Sentences with phrase «fees and interest expense»

This option is good, however, for individuals who need more time in order to be able to afford to pay their bill (at the cost of late fees and interest expense).
This option is good, however, for individuals who need more time in order to be able to afford to pay their bill (at the cost of late fees and interest expense).
Once you get relief from high fees and interest expense, you can take control of your finances and start working your way out of debt once and for all.
The IFIC speaking on behalf of mutual funds in Canada defines MER to include fees like brokerage commissions... «The fund company's administrative costs — including legal and accounting fees, brokerage fees and interest expenses — as well as GST costs comprise the remaining 20 percent of MER fees.»

Not exact matches

When the flow is diverted to other expenses, such as payments with interest, finance charges, and late fees, they tie up funds that should be flowing into the pocket book to improve the bottom line, not into someone else's pocket.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
And if an unexpected expense comes up and you're late or miss a credit card payment, you can get hit with a penalty fee and a higher interest rate on the balance you oAnd if an unexpected expense comes up and you're late or miss a credit card payment, you can get hit with a penalty fee and a higher interest rate on the balance you oand you're late or miss a credit card payment, you can get hit with a penalty fee and a higher interest rate on the balance you oand a higher interest rate on the balance you owe.
The Adviser of the Near - Term Tax Free Fund has contractually limited, through April 30, 2018, the total fund operating expenses (exclusive of acquired fund fees and expenses, extraordinary expenses, taxes, brokerage commissions and interest) to not exceed 0.45 %.
To the fullest extent permitted by applicable law, you agree to indemnify, defend and hold harmless Daily Harvest, and our respective past, present and future employees, officers, directors, contractors, consultants, equityholders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors and assigns (individually and collectively, the «Daily Harvest Parties»), from and against all actual or alleged Daily Harvest Party or third party claims, damages, awards, judgments, losses, liabilities, obligations, penalties, interest, fees, expenses (including, without limitation, attorneys» fees and expenses) and costs (including, without limitation, court costs, costs of settlement and costs of pursuing indemnification and insurance), of every kind and nature whatsoever, whether known or unknown, foreseen or unforeseen, matured or unmatured, or suspected or unsuspected, in law or equity, whether in tort, contract or otherwise (collectively, «Claims»), including, but not limited to, damages to property or personal injury, that are caused by, arise out of or are related to (a) your use or misuse of the Sites, Content or Products, (b) any User Content you create, post, share or store on or through the Sites or our pages or feeds on third party social media platforms, (c) any Feedback you provide, (d) your violation of these Terms, (e) your violation of the rights of another, and (f) any third party's use or misuse of the Sites or Products provided to you.
This method of calculation captures realized and unrealized capital gains, dividends, interest, trading costs, sales charges, fees, expenses and any other costs.
As a result, 57 percent chose a six - month loan with a higher APR over a longer - term loan to minimize total interest costs, fees, and expenses.
(3) Represents the incremental change in interest expense resulting from the fair value adjustment of Kraft's long - term debt in connection with the 2015 Merger, including the elimination of the historical amortization of deferred financing fees and amortization of original issuance discount.
There may be other costs associated with strategy programs, including but not limited to exchange fees, transfer taxes, interest expense, and closing costs.
• 1/2 of self - employment tax (self - employed individuals are required to pay «payroll» taxes that an employer would otherwise take; these extra taxes can be deducted from AGI, but are included in MAGI) • Student loan interest • Tuition and fees deduction • Qualified tuition expenses • Passive income or loss • Rental losses • IRA contributions and taxable Social Security payments • Exclusion for income from U.S. savings bonds • Exclusion for adoption expenses (under 137)
The Adviser of the Gold and Precious Metals Fund has voluntarily limited total fund operating expenses (exclusive of acquired fund fees and expenses of 0.07 %, extraordinary expenses, taxes, brokerage commissions and interest, and advisory fee performance adjustments) to not exceed 1.90 %.
In addition, the company recorded a $ 6 million reduction to interest expense ($ 4 million after tax) related to premiums and fees received on the sale of the notes.
The Adviser of the World Precious Minerals Fund has voluntarily limited total fund operating expenses (exclusive of acquired fund fees and expenses of 0.11 %, extraordinary expenses, taxes, brokerage commissions and interest, and advisory fee performance adjustments) to not exceed 1.90 %.
The expense ratio after waivers is a contractual limit through December 31, 2014, for the Near - Term Tax Free Fund, on total fund operating expenses (exclusive of acquired fund fees and expenses, extraordinary expenses, taxes, brokerage commissions and interest).
In addition to paying interest on your loan, you may be charged origination fees and other expenses when you take your loan out.
