Sentences with phrase «few policy years»

After the first few policy years and through the rest of the Insured's lifetime, as long as required premiums are paid, your policy's Guaranteed Cash Value increases.
Suicide, for example, if it occurred within the first few policy years, would probably not be a circumstance where a carrier will pay.
In most cases, annual renewable term policies offer the absolute lowest premiums over the first few policy years.
The drawback, however, are how they are paid out; expect a partial or no payout in the first few policy years.
As mentioned above, you also need to understand how the policy will payout, especially if you pass away within the first few policy years.
In many cases, annual renewable term policies offer the cheapest rates over the first few policy years.
However, if the policy offers a graded or deferred benefit it can mean that death benefits are limited during the first few policy years or simply not covered if death is due to medical reasons.

Not exact matches

Currently, no U.S. carrier has made the change, though a few international airlines — including Air Asia, Malaysia Airlines, and Singapore's Scoot Airlines — have created policies in the last few years.
Every few years, some interests on the left or right become frustrated that most Americans care deeply about the small - business community — and that concern gets in the way of those interests» policy objectives.
Your company's travel policy and the proximity of each team member may dictate the amount of face - to - face opportunities, but go to all reasonable lengths to be in front of each team member on at least a few occasions throughout the year.
Critics have worried that the Fed has missed opportunities to normalize policy, but Yellen said «the risk of falling behind the curve in the near future appears limited, and gradual increases in the federal funds rate will likely be sufficient to get to a neutral policy stance over the next few years
I have done a lot of policy work in the last few years on a national and international level.
«International investors have embraced the positive changes in the accessibility of the China A shares market over the last few years and now all conditions are set for MSCI to proceed with the first step of the inclusion,» Remy Briand, MSCI Managing Director and Chairman of the MSCI Index Policy Committee, said in a release.
His interest in Canadian policy debates was rekindled a few years ago, he says, around the time he was invited to participate in a 2010 «thinkers» conference put on by then - Liberal leader Michael Ignatieff in Montréal.
«It used to be that Silicon Valley had the attitude that Washington was inconvenient,» Vivek Wadhwa, an entrepreneur and researcher of public policy at Stanford Law School, says, but over the last few years Silicon Valley has reached a turning point, and that perspective has changed drastically.
According to Scotiabank's Derek Holt, who predicts household grocery bills could balloon by as much as 15 % in the next few years, the failure of the international community to settle on a rational policy for handling shortages has led to stockpiling and export bans, which «further impairs supply sides of markets and causes prices to go up even more.»
«Next year's Commission should consider acting quickly to reverse any damaging policies put into place over the last eight years and in the last few weeks of this Administration,» O'Rielly said in a speech last month.
The details of trade policy and measures are not likely to emerge until after Trump is sworn in next year and then not for a few months when a new team is in place.
A few Fed policymakers worry the U.S. economy, which has delivered strong job gains but worryingly weak rates of inflation, could be stuck on a low growth path that requires low rates for years as well as new policy tools.
Here in the U.S. over the past few years tech companies have been earning praise in the media for new, more generous parental leave policies.
«Policy makers will continue to watch this metric, but rising interest rates and better income growth should stabilize, then nudge this ratio lower over the next few years
Many businesses initially opposed the first state paid sick days law in Connecticut, yet within a few years a survey showed... that an overwhelming majority of businesses reported only small or no effects on their bottom line, and three - quarters now report being supportive of the new policy.
However, Delta claims steep increase in the number of animals on flights over the last few years reflects an abuse of the policy.
Five years on, inflation is a millstone, and few can agree on whether quantitative easing is the right antidote for the U.K. Moreover, one of his most immediate tasks will be whether to break up the Royal Bank of Scotland, and his decision in this area will be harbinger of the Bank's policies toward the whole U.K. banking industry — policies that will have global reverberations.
In one of the few studies that has examined flextime's effect on company profits, last year, researchers from the University of Toronto's Rotman School of Management and China's Renmin University studied the 35 per cent of Canadian firms with flextime policies.
Loose policy has played an important role supporting China's growth in the past few years, especially with the recovery from the 2015 slowdown.
Policy makers in the United States acted quickly to clamp down on myclobutanil use when it was discovered a few years ago.
