Sentences with phrase «few basis points»

I can typically make an extra few basis points on my investment leveraging this strategy.
Rates for home loans eased up slightly as investors bought more bonds, sending yields down a few basis points.
And btw, if I were going to ding IOER, it would be for subsidizing banks for doing nothing (Bernanke and Kohn point out that such subsidies are typically but a few basis points, i.e., the IOER — the effective FFR, or 1.25 — 1.16 today; okay, but still...).
SPTS charges a modest fee, but often lags its index by slightly more than the listed price, raising holding costs by a few basis points.
Investors spend hours researching funds for expense ratios and spreads, trying to save a few basis points here and there.
If Pay With Venmo succeeds in gaining even a few basis points of market share, the financial windfall for PayPal could be enormous.
My 3 % 10 year in 1H2018 guess came within a few basis points of hitting so far.
For example, the highest rate on an HSBC savings account requires at least $ 100,000 in deposits and amounts to just a few basis points.
If the experts are going to issue a blanket recommendation to millions of people that they should all create a buffer to tie them over in unforeseen circumstances, it would make far more sense to say, «Instead of amassing an account that pays you 0 %, or a few basis points above that, maybe you should focus on closing out an account or two that's costing you 15 %.»
However, BMO aggressively cut the fee of the BMO Short Corporate Bond (ZCS) from 0.30 % to just 0.12 %: that undercuts the Vanguard Short Corporate Bond (VCS) by a few basis points and is less than half the fee of the iShares 1 - 5 Year Laddered Corporate Bond (CBO).
Moreover, lowering your MER a few basis points doesn't guarantee your performance will improve accordingly: the ETFs from BMO, iShares and Vanguard don't always track the same indexes, so their returns will vary from year to year in unpredictable ways.
While the estimated annual total credit card fraud number is very high it's only a few basis points compared to total transactions cleared annually.
Canadian equities: You should expect a Canadian equity index fund's tracking error to be about as large as its MER — perhaps a few basis points more.
Long - term investors can buy established index portfolios for only a few basis points per year in expenses.
There's a lot of value there — certainly it's worth paying a few basis points for that benchmarking.
We've noticed this tendency among many young and aspiring Couch Potatoes who worry about saving a few basis points in fees, or agonize over the ideal asset mix, even though they have very small accounts.
Only after you've checked all those tasks off your list — and precious few investors can make that claim — should you sweat about a few basis points of management fees.
While keeping costs low is always important, adding a few basis points in MER is often worth it if it means reducing the number of funds in a portfolio.
If it were possible to create a mutual fund or ETF that tracked the RAFI indexes within a few basis points, I have little doubt that its long - term performance would be superior to that of a traditional index fund.
Tax loss harvesting won't make you rich, but people with non-retirement portfolios may see a few basis points of improvement when it's implemented.
Even if you add a few basis points for HST, these are very competitive fees: in fact, all of them are lower than comparable products from iShares, Claymore and BMO.
I've also come to believe that any portfolio large enough to be meaningfully affected by a few basis points in cost should be more diversified anyway.
With a management fee of just 0.12 % (the MER will be a few basis points higher), VCN is now the cheapest broad - market Canadian equity index fund available.
It probably won't make much sense to pay capital gains to save a few basis points in management fees.
Take on a few basis points (1.5 bps in my case) and that will give you a rough approximation.
Jeremy spins the classic myth offered by the industry that siphons billions of dollars from the retirement savings accounts of hard working americans: «But when it comes to managed funds, there is a lot more to be concerned about when selecting a fund than worrying about a few basis points
A few basis points my eye.
Given that many equity factor - driven products are rules - based and transparent, advisors must carefully evaluate how much higher of an expense ratio is reasonable for their clients to pay versus what it costs to invest in a rules - based, transparent, low - cost, broad - based cap - weighted index fund (i.e., a total - market equity index fund), which can be purchased for a few basis points and low - cost traditional active managers they may be considering or using.
But when it comes to managed funds, there is a lot more to be concerned about when selecting a fund than worrying about a few basis points.
Income riders usually cost a few basis points each year — one percent (give or take) is a common amount.
Even though the bank card rate at 3.11 % is 61 basis points above its recent low while the other default rates are within a few basis points of the low, there is little reason to be concerned over rising consumer debt levels.
There's also the potential for other business such as RRSPs and TFSA, so losing a few basis points might make more sense in the long run.
It would take a lot more than a few basis points to check Vanguard's ascent at this point, when the firm is already deeply entrenched in the market, and beloved and respected by most investors.
The lifetime income account value increases each year by a predetermined amount (6 % for example) and costs a few basis points to the owner each year — perhaps 1/2 of one percent.
We find it puzzling however that, in order to save a few basis points of visible fees, some investors will eagerly embrace dozens of basis points of trading costs, missed trades, transition costs for changing strategies, and other hidden costs.
The average savings account rate pays just a few basis points more, at 0.227 percent.
A cost - minimizing manager can easily charge a few basis points less, and then lose multiples of the difference through careless implementation and sloppy trading.
If you've already built an ETF portfolio, it may not be worth incurring transaction costs solely to gain a few basis points of cost advantage.
Costs are always important, but chasing a few basis points is counterproductive.
Under normal circumstances, yields of most bonds vary from day to day by no more than a few basis points.
Already we're seeing a move toward fewer third - party indexes, which may cost a few basis points in licensing fees but also offer an extra layer of accountability that investors should welcome.
In fact, in a non-registered account or a TFSA it may not even be worth the added cost and inconvenience if the only difference is a few basis points of MER.
I worry about the temptation to hop from one ETF to another in pursuit of a few basis points of savings.
Do you really want to inflict this on yourself to save a few basis points in MER?
But at some point shaving off another few basis points here, another couple there and extrapolating the results decades and decades into the future becomes a «fun with numbers» spreadsheet exercise.
tiers on all other purchases... Can also get a few basis points higher on Capital One bank saving product as a bonus.
So when Jack started, very few people — certainly Wall Street did not applaud him and he was the subject of some derision and a lot of attacks and, now, we're talking trillions when we get into index funds, and we're talking of a few basis points when we talk about investment fees in the case of index funds, but, still, hundreds of basis points when we talk about fees elsewhere.
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