Sentences with phrase «fees on your cash value»

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the Rewards Points, you may pay more in fees and interest than the value of the Rewards Points you earn if you do not pay your bill in full each month.

The company expects to pay its bills through interest on funds held in cash accounts, margin lending, and eventually fees for higher - value brokerage services.

RDPRM registration fees ($ 46) not included Lease based on the 2018 Cruze LT Hatch Air / Auto at a value of $ 24,145, includes the $ 750 Lease Cash manufacturer to consumer credit (tax inclusive) and $ 1,500 manufacturer - to - consumere Bonus Cash (tax inclusive).

Union dues Medical, dental, prescription drugs and other health care costs Real estate taxes State and local income taxes Interest paid on a home mortgage Personal property taxes Cash contributions to churches and charities Interest paid on investments Market value of non-cash contributions to churches and charities Personal losses due to theft or casualty Job - related expenses you were not reimbursed for Home office expenses Job - related education and professional development Tax preparation fees Investment fees and expenses

There are two reasons for this: The redemption rates of miles or points for international trips drive up the value of rewards, and most cash - back credit cards charge a foreign transaction fee of 3 % on overseas purchases.

It adds fees to a loan based on loan type (purchase, rate and term refinance or a cash out refinance), loan to value, and credit score.

Balance transfer and cash advance transactions warrant a fee of either $ 10 or 3 % depending on which value is greater.

People often think of permanent life insurance, which carries a cash value component, as an investment vehicle — but a lot of that you put it into that is supposed to be for the «investment» side of it is spent on fees.

Balance transfers and cash advances are charged a fee of $ 10 or 5 % depending on which is a greater value.

On the contrary, there is either a 3 % or 5 % transaction fee for balance transfers and cash advances; the rate (3 % versus 5 %) depends on whichever value is greateOn the contrary, there is either a 3 % or 5 % transaction fee for balance transfers and cash advances; the rate (3 % versus 5 %) depends on whichever value is greateon whichever value is greater.

Caravan Cash Out Certificate CHFA Code Violation Comps Capitalization Capitalization Accounting Cash Flow Certificate of Commitment for VA Loan Guaranty Certificate of Deposit Certificate of Eligibility Certificate of Loan Disbursement Certificate of Occupancy Certificate of Reasonable Value Change Order Chattel Clear Title Closing Closing Costs Closing Statement Cloud on Title CMB (Certified Mortgage Banker) Co-Insurance Commitment Commitment Fee Co-Mortgager Comparables Compliance Report Conditional Commitment Conditional Commitment Requirements Conditional Sales Contract Condominium Condominium Declaration Consideration Co-Signer Contagious Contract of Sale Conventional Loan Convey Conveyance Cooperative Corporation Correlation Correspondent Cost Approach to Value Coupon Rate Credit Rating Credit Report CRA (Certified Review Appraiser) Custodial Accounts

Its largest value propositions are 1.5 % cash back on all purchases, a $ 150 sign - up bonus that's easy to hit, and no annual fee.

There is a $ 10 or 3 % transaction fee on all cash advances with the rate decision deriving from whichever produces the higher value.

JetBlue prices award tickets based on the cash cost of a ticket, though because of leverage on taxes and fees you can get better value booking cheaper tickets with points.

Whole life insurance is much more expensive than term life insurance — often 4 times as expensive for the same death benefit — because the premiums are going toward: the accumulating cash value, fees and charges (more on this later), and the death benefit (i.e., the life insurance).

The balance transfer and cash advance fees are both the same at either $ 5 or 3 % depending on which value is greater, but there is no foreign transaction fee.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the Rewards Points, you may pay more in fees and interest than the value of the Rewards Points you earn if you do not pay your bill in full each month.

The value of this bonus is on par with what we've come to expect from the best cash back rewards credit cards - though many of those do not have any annual fee.

Unfortunately the documents I have are very opaque: there's very little detail on fees / penalties, how the premium is allocated, or how the cash value grows over time.

The Freedom Prepaid MasterCard - www.freedom-card.co.uk - No Up - front Purchase fees - 100 % Acceptance Guaranteed - No Credit Checks - No ID Required - Instant Approval BlueSky Prepaid Credit Card (Standard Limit Card)- www.blueskyprepaid.com - NO ID required, guaranteed acceptance - # 1,650 maximum annual load limit - NO bank account required, NO credit checks required BlueSky Prepaid Credit Card (Higher Limit Card)- www.blueskyprepaid.com - ID required: Valid international passport or UK driver's License - # 3,000 maximum load limit - NO bank account required, NO credit checks required CashPlus Gold Prepaid MasterCard - www.mycashplus.co.uk - No credit checks - No links to your bank account - No contracts or interest - Guaranteed approval if you 18 or older and live in the United Kingdom Kalixa Prepaid MasterCard - www.kalixa.com - Maximum 24 hr ATM Withdrawal $ 300, Maximum Daily Load $ 3000, Maximum Weekly Load $ 3000, Maximum Card Value $ 9000 - No credit check and you don't need a bank account - To register with Kalixa you will need to provide them with your name, valid email address, your home address, your birth date Virgin Prepaid Visa Card - www.uk.virginmoney.com - No bank account needed, and no credit checks - Comes with PIN protection and fraud protection ClearCash Prepaid MasterCard - www.clearcash.co.uk - You can load a maximum of # 500 per day with no charge at the Post Office - You can load a maximum of 2 transactions and # 500 per day at a PayPoint outlet - Cash cheques and have them loaded on to your ClearCash prepaid card - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be over 18 years

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the rewards points, you may pay more in fees and interest than the value of the points you earn if you do not pay your bill in full each month.

