Sentences with phrase «fees and costs charged»

Not exact matches

Indicate what late fees you'll charge, if any; that the customer is responsible for any attorney's fees or collection costs incurred at any time, either during or prior to a lawsuit; and the venue where such a suit would be filed.
An MBA or Master's in Marketing helps professionals gain a more in - depth understanding of marketing analytics and add value to their marketing careers, but the degree comes at a cost: top business schools such as those at Columbia, USC, and Vanderbilt charge annual tuition fees of $ 50,000 to $ 60,000.
Freight forwarders can assist with an order from the get - go by advising you of freight costs, port charges, consular fees, special documentation charges and insurance costs.
Only Canada and three other OECD countries have no patient cost - sharing, where at least a nominal fee is charged to patients to minimize frivolous visits.
We make most of our money on subscriptions, which cost $ 200 to $ 300 per device per month, and we charge an initial fee.
«(With an alternative lender), the interest rates are higher, the qualifying rate is higher than if you were going with a traditional bank and they are going to charge one per cent of the mortgage amount (as a lender's fee) for closing, so that means your closing costs increase.»
Turner: One of the things that people in the industry often talk about when it comes to money management is this barbell, where as you said you have low - cost, passive index tracking funds and at the other end you have higher fees, higher active share, things like private debt which you mentioned, and it's those in the middle that are charging higher fees for something that looks quite a lot like beta that are really going to struggle.
Between insurance charges (also called mortality and expense fees), underlying sub-account fees for variable contracts and administrative fees, overall annual costs can be more than 2 percent.
«Unfortunately, some lenders, brokers, and funders charge hidden fees, make false or misleading claims, and do not disclose the true cost of funds,» Salters warns.
The price you see listed might not be the final total cost, keep in mind the other fees and charges that might be lurking.
According to the calculator on Fundbox's website, clearing a $ 1,500 invoice would cost between $ 71 and $ 96 in fees (plus $ 5 to $ 10 in bank charges, if applicable, from your financial institution).
That cost can come two ways: some delivery companies slightly inflate the price for grocery items (as Urbery does, plus a delivery fee) and / or charge delivery fees from $ 3.99 to $ 9.99 (as in Instacart's case).
Part of the differential is due to the higher cost of doing business in Canada because of the fee and charges that U.S. airlines don't face operating out of its airports.
Furthermore, the 1 percent you pay to your money manager doesn't always cover the costs of buying and selling the stocks and bonds in your portfolio or the sales charges (also known as loads) and administrative fees charged by the mutual funds your manager puts you into.
Using plastic can also cost you an extra dollar or two what with surcharges and fees, like the way a movie theater charges you to buy tickets in advance.
Special items include expenses resulting directly from our business combinations and / or global restructuring, quality and operational excellence initiatives, including employee termination benefits, certain contract terminations, consulting and professional fees, dedicated project personnel, asset impairment or loss on disposal charges, certain litigation matters, costs of complying with our deferred prosecution agreement and other items.
«The type of hidden fees annuity investors should pay attention to are separate account [investment funds] expense ratios; back - end sales charges; annual administration fees; mortality and expense costs; any rider fees, such as guaranteed income rider, death benefit riders [and] principal protection riders, to name a few,» says financial planner Joseph Carbone of Focus Planning Group.
Fees and charges can vary dramatically from bank to bank and region to region, making it important for savers to compare what costs they may face.
The charge reflects the direct operating cost of the aircraft, including fuel, additives and lubricants, an allocable allowance for airframe, engine and APU maintenance and restoration, crew travel expenses, on board catering, and trip - related landing / hangar / ramp fees and parking costs.
Add to the top of that the fees you pay on your mutual funds and don't know it, or sales charges on funds that have loads and you have succeeded in actually costing yourself money each year.
EMB charges a competitive headline fee, and tracking data indicate that real - world holding costs have usually been reasonable.
These costs can be grouped into three major categories: administrative costs for bookkeeping and informing participants of account balances and plan features; investment management costs for investing participants» savings; and marketing costs for media advertising of the plan's virtues.22 However, unknown to most retirement savers, 23 participants actually pay all or the vast majority of these costs24 through fees charged as a percentage of their account balance and paid out of their investment returns.
