Sentences with phrase «fees and charges including»

Life insurance has fees and charges including costs of insurance that vary based on the insured's gender, heath and age.

Life insurance has fees and charges including costs of insurance that vary based on the insured person's gender, health and age.

Annuities may contain certain fees and charges including mortality and expense charges, administrative charges, withdrawal charges and a contract fee.

Variable annuities contain fees and charges including, but not limited to, mortality and expense risk charges, sales and surrender (early withdrawal) charges, administrative fees, and charges for optional benefits and riders.

In addition, when some customers did get adequate insurance and provide proof, the bank still kept the forced - placed policies on accounts or didn't refund the premiums, or related fees and charges including repossession fees.

Not exact matches

If you include international callers on your video chat, things get more complex — and you'll typically pay fees such as a per minute charge.

Offers an automated savings platform and social network for African American Millennials, charging users a subscription fee to extra features, including financial education materials.

(Weebly works on a freemium model giving most of its features, including most webpage creation tools and hosting, away for free and charging a small fee of $ 3 to $ 5 a month for pro tools like larger file uploads.)

In its report, «Searching for Relief,» the NCLC found numerous problems, including: charging for services that are available for free; failure to disclose fees online or when initially requested; and providing inaccurate information about crucial topics such as consolidation loans and garnishment.

A number of provinces, including Quebec and Manitoba, have taken heed and moved to protect consumers from getting fleeced by instituting limits to the fees that can be charged when breaking a contract early.

Last fall, Germany - based Lufthansa Group, which includes Lufthansa, Austrian Airlines, Brussels Airlines and Swiss International Air Lines, began charging a booking fee of 16 euros for any flight not sold directly by the airline.

NEW YORK, April 5 - Thirteen big mutual fund firms, including BlackRock, T Rowe Price and Vanguard, will soon give retail investors a new tool to assess whether they are getting their money's worth for the higher fees often charged by actively managed stock funds.

LLC document preparation starts at $ 149 (about one - tenth of what an attorney would charge) and includes all filing fees and a custom operating agreement.

Other good options for credit cards that will cover some of your pesky airline feeds include the Premier Rewards Gold Card from American Express, which offers a similar annual $ 100 fee credit, and the Citi Prestige Card, which has a $ 250 fee credit that applies to virtually any airline charge including ticket purchases.

Many of Verizon's new features, including data rollover, eliminating high roaming fees in Canada and Mexico, and the end of overage charges (instead slowing the speed of data after an allowance runs out), were pioneered by T - Mobile.

Special items include expenses resulting directly from our business combinations and / or global restructuring, quality and operational excellence initiatives, including employee termination benefits, certain contract terminations, consulting and professional fees, dedicated project personnel, asset impairment or loss on disposal charges, certain litigation matters, costs of complying with our deferred prosecution agreement and other items.

«Then require them to sign a formal credit application that includes notices about payment terms, late fees, attorneys» charges, and other expenses you'll expect them to bear if bills become overdue.»

But fees charged by newer, tech - savvy firms — including Betterment for Business, Guideline, and America's Best 401k — can be far lower.

Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash - like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

(«Purchases» do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash - like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.)

The charge reflects the direct operating cost of the aircraft, including fuel, additives and lubricants, an allocable allowance for airframe, engine and APU maintenance and restoration, crew travel expenses, on board catering, and trip - related landing / hangar / ramp fees and parking costs.

Sherman said the proposal includes nine new fees, taxes, and charges, which are often difficult for residential customers to understand.

I can't say I was too surprised by this finding due to the complex web of 401 (k) fees charged by these companies — which can include hidden 401 (k) fees that other 401 (k) providers can't charge legally and additional fees for unrelated service partners.

Additional collection tactics can include taking Social Security benefits, refusing to issue new loans or grants, and even charging additional fees for demanding collections in default.

Wrap fees can include investment management fees, surrender charges, mortality and expense risk charges, and administration fees.

The higher - than - average annual fees SAC charges clients — as much as 3 percent of assets and 50 percent of profits — cover the expenses of running his hedge funds, including employee compensation, and generate profits for Cohen as the principal owner.

