But that means that
few get those high returns.
Not exact matches
The best way to go about it is to place funds into a
few lower risk and a
few higher risk borrowers to
get a diversified peer - to - peer loan portfolio with strong average annual
returns.
Nothing like one underachiever blowing smoke up the ass of another... we know that Ozil has some incredible technical gifts, but to be considered the best you have to bring more than just assists to the table... for me, a top player has to possess a more well - rounded game, which doesn't mean they need to be a beast on both ends of the pitch, but they must have the ability to take their game to another level when it matters most... although he amassed some record - like stats early on, it set the bar too
high, so when people expected him to duplicate those numbers each year the pressure seemed to
get the best of our soft - spoken star... obviously that's not an excuse for what has happened in the meantime, but it's important to make note of a
few things: (1) his best year was a transition year for many of the traditionally dominant teams in the EPL, so that clearly made the numbers appear better than they actually were and (2) Wenger's system, or lack thereof, didn't do him any favours; by playing him out of position and by not acquiring world - class striker and / or right - side forward that would best fit an Ozil - centered offensive scheme certainly hurt his chances to repeat his earlier peformances, (3) the loss of Cazorla, who took a lot of pressure off Ozil in the midfield and was highly efficient when it came to
getting him the ball in space, negatively impacted his effectiveness and (4) he likewise missed a good chunk of games and frankly never looked himself when he eventually
returned to the field... overall the Ozil experiment has had mixed reviews and rightfully so, but I do have some empathy for the man because he has always carried himself the same way, whether for Real or the German National team, yet he has only suffered any lengthy down periods with Arsenal... to me that goes directly to this club's inability to surround him with the necessary players to succeed, especially for someone who is a pass first type of player; as such, this simply highlights our club's ineffective and antiquated transfer policies... frankly I'm disappointed in both Ozil and our management team for not stepping up when it counted because they had a chance to do something special, but they didn't have it in them... there is no one that better exemplifies our recent history than Ozil, brief moments of greatness undercut by long periods of disappointing play, only made worse by his mopey posturing like a younger slightly less awkward Wenger... what a terribly waste
Higher fees mean
fewer returns you
get to keep.
In
high turnover in order to succeed you should have be capable to find so many profitable ideas and cut the unprofitable ones very fast, so it is much harder to do than say it... With low turnover you should be very good at investment, because as consequence you will concentrate in
few positions in order to
get high returns with low portfolio turnover.
Instead of making
high returns out of a
few applicants, they
get lower
returns but from many applicants.
So in your coin toss game of life, if you start
getting a
higher then expected
return for a
few years will you readjust your plan as you go to accept your extra gain and use a
higher rate of
return or will you hold tight to 7 % and expect that future
returns will
return to mean?
The above average
returns you
get in the first
few years leads to
higher valuations,
higher risk, and a
higher chance that market reverts back to the average.
This helps simplify things for author in a
few ways: your tax rates don't move and you don't
get secondary effects (where
higher returns cause the tax rate to increase).
When everyone is happy they expect future
returns to be
high and so they are willing to
get fewer returns on their money today in order to buy into those greater
returns tomorrow.
But more often than not, you should not opt for a 20 year plan maybe because you have a finite goal of
higher education in 16 years which may be 15 or even 17 years depending on which school she
gets through, which country, the rank, admission procedure, season of entry, etc. so these are considerations much later in life, when the child is actually old enough to decide what she wants to study but as a parent you need to start way ahead and thus when you plan for her when she is only 5 years old, you need to financially plan for yourself so that your child
gets the lumpsum amount when she is 21 years old and does not need to wait for a
few more years for a better
return, etc. the child's future will not wait and thus as parent, you need to plan accordingly.
After a
few years of good driving behavior, most drivers are able to
return to standard auto policies as long as they avoid the troubles that
got them labeled
high risks to begin with.
In the field of banking, a
few of the professional milestones that a person may
get include receiving the
highest returns on loan in a specific time duration,
getting commendations in providing great customer service, and improving the operations and client transactions of a specific bank.
There were very
few other public companies where you could
get double - digit cash - on - cash
returns — cap rates were
high.