If you want a no -
fee hotel rewards card, I'd recommend the Hilton Citibank Visa or Hilton American Express cards instead.
The Hilton Honors card is a great no -
fee hotel rewards card for someone who frequently stays at Hilton.
The regular earn rate of 1.2 ct / $ is not good enough to use this as a primary card — it's best kept to pay for Choice hotel stays with a 3ct / $ earn rate, which is comparable to other no -
fee hotel reward cards.
Not exact matches
As a rule of thumb, if you spend less than $ 10,000 per year on gas, dining, or
hotels, the Stash
Hotel Rewards Visa
card is probably not worth the
fee.
The Stash
Hotel Rewards credit
card comes with an $ 85 annual
fee that's waived during the first year.
Let's look at a comparison of the SPG Amex credit
card, Hilton Honors Surpass from American Express and the IHG
Rewards Club Select credit
card (free night certificate, low annual
fee, and low minimum spend helps separate this
hotel card).
As we discussed above, you must have at least 1 premium Ultimate
Rewards card to convert the cash - back you earn from
cards with no annual
fee to points that can be transferred to airline and
hotel partners.
The king of
hotel credit
cards, the Starwood Preferred Guest ® Credit
Card from American Express offers amazing
rewards that can turn into free night stays or free airline flights all for a $ 95 annual
fee (waived for the first year).
The Starwood Preferred Guest ® Credit
Card from American Express is one of the best as far as
hotel and travel
rewards credit
cards go, and easily makes up for its $ 95 annual
fee (waived for the first year).
The fact that it has no annual
fee, pays a little more than the one mile per dollar than many other
cards offer, and offers the ability to redeem miles on any airline or
hotel purchase really makes it stand out among
rewards card
The IHG ®
Rewards Club Traveler Credit Card features a solid rewards rate on IHG hotel purchases, but unfortunately its $ 29 annual fee and lack of extensive IHG benefits make it a toug
Rewards Club Traveler Credit
Card features a solid
rewards rate on IHG hotel purchases, but unfortunately its $ 29 annual fee and lack of extensive IHG benefits make it a toug
rewards rate on IHG
hotel purchases, but unfortunately its $ 29 annual
fee and lack of extensive IHG benefits make it a tough sell.
This is because to earn more
rewards with the IHG ® Rewards Club Traveler Credit Card than the Citi ® Double Cash Credit Card — after accounting for the $ 29 annual fee — you would have to spend more than $ 2,400 at IHG
rewards with the IHG ®
Rewards Club Traveler Credit Card than the Citi ® Double Cash Credit Card — after accounting for the $ 29 annual fee — you would have to spend more than $ 2,400 at IHG
Rewards Club Traveler Credit
Card than the Citi ® Double Cash Credit
Card — after accounting for the $ 29 annual
fee — you would have to spend more than $ 2,400 at IHG
hotels.
For instance, if the
card nets
rewards worth more than the annual
fee, such as a free night's stay in a
hotel, which can cost anywhere from $ 200 — $ 300 a night, it might be worth it to keep the
card.
The Citi Prestige ®
Card comes with an impressive package of air travel credits, free lounge access, free
hotel nights, and a
rewards program for an annual
fee.
If you have an annual
fee based Ultimate
Rewards card like the Ink Plus or Sapphire Preferred you can combine these points and transfer them to participating airline and
hotel programs.
With the no - annual -
fee version of the Barclaycard Wyndham
Rewards card you can earn 18,000 Wyndham points (worth 1 nights at any Wyndham
hotel) after meeting minimum spending requirements.
With a wider range of properties, an overall
rewards rate that is higher than the Club Carlson
card and $ 95 annual
fee (waived for the first year), it's our preferred option when it comes to
hotel cards.
Looking for a
hotel rewards credit
card without the
fees but with a lot of value?
With a generous sign - up bonus, a free night for every two consecutive nights at a participating
hotel, and the possibility to earn
rewards at
hotels all around the world, the 2.7 % foreign transaction
fee may be outweighed by the extensive credit
card benefits package.
Both
cards come with no annual
fee and
rewards you can redeem for statement credits, any
hotel, and more.
The upside of having a
card like this is if you travel often you can build up
rewards that you can use for travel and
hotel stays the downside is if the
card has an annual
fee, some of which can be pretty hefty, the annual
fee will cut into your
rewards.
Methodology: GOBankingRates.com identified the best
hotel credit
cards by analyzing intro APR, regular APR, annual
fees and
hotel rewards or perks.
As a rule of thumb, if you spend less than $ 10,000 per year on gas, dining, or
hotels, the Stash
Hotel Rewards Visa
card is probably not worth the
fee.
Travel
Rewards American Express ® Card Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $ 75 cash back1 after your first purchase — all with a low annu
Rewards American Express ®
Card Earn great
rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $ 75 cash back1 after your first purchase — all with a low annu
rewards faster with 3X
reward earnings on airline net purchases and 2X
reward earnings on restaurant and
hotel net purchases and 1X
reward earnings on all other eligible net purchases, plus get $ 75 cash back1 after your first purchase — all with a low annual
fee.
This
fee is most often found on travel credit
cards that offer benefits like airport lounge access, premium
rewards earning, and complimentary airline or
hotel elite status.
