Other fees that are associated with this card include
fees for balance transfers at 3 % or $ 5, fees for cash advances at 3 % or $ 5, and foreign transaction fees that total 2.7 % of the total transaction once it has been converted to U.S. dollars.
There is
a fee for balance transfers at $ 5 or 3 %, whichever is more.
There is
a fee for balance transfers at $ 5 or 3 %, whichever is higher.
Not exact matches
This is because it offers a longer 0 % intro APR
for balance transfers,
at 21 months — 3 months longer than the Citi Simplicity ® Card - No Late
Fees Ever.
A good introductory APR period and standard variable rate after the fact, along with no annual
fee, make up
for the
balance transfer fee that you will be assessed
at average costs.
At any rate, such a card would come in handy
for consolidating debt, although if you've got more than one
balance to
transfer, then would the NO
balance transfer fee (from that no
fee card) still apply to all those card
balances?
Shop
at Amazon.com
for 3 % back on your purchases; get 2 % back when you use the card
at gas stations, restaurants and drugstores; get 1 % back
for all other eligible purchases (
balance transfers, cash advances, other cash equivalents and
fees are a few examples of transactions that are not eligible to earn rewards).
The typical
transfer fee is 3 %, so
for a $ 5,000
balance, you're looking
at a
balance transfer fee of $ 150.
Some banks and financial institutions do offer
balance transfers at zero percent, but make up
for it in the form of various
fees.
In the spirit of the holiday, you might want to leverage attractive credit card offers such as the Slate from Chase, which offers zero percent on
balance transfers for 15 months with no
balance transfer or annual
fees, in order to free yourself from your financial burden
at the lowest possible cost.
If the
balance transfer amount plus the
Fee exceeds your available credit or available cash, we may not approve the balance transfer, or we may honour the balance transfer at the regular annual interest rate for cash advances and charge you an over-limit fee (if over-limit fees apply to your Accoun
Fee exceeds your available credit or available cash, we may not approve the
balance transfer, or we may honour the
balance transfer at the regular annual interest rate
for cash advances and charge you an over-limit
fee (if over-limit fees apply to your Accoun
fee (if over-limit
fees apply to your Account).
This is because it offers a longer 0 % intro APR
for balance transfers,
at 21 months — 3 months longer than the Citi Simplicity ® Card - No Late
Fees Ever.
If you have an outstanding
balance of $ 10,000
at % 8.9 percent and then
transfer it to a new credit card
at 0 %
for six months with a
balance transfer fee of 4 % then that would appear to be a great deal.
Hi Steve, the
balance transfer offers actually say the promotional rate may end if the account is closed
for any reason, and the cardmember agreement says they may require repayment of the full outstanding
balance by a specified date if the account is closed, so it doesn't matter, I just opened a new credit card account
at another bank and I am now prepared to refinance the Chase
balance with another bank if Chase raises my rate, insists on charging its
fee, increases my minimum payment, or closes my account and demands immediate repayment.
So look
for a bank offering the
Balance Transfer of at the lowest fee: starting from a standard amount of Rs 1499 / -(the maximum being 1 % of the principal b
Balance Transfer of
at the lowest
fee: starting from a standard amount of Rs 1499 / -(the maximum being 1 % of the principal
balancebalance)
Use your Bank of America ATM or debit card
at one of our International partner ATMs below and avoid the non-Bank of America ATM $ 5 usage
fee for each withdrawal,
transfer, or
balance inquiry as well as the ATM operator access
fee.
And there's no monthly
fee if you
transfer at least $ 10 from a Mobank checking account each month or maintain an average collected
balance of $ 250
for the month.
This Tesco credit card lets you
balance -
transfer at 6.05 % interest rate
for the life of the
balance, with no
fee as long as you
transfer within one month.
With a
balance transfer you get a new card to pay off debt on old credit and store cards, so you owe it instead, often
at 0 % interest — sometimes
for a small
fee.
I just used my credit card from Barclay Bank to make a
balance transfer at 0 % APR
for 18 months
for a 2 %
fee.
The
balance transfer and credit card check as well as cash advance
fees for the card are the same,
at either $ 5 or 3 % of the transaction amount, whichever is greater,
for each transaction.
So if you're
transferring $ 10,000 with a 3 percent
fee, you'll need a credit limit of
at least $ 10,300 to account
for both the
balance and the
fee.
APRs starts
at 24.49 % with no annual
fee, no penalty APR and a 10.99 % intro
balance transfer APR
for six months from the date of your first
transfer.
Plus if you read the fine print on the
balance transfer at 0 %
for 6 months, the maximum
fee to be charged is $ 50.
To qualify
for the one - time $ 1,000 cash bonus, application must be dated from April 1 — June 30, 2018, and a total of
at least $ 25,000 in net purchases (purchases less returns and credits and excluding any
fees or interest posted to the account, cash advances, or
balance transfers) must post to your Business Elite Card account during the first three months after the account open date.
I am thinking about using a
balance transfer offer from citi, $ 10,000
at 3 % ($ 300
fee)
for 14 months, 0 % APR..
Unfortunately
for you, banks figured that game out and added
fees for balance transfers that are applied
at the time of the
transfer.
