Other iterations of credit repair
schemes include advance
fee secured or unsecured credit card promotions, which market such cards as a way to
build up credit, but can often result in consumers paying hefty
fees for credit card applications or worthless «pay as you go» cards.
Participation in Atal Pension Yojana helps in
building a pensioned society and also provides viable
fee revenue to banks by way of alluring incentives for mobilizing the
scheme at the rate of Rs 120 to 150 per account.