from and against any and all claims, demands, liabilities and expenses (including the reasonable cost of investigating or defending such claims, demands or liabilities and any reasonable counsel fees incurred in connection therewith) which Ceros, its officers and directors, or any such controlling persons, may incur under the Securities Act, the 1940 Act, or common law or otherwise, arising out of or based upon: (i) any untrue statement, or alleged untrue statement, of a material fact required to be stated in either any Registration Statement or any Prospectus, (ii) the breach of any representations, warranties or obligations set forth herein, (iii) any omission, or alleged omission, to state a material fact required to be