Variable annuities (also called pooled separate accounts) are basically mutual funds that are owned by an insurance company and then «wrapped» in a thin layer of insurance — adding wrap fees (including sales commissions and surrender charges) in the process.

The accounting basis is not the same — the Estimates are on a cash basis of accounting while the Budget is on an accrual basis; the coverage is not the same — with the exception of the Guaranteed Income Supplement, tax expenditures are not included in the Estimates; and the Estimates are on a net basis, netting off revenues against applicable spending, while the Budget is on a gross basis, recording such charges / fees as revenues.

Disclaimer: * Prices include taxes, fees and carrier charges and are based on payment at qantas.com.

Altogether, it came with an extraordinarily high finance charge (a fee that includes the origination fee and interest) that totaled over $ 6,000.

Expenses include the management fee, other fund expenses, and 12b - 1 annual distribution charges if any.

Often charging much lower fees than human advisers, robo - advisers can offer valuable services, including automatic portfolio rebalancing and tax - loss harvesting (selling securities that have experienced a loss to offset taxes on both gains and income).

A Colorado payday loan may include charges of 45 percent per annum interest, a monthly maintenance fee of 7.5 percent per month after the first month, and a tiered system of finance charges, with 20 percent for the first $ 300 borrower and an additional 7.5 percent for amounts from $ 301 to $ 500.

For each fund with at least a three - year history, Morningstar calculates a Morningstar Ratingä based on a Morningstar Risk - Adjusted Return measure that accounts for variation in a fund's monthly performance (including the effects of sales charges, loads, and redemption fees), placing more emphasis on downward variations and rewarding consistent performance.

Closing costs charged by private lenders can total a few thousand dollars and include credit report fees, document preparation fees and inspection fees.

As a result of the product recall, the Company established reserves that include cost estimates for customer refunds, logistics and handling fees for managing product returns and processing refunds, obsolescence of on - hand inventory, cancellation charges for existing purchase commitments and rework of component inventory with the contract manufacturer, write - offs of tooling and manufacturing equipment, and legal settlement costs.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.

Qualcomm charges a percentage of the price of each handset regardless of whether it includes a chip from the company, and Apple is sick of paying those fees.

Drawbacks: Prospective borrowers should be aware that LendingClub charges a variety of fees, including origination fees of 1 % to 6 %, late payment fees and returned payment fees.

Many vendors don't include initial startup costs, maintenance fees, and other hidden expenses into the per - user charge.

In that scenario, fees are not included in the plan's costs, and are charged separately directly to the plan participant.

Of course, you'll have to pay the loan back in monthly payments, which includes fees and interest rate charges as well, but you'll have the entire amount you've been approved for at your disposal.

Depending on the type of credit card you accept, Helcim will charge you between 1.85 % to 2.79 % of each transaction, plus around $ 0.12 — this includes interchange fees and the markup charged by Helcim.

So, a trader will unsurprisingly find many trading platforms using a lot of tactics to improve their profits; these tactics generally include funding costs, maker / taker fees, big spreads, registration fees, funds security fees, and countless other hidden charges.

They include origination fees charged by lenders, among other fees; plus, the cost of appraisals and home inspection services.

Performance quotations have been calculated as follows: (a) for periods prior to January 1, 2002, a restated figure is used based on the fund's Class A performance, excluding the effect of Class A's maximum initial sales charge and including the Rule 12b - 1 rate differential between Class A and R; and (b) for periods after January 1, 2002, actual Class R performance is used, reflecting all charges and fees applicable to that class.

This is a big problem in many countries because the rates on the peer to peer market (including tellers in this case) are sometimes abusive, and can easily be higher than the fees regular companies such as Western Union and Money Gram charge.

Active asset managers are under pressure from index - tracking passive funds, which charge lower fees, and there are other possible bidders for Hermes, which has nearly 31 billion pounds ($ 41 billion) in assets under management, include Australian fund manager Challenger (CGF.AX) and U.S. firms Old Mutual Asset Management OMAM.N and Eaton Vance (EV.N), the source added.

It includes origination points, commitment fees, document preparation fees (which aren't charged by all lenders), mortgage broker fee, processing and underwriting.