«Full transparency of fees and conflicts of interest is critical in the private equity industry and we will continue taking action against advisers that do not adequately disclose their fees and expenses,» said Andrew Ceresney, director of the SEC's Division of Enforcement, in a statement.
The management fee is a unified fee that includes all of the operating costs and expenses of the Fund (other than taxes, charges of governmental agencies, interest, brokerage commissions incurred in connection with portfolio transactions, distribution and / or service fees payable under a plan pursuant to Rule 12b - 1 under the Investment Company Act of 1940 and extraordinary expenses), including accounting expenses, administrator, transfer agent and custodian fees, Fund legal fees and other expenses.
The expense cap is a contractual limit through April 30, 2016, for the Near - Term Tax Free Fund, on total fund operating expenses (exclusive of acquired fund fees and expenses, extraordinary expenses, taxes, brokerage commissions and interest).
This second article addresses key areas of SEC focus, including requests for email; conflicts of interest; allocation of fees, expenses and investment opportunities; valuation; cybersecurity; broker - dealer registration; and attorney - client privilege.
For more on conflicts of interest involving fee and expense allocations, see «Blackstone Settles SEC Charges Over Undisclosed Fee Practices,» The Hedge Fund Law Report, Vfee and expense allocations, see «Blackstone Settles SEC Charges Over Undisclosed Fee Practices,» The Hedge Fund Law Report, VFee Practices,» The Hedge Fund Law Report, Vol.
The expense cap is a voluntary limit on total fund operating expenses (exclusive of any acquired fund fees and expenses, performance fees, extraordinary expenses, taxes, brokerage commissions and interest) that U.S. Global Investors, Inc. can modify or terminate at any time, which may lower a fund's yield or return.
The expense ratio after waivers is a voluntary limit on total fund operating expenses (exclusive of any acquired fund fees and expenses, performance fees, taxes, brokerage commissions and interest) that U.S. Global Investors, Inc. can modify or terminate at any time, which may lower a fund's yield or return.
If any Shares remain outstanding after the date of termination, the Trustee thereafter shall discontinue the registration of transfers of Shares, shall not make any distributions to Shareholders, and shall not give any further notices or perform any further acts under the Trust Agreement, except that the Trustee will continue to collect distributions pertaining to Trust assets and hold the same uninvested and without liability for interest, pay the Trust's expenses and sell Bitcoins as necessary to meet those expenses and will continue to deliver Trust assets, together with any distributions received with respect thereto and the net proceeds of the sale of any other property, in exchange for Shares surrendered to the Trustee (after deducting or upon payment of, in each case, the fee to the Trustee for the surrender of Shares, any expenses for the account of the Shareholders in accordance with the terms and conditions of the Trust Agreement, and any applicable taxes or other governmental charges).
23.1 You agree to, and you hereby, defend, indemnify, and hold the Related Parties harmless from and against any and all claims, damages, losses, costs, investigations, liabilities, judgments, fines, penalties, settlements, interest, and expenses (including attorneys» fees) that directly or indirectly arise from or are related to any claim, suit, action, demand, or proceeding made or brought against any Related Party, or on account of the investigation, defense, or settlement thereof, arising out of or in connection with, whether occurring heretofore or hereafter:
Charter schools, who do not have these financing mechanism in place, have faced obstacles to accessing credit and must pay between 6 % to as high as 23 % in loan fees (includes interest, fees and legal expenses).
The complaint seeks compensatory damages, punitive damages, exemplary damages, forfeiture of all money received by the defendants, restitution, interest, attorneys» fees, other costs, and such other expenses or damages as the court may deem proper.»
In general, lenders like to see housing expenses (principal, interest, property taxes, mortgage insurance, HOA fees, etc.) kept to 28 percent or less of your gross (before tax) income, and they prefer that all of your bills — home loans plus car payments, credit cards, etc., total no more than 38 percent of your gross income.
Union dues Medical, dental, prescription drugs and other health care costs Real estate taxes State and local income taxes Interest paid on a home mortgage Personal property taxes Cash contributions to churches and charities Interest paid on investments Market value of non-cash contributions to churches and charities Personal losses due to theft or casualty Job - related expenses you were not reimbursed for Home office expenses Job - related education and professional development Tax preparation fees Investment fees and expenses
Their cost comes not just from interest charges but from closing costs, or expenses on top of the price of your home such as origination fees (i.e. a fee your lender charges to create the loan), appraisal fees, title fees, credit reporting fees, and much more.