Contact your
card issuer, the
hotel / resort and airlines before you book your travel arrangements for any taxes,
fees, service charges or carrier charges that are not included within the
rewards program.
Thankfully, consumers can help deflect the costs of these
fees by taking advantage of a
hotel rewards card.
Lose out on valuable
rewards perks, e.g. ability to transfer UR points or MR points to airline and
hotel partners unless you still have a
fee paying
card
Redeem
rewards toward membership renewals, exchange
fees, worldwide travel (flights, car rentals,
hotels, etc.), merchandise, gift
cards, and RCI Resort Dollars
cards
Contact your
card issuer, the
hotel / resort, airlines, or travel agency before you book your travel arrangements for any taxes,
fees, service charges or carrier charges that are not included within the
rewards program.
If you have a Chase Ultimate
Rewards credit
card that carries an annual fee like the Chase Sapphire Preferred Card you can transfer your points 1:1 at any time to your mile accounts with United, Southwest, British Airways, Hyatt, Virgin Atlantic, Marriott, IHG Hotels, and Korean Airli
card that carries an annual
fee like the Chase Sapphire Preferred
Card you can transfer your points 1:1 at any time to your mile accounts with United, Southwest, British Airways, Hyatt, Virgin Atlantic, Marriott, IHG Hotels, and Korean Airli
Card you can transfer your points 1:1 at any time to your mile accounts with United, Southwest, British Airways, Hyatt, Virgin Atlantic, Marriott, IHG
Hotels, and Korean Airlines.
Dubash says it's toughest to get annual
fees waived on premium
cards with generous
rewards and
hotel cards that give you free stays, because their perks are the most valuable.
10 Featured
Cards Travel
Rewards Cards Airline
Cards Hotel Cards Cash - Back
Cards No Annual
Fee Cards Guides
The Wyndham
Rewards Visa Signature
card offers a long 15 - month introductory period for balance transfers and some good premium
hotel perks; however, with its steep annual
fee, it's not the best choice for cardholders simply looking to save money on a balance transfer.
You might also consider more general travel
rewards cards such as the Capital One Venture Rewards card (free the first year, then $ 59 a year) or the Barclaycard Arrival card ($ 89 annual fee, waived the first year), where the rewards are pegged to the cost of the hotel room and can also be redeemed for plane tickets, rental cars and other travel ex
rewards cards such as the Capital One Venture
Rewards card (free the first year, then $ 59 a year) or the Barclaycard Arrival card ($ 89 annual fee, waived the first year), where the rewards are pegged to the cost of the hotel room and can also be redeemed for plane tickets, rental cars and other travel ex
Rewards card (free the first year, then $ 59 a year) or the Barclaycard Arrival
card ($ 89 annual
fee, waived the first year), where the
rewards are pegged to the cost of the hotel room and can also be redeemed for plane tickets, rental cars and other travel ex
rewards are pegged to the cost of the
hotel room and can also be redeemed for plane tickets, rental cars and other travel expenses.
However, it is a pretty reasonable
fee for a premium
hotel rewards card.
However, the
rewards and perks on this
card more than outweigh the
fee, making it well worth it for cardholders who do a moderate amount of spending and visit Hyatt brand
hotels on a regular basis.
As we discussed above, you must have at least 1 premium Ultimate
Rewards card to convert the cash - back you earn from
cards with no annual
fee to points that can be transferred to airline and
hotel partners.
American Express, like most major
card issuers, offers a wide variety of
reward credit
cards — from cash back
cards with no annual
fees, to
cards that earn extra points at grocery stores to co-branded airline and
hotel cards to upscale travel
reward cards that cost $ 450 a year.
This no annual
fee hotel card offers a fair
rewards rate with bonus earnings on gas and groceries and a simple redemption structure you can use to your advantage if you aspire to stay in a luxury
hotel.
If you prefer to stay at
hotels and resorts in the Wyndham family and are looking for a no - annual -
fee card, the Wyndham
Rewards Visa credit
card may be worth a look.
The Amex PRG also includes the $ 100 airline
fee credit and the
Hotel Collection benefit, which The Business Gold
Rewards Card from American Express OPEN does not.
As with most
hotel cards, the Marriott
Rewards Premier Credit
Card comes with a high annual
fee.
Enjoy using your Marriott
Rewards ® Premier Credit
Card overseas to stay in your favorite Marriott brand
hotels without any additional
fees.
These
cards are a mixture of all the other
card categories: travel
rewards, cash - back, airline,
hotel, business, and no annual
fee.
Travel
Rewards Cards Airline
Cards Hotel Cards Business
Cards Cash - Back
Cards No Annual
Fee Cards Guides
The Club Carlson
Rewards Visa Signature
card has a lower
fee at only $ 50 per year but also earns fewer points on everyday purchases as well as on stays at a Carlson
hotels.
For example, Daraius Dubash, founder of Million Mile Secrets, says the IHG
Rewards Club Select
card «is a no - brainer
card for me to keep,» as the value of a free night at an InterContinental
hotel far outweighs the $ 49 annual
fee.
Let's look at a comparison of the SPG Amex credit
card, Hilton Honors Surpass from American Express and the IHG
Rewards Club Select credit
card (free night certificate, low annual
fee, and low minimum spend helps separate this
hotel card).
The
card is a solid option for someone looking to dip their toes into
hotel rewards without having to pay an annual
fee.