Sentences with phrase «fee rates mean»

Flat fee rates mean that the provider will pay you a certain amount every specified time period, no matter what your collections or their charges were.

Not exact matches

«(With an alternative lender), the interest rates are higher, the qualifying rate is higher than if you were going with a traditional bank and they are going to charge one per cent of the mortgage amount (as a lender's fee) for closing, so that means your closing costs increase.»

Using Amazon's fulfillment services meant he could ship all the books in bulk using preferred UPS rates to an Amazon warehouse, where, for a fee, the online retailer handled processing and shipping out each individual order.

That means being realistic about how long you plan to stay in your home, getting your credit score in order, finding the best refinance rates and saving money where you can, such as on inspection fees and closing costs.

Higher ratings mean more assets under management, more assets means more fees.

Chase primarily offers mortgages as a service to its customers rather than a major focus of its business, which means that existing customers are more likely to find friendlier mortgage rates and fee discounts here.

Private student loan rates start at around 3.00 %, which means well - qualified parents might find a better deal with private student loans than the 7.00 % interest rate and 4.276 % loan fee offered by Parent PLUS Loans.

And, furthermore, it's expected that when you shop for mortgage rates, you'll actually get a better deal, which means you'll pay less fees and get a lower rate.

Start as you would wish to go on, maintain your new card in good order, and you'll build yourself an excellent credit history that will mean that after six months or a year you should be able to open a credit card with a much lower interest rate and fewer fees.

These various types of lenders have different structures and business models — which means they'll also have distinct underwriting processes, fees, and interest rates.

Going with an online bank means giving up in - person services in exchange for fewer fees and higher interest rates.

You authorize us to charge you (by means of on the credit card account by which you paid for your initial Membership subscription fee) for your initial Membership Subscription Period and thereafter, periodically and on a recurring basis, to charge the same account, by means of automatic credit card rebilling, at the Normal Rate for your category of Premium Membership then - published on our Upgrade Page with respect to recurring billing after the end of any Initial Membership Subscription Period, even if the Normal Rate has been increased from the current Normal Rate in conformity with the terms of this Agreement, and to do so again on a periodic and recurring basis when each subsequent Membership subscription period ends, until or unless this Agreement has earlier been terminated pursuant to it provisions.

In the 21 states that currently have mandatory agency fee laws, unions determine how much they spend on political activities in their overall budget and then deduct that percentage from their standard dues rate, which generally means that agency - fee payers end up contributing around 20 % less than full union members.

Booking through OnPeak, the Show's Official Housing Partner, means that exhibitors receive guaranteed low rates and benefit from added perks, such as no booking or cancellation fees and simple tools to manage group bookings.

Glad now that I didn't cause the AT&T deal means much higher rates and instead of slowing your data speed, overage fees.

This means that borrowers can read over all exact fees, rates and other terms before agreeing to any loans; this measure protects borrowers from hidden rates and fees.

Of course, these boosted rates and lowered fees come at a cost: Capital One 360 is primarily accessed through the bank's online services and ATMs, which means that your brick - and - mortar options are much more limited than with Citibank.

Some lenders offer a zero point / zero fee loan which means that you do not have to pay most of the fees generally required, however, your monthly payments may be somewhat higher (lenders generally will charge a higher interest rate for this type of loan).

Chase primarily offers mortgages as a service to its customers rather than a major focus of its business, which means that existing customers are more likely to find friendlier mortgage rates and fee discounts here.

HSBC follows most of the standard fee structures and rates of a big brick - and - mortar bank, which means that it provides in - person banking and ATM access but falls far behind in its interest rates.

And none of Guaranteed Rate's mortgage products come with prepayment penalties, which means you won't have to worry about extra fees if you refinance to a new mortgage early on.

And, furthermore, it's expected that when you shop for mortgage rates, you'll actually get a better deal, which means you'll pay less fees and get a lower rate.

While CIT Bank has no monthly fees and no minimum required to earn interest, the bank's lack of checking account products means that you'll have to bank at two places in order to access the high rate.