The Fund's advisor & administrator have entered into a series of agreements that run through September 30, 2017 which limit the Fund's operating expenses to 1.70 % of the average daily net assets of the Fund, exclusive of brokerage fees and commissions, taxes, borrowing costs (such as interest or dividend expenses on securities sold short), acquired fund fees and expenses, extraordinary expenses, and distribution and / or service (12b - 1) fees.
7 different vehicle expenses were looked at in my cost of ownership comparison including Purchase Price, Interest Costs, Sales Tax, Insurance, Excise Tax, Registration Fees and Maintenance.
In addition to paying interest on your loan, you may be charged origination fees and other expenses when you take your loan out.
1 The Adviser has contractually agreed waive its fee and / or reimburse Fund expenses to limit Total Annual Fund Operating Expenses (excluding all taxes, interest, portfolio transaction expenses, acquired fund fees and expenses, proxy expenses and extraordinary expenses) of Institutional Shares and Investor Shares to 2.50 % and 2.75 %, respectively, through at least November expenses to limit Total Annual Fund Operating Expenses (excluding all taxes, interest, portfolio transaction expenses, acquired fund fees and expenses, proxy expenses and extraordinary expenses) of Institutional Shares and Investor Shares to 2.50 % and 2.75 %, respectively, through at least November Expenses (excluding all taxes, interest, portfolio transaction expenses, acquired fund fees and expenses, proxy expenses and extraordinary expenses) of Institutional Shares and Investor Shares to 2.50 % and 2.75 %, respectively, through at least November expenses, acquired fund fees and expenses, proxy expenses and extraordinary expenses) of Institutional Shares and Investor Shares to 2.50 % and 2.75 %, respectively, through at least November expenses, proxy expenses and extraordinary expenses) of Institutional Shares and Investor Shares to 2.50 % and 2.75 %, respectively, through at least November expenses and extraordinary expenses) of Institutional Shares and Investor Shares to 2.50 % and 2.75 %, respectively, through at least November expenses) of Institutional Shares and Investor Shares to 2.50 % and 2.75 %, respectively, through at least November 30, 2019
My question is, can the fees and / or interest I paid on the loan be considered part of the qualified medical expenses?
Considering Publication 502's definition of a medical expense, combined with the absence of a publication discussing medical expense loan interest deductions, one must conclude that medical loan interest and fees are not deductible.
Each home equity line of credit lender has various loan - to - value guidelines, interest rates, fees and expenses, and credit qualifications for homeowners interested in a home equity line of credit.
This is obviously done with higher interest rates, fees and costs at the expense of the borrower.
Lending Tree provides home equity lines of credit that range significantly in terms of the loan - to - value ratio limitations, fees and expenses, and interest rates offered.
Effective July 23, 2015, the Advisor has entered into an Expense Limitation Agreement with the Fund that limits the Fund's annual operating expenses to 1.25 %, exclusive of distribution and / or service (12b - 1) fees, brokerage fees and commissions, taxes, interest and borrowing costs, and acquired fund fees and expenses.
So, if the amount saved by the reduction on the interest rate does not compensate the fees and expenses, refinancing makes no sense at all.
Ask for the best interest rates possible, but also request reduced or waived fees on such expenses as title searches and inspections.
In conjunction with the principal reduction described above, PRRPLE will also pay mortgage - related expenses (e.g., principal, interest, escrowed property taxes, homeowners insurance, and servicer - related fees) necessary to bring homeowners current on their mortgage.
The expenses related to a rental property are all fairly common — utilities (if not paid by the tenant), property taxes, mortgage interest, insurance, accounting fees, condo fees (if the property is a condo), maintenance costs and costs to advertise the property for rent.
Entering such breaks like your Education Amount, Textbook Amount, Tuition Fees, student loan interest, and Moving Expenses is just a form away.
Since a higher rate means lower fees while a reduced interest rate increases fees, TD's range of mortgage products allow borrowers to tweak the inverse relationship between upfront expenses and the lifetime cost of interest to fit their budget.
* As stated in the prospectus (pdf) dated 5/1/2018 ** Pursuant to an operating expense limitation agreement between Heartland Advisors and Heartland Group, Inc., on behalf of the Fund, Heartland Advisors has agreed to waive its management fees and / or pay expenses of the Fund to ensure that the Fund's total annual fund operating expenses (excluding front - end or contingent deferred sales loads, taxes, leverage, interest, brokerage commissions, expenses incurred in connection with any merger or reorganization, dividends or interest expenses on short positions, acquired fund fees and expenses, or extraordinary expenses) do not exceed 1.25 % of the Fund's average daily net assets for the Investor Class Shares and 0.99 % for the Institutional Class Shares through at least May 1, 2019, and subject to annual re-approval of the agreement by the Board of Directors, thereafter.
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