For example, using a non-Bank of America debit or credit card for a withdrawal, transfer, or balance inquiry at a Bank of America ATM has a $ 2.50 fee per transaction in the U.S., and $ 5.00 in a foreign count
For example, using a non-Bank of America debit or credit card
for a withdrawal, transfer, or balance inquiry at a Bank of America ATM has a $ 2.50 fee per transaction in the U.S., and $ 5.00 in a foreign count
for a withdrawal,
transfer, or
balance inquiry
at a Bank of America ATM has a $ 2.50
fee per transaction in the U.S., and $ 5.00 in a foreign country.
The intro BT period is 15 months, it has a 3 %
fee for balance transfers, and good cash back rates
at U.S. supermarkets and U.S. gas stations.
Annual
Fee: $ 0 Recommended Credit: Good to Excellent Bottom Line:
At 18 months, the Discover it card is one of the longest intro APR periods on the market
for balance transfers.
Fee for withdrawals, deposits,
transfers, payments and
balance inquiries
at a Bank of America ATM
Fee Type:
Fee for withdrawals,
transfers and
balance inquiries
at a non-Bank of America ATM located in a foreign country.
Before you apply
for this card, let's take a look
at how it compares to a few other cards with
balance transfer offers and no annual
fee.
Look closely
at all terms and
fees on a
Balance Transfer Card, including those
for new purchases, to make sure that how you plan to pay down the consolidated debt and use the card will enable you to save money without incurring additional
fees or interest.
There is a
fee for balance transfers, but
at $ 5 or 5 percent (whichever is higher), it's on par with most other cards.
For a
balance transfer to be effective
at reducing your
fees, the card to which you
transfer you
balance needs to charge a lower interest rate than the original card.
Though both Chase Freedom and Slate offer a promotional interest rate
for the first 15 months if you
transfer a
balance from another credit card (assuming you make
at least the monthly minimum payment), there's one huge difference: Chase Slate will not charge you a
balance transfer fee if you
transfer within 60 days of opening your account.
The following transactions are excluded from earning points: BPAY transactions, payments to the Australian Taxation Office (effective 2/11/2015) unless made using a Business Awards card,
balance transfers, cash advances (including a transaction treated by the Bank as a cash advance,
for example, utility bills paid in person
at a bank), purchases of foreign exchange, credit card insurance premiums, travellers cheques, interest charges, Qantas Frequent Flyer Direct
fees, Bank
fees, Card account payments, transactions deemed by the Bank to be
for business purposes (excluding transactions on Business Awards, Business Gold Awards and Business Platinum Awards cards) and any other transactions which may from time to time be excluded by the Bank.
Most
balance transfer cards offer 0 percent APRs
at a 3 percent
fee for 12 months, 15 months or 18 months, but there are a few cards with promotional periods that last
for 21 months, and the Chase Slate card is one that has no
fee at all.
You're looking
at no interest charges on
balance transfers (and purchases)
for 15 months and there's no
balance transfer fee if the
balance transfer is performed in the first 60 days following account opening.
This offer excludes purchases made
at discount stores,
balance transfers, cash advances, convenience checks, items returned
for credit,
fees and interest charges.
For instance, carrying a $ 5,000
balance at 17 % APR costs over $ 850 a year, so paying the 5 %
balance transfer fee ($ 250, in this case) could still save you $ 600 or more across 12 interest - free months.
This year's survey of online
balance transfer offers found that the market norms remain the same as a year ago: The most - common offers let consumers
transfer a
balance at 0 percent interest
for about 12 months
for a
fee of 3 percent.
The Chase Slate ® card is
at the top of almost any list of best
balance transfer cards because it doesn't charge a
fee for balance transfers during the first 60 days of account opening.
New cardholders qualify
for a $ 200 cash rewards bonus when spending
at least $ 1,000 within 90 days of account opening, and they can earn unlimited 1.5 % cash rewards on every purchase, plus look forward to a 0 % intro APR
for 15 billing cycles on new purchases and qualifying
balance transfers, all with a $ 0 annual
fee.
Picking the longest offer you can qualify
for could help pay off
balances faster than doing nothing
at all, even if you have to pay a
balance -
transfer fee.
Other Chase cards you can apply
for at the same time include the Chase Freedom (15K
for spending $ 500 +2.5 K
for adding an additional user
for a limited time only plus 5 - 10 points per dollar spent in rotating categories), Chase British Airways (Up to 100K signup bonus
for a limited time only), the Chase United Explorer (30K signup plus another 5K points
for adding a free additional user on the consumer card / 50K signup points on the business card, plus get free luggage, free primary car rental insurance including in the US and Israel, expanded saver and standard award ticket availability, priority boarding, and more), the Chase IHG (with 60K signup points and a free night every subsequent year upon renewal), the Chase Marriott (with 50K signup points and a free night every subsequent year upon renewal), the Chase Slate (with zero
balance transfer fees, 0 % APR on purchase and
balance transfers for 18 months, and free FICO scores), the Chase Ink Plus (60K signup points plus up to 5 points per dollar spent), and the Chase Ink Cash (20K signup points plus up to 5 points per dollar spent).
Most
balance transfer cards offer 0 percent interest
for 12 months
at a 3 percent
fee.
If you signed up
for the Chase Slate ®, you would avoid paying a
balance transfer fee (as long as you
transferred your
balances within the first 60 days) and have 15 months
at 0 % APR to pay down your debt with no interest.
Among the Riverwoods, Ill., company's offers are
balance transfers at 0 percent APR
for 12 months, with a
transfer fee, or purchases
at 0 percent APR
for six months.