If you're charging JetBlue - specific expenses to the card, you'll have to spend just $ 125 annually to recover the annual fee, assuming a 7.9 % rewards rate - that means one JetBlue ticket per year will have you covered.

The fact that it doesn't charge origination fees or prepayment fees also means you can pay off your loan at the rate that works for you without getting dinged by unnecessary fees.

LightStream generally caters to borrowers with good to excellent credit and financial history, but this means the lender can offer lower rates, better terms and fewer fees.

This simply means getting a lower interest rate by paying higher fees.

Their member tiers, based on the total amount of account and loan balances, mean lower interest rates and fees.

Yield Spread Premium An increased fee or interest rate that is meant to counterbalance the costs incurred by a broker.

Closing Costs Guaranteed means that AHC Lending's Processing and Underwriting fees (if applicable) for your loan application will not change between the time your rate is locked and the time you close, assuming the following: No change in your loan amount, property value, property type, occupancy purpose, interest rate, lender credit or discount points, credit rating, any stated items on your application, such as your income, assets, job history, address history, legal residency status, or any other factor that may affect the underwriting decision of the loan you applied for do not change.

It's amazing to me but we've actually had homeowners calling in lately after receiving quotes as much at three quarters of a percent higher in rate and some with origination fee above what we can do for them and then they tell me that the other lender told them that either we were going to «make it up in other fees» or other cautionary comments meant to scare the borrowers into staying with them at a higher rate.

Just because secured credit cards are intended for those with low credit scores, doesn't mean they have limited options, In fact, the best secured credit cards can also have no annual fees, low interest rates, or even reward programs.

Continuing from the previous example, if you borrowed $ 1,000 at an interest rate of 25 %, meaning $ 250, you'll have to pay back $ 1,250 (plus any additional fees) before 30 days has lapsed.

Going with an online bank means giving up in - person services in exchange for fewer fees and higher interest rates.

That means, for instance, if a borrower's loan term is 14 days long and the fee from the lender is calculated as an annual percentage rate, it amounts to 455 percent APR..

When cards offer amazing rewards, lower interest rates, and better payment options, it means a fee for consumers.

While some lenders estimated a better rate or promised smaller loan fees, the inherent tradeoff between long - term and short - term cost means that lenders generally can't deliver savings on both ends.

That means the interest rates and loan fees are determined by supply and demand.

It means that you have to pay a slightly higher interest rate to the lender, but no discount points or origination fee.

Things like origination fees, document fees, or prepayment fees add costs to your loan and could mean that you'll pay more than if you chose a loan with a slightly higher interest rate.

Nominal means very small or far below the real value or cost, and in finance, this adjective modifies words such as fee, interest rate and gross domestic product (GDP).

Since a higher rate means lower fees while a reduced interest rate increases fees, TD's range of mortgage products allow borrowers to tweak the inverse relationship between upfront expenses and the lifetime cost of interest to fit their budget.

Even if an investor does read about trailer fees and rate of return, they would still need to know what the numbers mean and if they are paying an amount appropriate to the service they are getting.

That means that your spread rate is a performance - based fee that is debited from your account only if you make money.

If you don't have the means to pay off the full balance up to the credit limit, with fees and penalty interest rates, the answer to co-signing is always «no.»

The incentive that's meant to rope you in — like 10 % of your purchase — is temporary; the interest rates on the cards are upwards of 20 %; the minimum payments are incredibly low, which encourage people to maintain high balances that rack up that nasty amount of interest; and many come with hidden fees (or just high fees) that can cost you even more money.

They may lack the same a broad variety of loan programs others offer, however, which may mean that they are not able to offer the lowest interest rates or the lowest fees.

Lower overhead costs usually means they charge lower fees and interest rates, and are often open to lending to subprime borrowers.

This means disabling any agreements which you and your creditors have made such as lower interest rates or waiving of late fees.

Of course, being a fixed - rate mortgage, my present loan is structured specifically so that I can't just roll it over to a new, lower - interest mortgage; penalties seem to be calculated using the IRD, which means that whatever I would be saving with the lower interest rate - that's exactly what I have to cough up in termination fees.