Bottomline: The Choice Privileges Visa card is a no -
fee rewards card with a small sign - up bonus and limited earn rates.
Not exact matches
Whether you're opting for a low -
fee credit union or big bank
with major
rewards card offerings, you should decide together which bank will carry your joint account.
WalletHub editors also compared more than 1,000 credit
cards by looking at their
rewards, rates and
fees to come up
with a list of the top
cards.
The Blue Delta SkyMiles is a great option for budget conscious travelers and frequent flyers who want a secondary
rewards card — you fly Delta at least once a year but not enough to justify owning a Delta credit
card with an annual
fee.
With this
card, you'll earn flexible
rewards that are good for both travel and cash back — and all without paying an annual
fee or foreign transaction
fees.
There are fewer ways to earn bonus miles on purchases when compared
with other
cards, but
with no annual membership
fee, it's a competitive travel
rewards credit
card.
If that's the case, it's better to go
with a
card with that has fixed 2 % cash back
rewards and no annual
fee.
In that case, it might be worth getting one of the annual -
fee cards with better
rewards.
The best travel
rewards credit
cards typically come
with an annual
fee.
In some cases, the
rewards are compelling enough to support
cards with annual
fees around $ 500 or $ 1,000.
This
card has lower annual
fee than Chase Sapphire Reserve and offers big sign - up bonus along
with generous
rewards.
The Stash Hotel
Rewards credit
card comes
with an $ 85 annual
fee that's waived during the first year.
One of the big negatives
with most
reward cards that offer large signup bonuses, is that often times they have an annual
fee.
Annual
fees are common
with rewards credit
cards.
In return for using their loyalty brand credit
card, Canadian consumers typically receive about 2 % of their spending, back in terms of
rewards, unless they use a credit
card with an annual
fee.
But, if you want to have the 1:1 transfer option and other premium travel benefits, spring for a flexible
rewards card with an annual
fee, especially since most are waived for the first year.
Annual
fee: Some travel
rewards credit
cards come
with no annual
fee, some come
with a massive annual
fee, and some waive their
fee for the first year.
With a generous welcome bonus, ongoing
rewards for all of your purchases and no annual
fee, the Discover it ® Miles credit
card has a lot going for it.
If it is your first experience then choose a
card with low or no annual
fees, best
rewards cards, and a low - interest rate.
We've found that it the Bank of America Travel
rewards credit
card is one of the few to not charge a foreign transaction
fee in conjunction
with no annual
fees.
If you're in the market for a
rewards card with no annual fee, Bank of America has your back with its Bank of America ® Travel Rewards Credi
rewards card with no annual fee, Bank of America has your back with its Bank of America ® Travel Rewards Credit C
card with no annual
fee, Bank of America has your back
with its Bank of America ® Travel
Rewards Credi
Rewards Credit
CardCard.
As
with most credit
cards with generous
rewards, the Ink Business Preferred ℠ Credit
Card has an annual
fee: $ 95.
Part of the IHG lineup is the brand new IHG
Rewards Club Traveler
Card with a $ 29 annual
fee.
In some situations, signing up for a
rewards card with a high annual
fee may be worth it.
With a reasonable annual
fee and a competitive
rewards rate, there is a lot to like about the Capital One Venture Credit
Card.
This is our favorite flat rate travel
rewards card with no annual
fee.
But if you can't afford to spend enough money (and earn enough
rewards) to compensate for the higher
fees, you're probably better off
with a low -
fee rewards credit
card.
Capital One ® QuicksilverOne ® Cash
Rewards Credit Card does come with a $ 39 annual fee, but this is very low for a rewards credi
Rewards Credit
Card does come with a $ 39 annual fee, but this is very low for a rewards credit c
Card does come
with a $ 39 annual
fee, but this is very low for a
rewards credi
rewards credit
cardcard.
You can build your credit
with this
card, which features no annual
fee and
rewards points you can use for goods and services.
As that happens, you can apply for
rewards cards that don't come
with an annual
fee.
One of the best low - annual -
fee credit
cards to start off
with is the Chase Sapphire Preferred ®
Card, but take a look at our other travel
reward credit
cards too.
With a
rewards program, extremely low APR, and no annual
fee, the State Department
card is a tough competitor to beat, but the Capital One ® Secured Mastercard ® does offer an interesting alternative.
The Blue Business ℠ Plus Credit
Card from American Express combines everyday
rewards with no annual
fee.
Rewards cards had the highest average annual
fee of
cards with fees that were included in our study.
Along
with an annual
fee of $ 0, the Bank of America ® Travel
Rewards credit
card boasts no foreign transaction
fees.
I totally agree
with numbe 1 — we had «
reward»
cards that cost us thousands in interest and
fees each year, only for a few airlines points that we couldn't use on the flights we wanted anyway!
Capital One ® Venture ®
Rewards Credit Card strikes a nice balance of high rewards and a big sign - up bonus with lo
Rewards Credit
Card strikes a nice balance of high
rewards and a big sign - up bonus with lo
rewards and a big sign - up bonus
with low
fees.
Whether you're looking for a credit
card with great travel
rewards or one
with low annual
fees, find the
card that's right for you.
Whether you're looking for a credit
card with great travel
rewards or one
with low annual
fees, find the
card that's right for you.Compare Now >
With RateSupermarket.ca's credit
cards comparison, you can compare and easily access the best low interest credit
cards,
rewards credit
cards, no
fee credit
cards, and low balance transfer credit
cards in Canada.
The most attractive
cards with the higher
rewards are usually
cards with an annual
fee.
As we discussed above, you must have at least 1 premium Ultimate
Rewards card to convert the cash - back you earn from
cards with no annual
fee to points that can be transferred to airline and hotel partners.
If you have one of the premium Ultimate
Rewards cards (i.e. one
with an annual
fee), this 5 % cash - back can become 5X Ultimate
Rewards points per dollar.
That matches some of the top
rewards cards and is very good for a
card with no annual
fee.
For instance, at Bank of America, customers
with $ 25,000 across their checking, savings and investment accounts get a 25 %
rewards bonus on a Bank of America credit
card, a $ 200 discount on mortgage
fees, and a 0.25 % interest - rate deduction on auto loans.
Some
cards are easier to qualify for, while others — such as
rewards cards with higher annual
fees — require excellent credit
with a long credit history.
While there are many
cards that do not charge annual
fees,
cards with a high
reward value often do.
Generally, it is recommended that if you spend at least $ 24,000 + per year
with your credit
card, the FlexPerks Travel
rewards card is the better
card between the two (U.S. Bank grants a 3,500 FlexPoints bonus at this level that can cover the annual
fee).
If the final result is higher than the net value of your
rewards card, then the cash back
card with no annual
fee is the better option.
Cards that come
with annual
fees offer higher
rewards and an assortment of travel perks and shopping benefits, but if you don't spend enough to maximize on
rewards or travel enough to take advantage of the additional perks, the annual
fee is an unjustifiable cost.