Many travel credit cards charge an annual fee, so you should do the math to figure out if paying that
fee makes financial sense.
Not exact matches
However, rewards credit cards often carry higher interest rates and
fees than traditional cards, so they don't
make financial sense for everyone.
It
makes more
financial sense to deal with the potential inconvenience or embarrassment of a single declined charge than to run the risk of 3 or 4 overdraft
fees in a single day.
It
makes more
financial sense to deal with the potential inconvenience or embarrassment of a single declined charge than to run the risk of 3 or 4 overdraft
fees in a single day.
«Unless you're moving from a monster home where you lived with six kids to a small, modest condo, downsizing often doesn't
make much
financial sense,» says Mary Prime, a
fee - only
financial adviser in Toronto.
The balance transfer
fee is typically a percentage of the amount of each transfer, so be sure to review the terms of the offer to help you determine if transferring a balance
makes financial sense for you.
«I've run the calculations for tons of different clients, and in virtually every one, it
makes the most
sense to use an RRSP,» says Karin Mizgala, a
fee - based
financial planner in British Columbia.
This «equalization» approach
makes no
sense because the front load is paid only once, while the
financial advice
fee is charged annually and thus has a compounding effect.
It is also a good idea to bear in mind the long - term cost and current mortgage refinance rates and
fees, before deciding if home loan refinancing will
make financial sense.
When you factor in closing costs and
fees, the new loan, even if it is a slightly lower rate than your current loan, may not
make financial sense.
However, it's important for borrowers to know that there are a variety of
fee structures and ways to pay a lawyer so that it can
make financial sense.
When you are consolidating a large amount of money, these
fees may only amount to a small percentage of your loan, but if you are taking out a small consolidation loan, these
fees can be large enough that consolidating your bills doesn't
make financial sense.
There are two scenarios where paying the $ 450 annual
fee on the Chase Sapphire Reserve ®
makes more
financial sense than saving $ 50 and going with the U.S. Bank Altitude Reserve.
Lawyers and debt settlement firms that meet with clients face - to - face can charge up - front
fees.It
makes no
financial sense to work with any firm that charges you
fees in advance, when you can find reputable, experienced settlement firms that won't charge you a
fee for any account they settle until after the settlement is finalized.
I think it
makes perfect
sense to hire a
financial planner (preferably a
fee - only one) if you have zero investment knowledge and are just getting started.
To
make sense of all these considerations, Wood should talk to an independent
fee - for - service
financial advisor for assistance.
Because you're getting a mortgage after bankruptcy,
make sure the terms and extra
fees make sense for your
financial situation and future goals.
Moreover, it does not
make sense that the value of a client's portfolio should determine the
fees paid for
financial planning services.
Cardholders lose money to annual
fees when spending less than $ 4,750 each year, so run your personal budget numbers to uncover what
makes financial sense for you.
Continuing paying > $ 100 annual
fee on multiple cards after the sign on bonus does not
make financial sense.
While a high - enough carbon tax /
fee would provide a
financial incentive for organizations to transition off carbon - based energy, it
makes sense for many to anticipate this move by starting an energy transition before it is a requirement.
Trials almost never
make financial sense, given that they eat up resources (particularly in attorney
fees) that could be used by the spouses or their children.
If you represent clients on a contingency basis, and assume that working with a freelance lawyer doesn't
make financial sense because you'll essentially be paying the freelance lawyer's
fees out of your own pocket, you should reconsider.
If accessing your pay early can help you avoid overdraft
fees, doing so could
make financial sense.
Brian Preston and Bo Hanson,
fee - only
financial planners and wealth managers, go beyond common
sense as they help you
make smart
financial decisions.