Note that you need to watch out for merchants that tack on a convenience fee, since this can negate the value of your cash back.

Use the Auto Loan Calculator worksheet to calculate the amount you will need to finance, based on the sales price of the car, destination charge, fees, sales tax, down payment, cash rebate, and trade - in value of an older auto.

With 5 percent back on rotating bonus categories, the U.S. Bank Cash + Visa Signature card offers a decent value for no annual fee, but card owners will have to do a lot of maintenance to get the most out of their rewards.

Pay with Miles — You can use extra miles in 5,000 - mile chunks at a value of $ 50 each to pay for part of a cash ticket, award fees, and so on.

You can easily end up spending miles on flights where you would get a better value paying in cash, especially if you are booking close in enough that you incur an award booking fee.

A similar trip paid for in cash would cost about $ 111 per person, but for 5,000 Ultimate Rewards points (transferred 1:1 almost instantly, and about $ 100 valued at 2 cents each) and no fees, we were on our way.

I value Wyndham Rewards points at 1ct / p, making it easy to compare: A GoFree award at 15,000 points equals a price of $ 150, a GoFast award is 3,000 points or $ 30 plus the cash component and the cash price (including taxes, fees) is on the detailed pricing page.

This is still a high surcharge, so depending on your class of service, these fees may negate the value of your points and you'd be better off paying cash.

Then we have a $ 250 airline incidental fee credit (that I hope to be able to cash out for around $ 180 - $ 200), as well as the $ 250 Hilton Resort credit, $ 100 property credit, and one free weekend night, which are harder to put a value on.

The card may not pay as much on gas as the others on the list, but when you factor in the cash back on dining out, you're getting great value on a no - annual - fee cash back card.

Keep in mind that since the interest and other fees charged on outstanding balances with either card may be greater than the cash value of your rewards points, you might end up paying more in interest and fees than the value of the points you earn if you fail to pay your bill in full every month.

The Citi Hilton Reserve comes with a $ 95 annual fee but offers you two free night certificates, which can present you with the oppurtunity to cash in on much more value in many instances.

Note that you need to watch out for merchants that tack on a convenience fee, since this can negate the value of your cash back.

There are two reasons for this: The redemption rates of miles or points for international trips drive up the value of rewards, and most cash - back credit cards charge a foreign transaction fee of 3 % on overseas purchases.

You're giving up at least $ 200 in value and if you're going to part with that much cash, you might as well spend it on the annual fee for the American Express Platinum Card.

This no - fee card offers excellent value to USAA members, with 5 percent cash back on gas and military - base purchases, and 2 percent cash back at supermarkets.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the Rewards Points, you may pay more in fees and interest than the value of the Rewards Points you earn if you do not pay your bill in full each month.

Well, on the main page of this article (in the very first paragraph) it states that UL builds cash value through premiums that are paid above beyond the cost of insurance, charges and fees.

People often think of permanent life insurance, which carries a cash value component, as an investment vehicle — but a lot of that you put it into that is supposed to be for the «investment» side of it is spent on fees.

Whole life insurance is much more expensive than term life insurance — often 4 times as expensive for the same death benefit — because the premiums are going toward: the accumulating cash value, fees and charges (more on this later), and the death benefit (i.e., the life insurance).

I know it is front loaded with fees, but if it is set up the right way to maximize cash value and minimize the death benefit (the agent takes a 70 % + hair cut on thier commission) it seems like a great wealth preservation and tax efficiency vehicle.

«Don't buy a policy without getting quotes from several agents or companies — you could end up paying thousands of dollars more than you need to,» the group states on its website, adding consumers should compare not only premiums, but cash value (where relevant), death benefits and fees.

In fact, many financial and insurance professionals will recommend selecting the lowest death benefit possible since the fees for the policy are based on the death benefit and not the cash value account.

The fee is charged on any amount of cash values surrendered above a certain amount, such as 10 % of the account value.

Growth of the whole life insurance cash value depends on a variety of factors, including the premium amount and the level of fees charged by the life insurance company, the performance of the investments the insurance company makes, the amount of claims paid and properly blending available policy riders.

Fees may apply for canceling (surrendering) a policy and interest will be charged on cash - value loans.

Using the proposed premium, the current ledger (a best - case scenario) shows the death benefit and how much cash value the policy could build based on the current policy fees and a high assumed interest or dividend crediting rate.