Now, he said, the networks and studios are charging higher fees for their shows, forcing up Netflix's costs.
The fees and rates they charge may still be worth the cost if they can get you a good settlement, and could be a welcome alternative to learning how to settle student loan debt yourself.
Most of the suits to date charge retirement plan sponsors with excessive fees and / or poor performing investment options, which cost participants thousands of dollars that they allegedly would have otherwise saved for their retirement.
This method of calculation captures realized and unrealized capital gains, dividends, interest, trading costs, sales charges, fees, expenses and any other costs.
Annual Percentage Rate (APR) is a reflection of the interest cost and fees charged expressed in an annual percentage rate.
But in comparison to other mutual fund options, variable annuities can cost 50 percent to 100 percent more in fees and surrender charges, according to Financial Mentor.
Another one - time cost in the home buying process is actually a bundle of service fees and charges that are required by your mortgage lender, county and other various entities.
The growing popularity of ETFs is also threatening so - called 12b - 1 fees that mutual funds charge to cover sales and marketing costs, the WSJ reports.
We charge a small fee for shipping and insurance (whatever it costs us to deliver bullion with FedEx or Brink's).
We need a bank that reduces the cost of public projects because its participating municipalities will not charge themselves high interest and finance fees.
On a related note, higher guarantee fees charges by Fannie Mae and Freddie Mac have increased the fixed cost of originating loans and this has also increased the spread between primary and secondary mortgage rates.
cost estimates for customer returns, logistics and handling fees for managing product returns and processing refunds, obsolescence of on - hand inventory, cancellation charges for existing purchase commitments, rework of component inventory with the contract manufacturer, legal fees and settlement costs, and write - offs of tooling and manufacturing equipment.
Closing costs charged by private lenders can total a few thousand dollars and include credit report fees, document preparation fees and inspection fees.
Guideline has eliminated these fees, and only charges participants the cost to administer the plan, which, at 0.13 % of assets, is the lowest fund expense in the industry.
The variable recovery fee is comprised of three components: a fixed 1.5 % charge for insurance; a fixed 0.5 % charge for security costs; and a variable charge for energy costs that is revised monthly based on the national average diesel prices from the U.S. Department of Energy.
TIP's first - mover advantage has set in motion a virtuous cycle, whereby its abundant assets generate tremendous trading volume that keep trading costs low and, in turn, lure even more assets — despite charging a higher headline fee.
As a result of the product recall, the Company established reserves that include cost estimates for customer refunds, logistics and handling fees for managing product returns and processing refunds, obsolescence of on - hand inventory, cancellation charges for existing purchase commitments and rework of component inventory with the contract manufacturer, write - offs of tooling and manufacturing equipment, and legal settlement costs.
Missing a payment on a student loan can result in late fees, additional interest charges, and can increase the cost of repayment over the lifetime of your loan.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
If the sales chump (er, I mean «licensed professional financial adviser») can't give you a complete and total rundown of every fee (expense, charge, penalty, cost or whatever other lame - ass euphemism he wants to use), run away and invest in a Vanguard index fund — just compare the expense ratio.
In this context, «full cost» means that the form shows the various fees and charges that can inflate the amount of money due at closing.
«The explicit discussion of compensation has to drive costs down [for consumers],» says James Osborne, president of Bason Asset Management, a firm in Lakewood, Colo., that manages about $ 100 million and charges only retainer fees.
The fund charges a modest fee and tends to lag its index by even less, so holding costs should be predictable until its planned liquidation date.
Many vendors don't include initial startup costs, maintenance fees, and other hidden expenses into the per - user charge.
In that scenario, fees are not included in the plan's costs, and are charged separately directly to the plan participant.
The problem is fees and charges and hidden costs, that then gobble up this excess return to leave them doing worse overall then if you'd just used a tracker, in aggregate.
For example, Hart West Financial charges lender fees and other costs totaling $ 975.
Privatization means fees, tolls, penalties, charges and interest, does the Finance Minister imagine that these costs do not represent an inflation to the cost of living.
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