State Attorney General Eric Schneiderman says as you prepare to spend your hard earned dollars beware of misleading bargains and added
fees, compare warranty terms, know the terms of a layaway plan, check return and refund policies, beware of restricted
gift cards, shop only on secure Internet connections, do not be tricked by confusingly similar website and domain names, protect yourself by using credit
cards, be wary of too - good - to - be-true contests and prize
promotions, and read the fine print.
The Cash Back / Free Trade / Product Offer category of
promotions includes those offers from brokerages that typically consist of a user either getting cash back, free trades or trading credits (either through waived commission
fees or commission reimbursements) and product offer
promotions where a discount brokerage may be offering up a tangible item or equivalent
gift card which has a definable market value.