Just a few years ago, conversations about artificial intelligence (AI) ethics and policy were limited to a very specific community of academics and enthusiasts, and perhaps a marginal few in the circle of avant garde policy - makers.
OTTAWA — Thomas Mulcair got it right a few years back when, commenting on the approach of Stephen Harper's government to the role of science in policy development, he said the Conservatives relied on «decision - based fact - making.»
The first policy would likely have significant costs as a result of fewer firms paying the mandate penalty, and the second policy was estimated in 2015 to cost $ 53 billion over ten years.
FOMC members now seem more eager than ever to «normalize» policy, that is raise short term rates into line with historic norms and, to the extent possible, unburden their balance sheet of the huge bond holding they had acquired over the last few years.
These policies allow the cosigner to be released from their financial obligation after the borrower has made on - time payments for a specified period — typically a few years.
«From centuries - old companies to those that have existed for just a few years, major employers have adopted LGBT + inclusive policies and benefits at rates that continue to outpace lawmakers and lead the way forward.»
There are a few other lessons we've learned about unconventional monetary policies in the past few years.
For this reason I have no doubt that over the next few years we will see the imbalances I have identified over the years in this newsletter reverse themselves, but whether they reverse in more orderly or less orderly ways will depend on policy decisions.
As recently as six months ago, many investors expected the dollar to continue its rally of the past few years based on stronger economic growth, via Trump's agenda items, and tighter monetary policy by the Federal Reserve.
In the past few years, issues related to MSME innovation have been increasingly featured in policy dialogues in Vietnam.
But over the last few years (since 2008), I think there's been a pretty dramatic growth in what we'd call Tea Party politics in that set — extreme conservatism that goes beyond hands off fiscal and regulatory policy, the kind of feverish mindset in which you could write with a straight face that progressives might be building toward some sort of mass wealth confiscation or internment or even extermination for the likes of Tom Perkins.
What's more important is that deflation and inflation are essentially monetary phenomena, whether or not the inflation of a few years ago or current deflation can all be attributed to the eased and tightened monetary policies of the U.S. Federal Reserve.
Oil sands development is a matter of provincial government policy: in a government policy paper (the Mineable Oil Sands Strategy) issued a few years ago (and since recalled), the core area of the oil sands resources in Alberta was designated a «sacrifice zone», within which it was acknowledged that significant and irreversible environmental impact would be permitted to occur, to enable the realization of the significant economic benefits such development promised.
There has been no change in our capital allocation policy and over the next few years our first priority is to continue to invest in our business, as we have a compelling opportunity to drive sustainable growth and value creation, and we're putting our capital against this opportunity.
«The crises of the last few years have pushed monetary policy into uncharted territory,» ECB executive board member Sabine Lautenschläger remarked at a meeting organized by the Commissariat of German Bishops.
But markets are betting that the Fed will not be able to tighten monetary policy nearly as much as it expects, and if another recession starts in the next few years, cuts will soon bring interest rates back down to the zero lower bound.
Now, with a stronger economy and tighter lending policies in place, there are fewer foreclosures on the market and at the beginning of 2018, the foreclosure market was at a 12 - year low.
Yet as the past few years have shown, predictions of rising interest rates have consistently proved premature, largely due to a general absence of inflationary pressures, resulting in a dovish tilt to monetary policy among the main central banks.
«Bond yields, even a few weeks ago, were extraordinarily low relative to the likely path of monetary policy in the years ahead,» he said.
After the unexpectedly rapid turnaround in monetary policy by the Bank of Canada — with July's increase in Canadian interest rates coming almost a year earlier than had been widely predicted only a few weeks earlier — the attention of market participants turned to Australia, where interest rates remained at record lows.
A few years ago, the National Association of Insurance Commissioners released a survey that found a large percentage of homeowners had misunderstandings about what is covered by their homeowners policy.
That how Brian Domitrovic, the only American who understands completely how and why supply - side economics actually works, characterizes our new monetary policy: The idea is that if all the spending and regulation of the last few years has only resulted in nil growth, stubborn unemployment,....
Religion and American Foreign Policy, 1945 «1960: The Soul of Containment by William Inboden Cambridge University Press, 368 pages, $ 80 A few years ago the new American ambassador to Beijing was asked for his thoughts about China's persecution of underground Protestant house churches....
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