Sentences with phrase «few years of payments»

In some cases, particularly when property values rise, a few years of payments and a refinance with a new appraisal would do the trick to bring the borrower's equity up to the minimum threshold.

[xvi] Most enrollees are in their first few years of payments, suggesting that older cohorts of qualified borrowers are unaware of the certification process or are opting not to use it.

After a few years of payments, your equity can be worth a significant amount of money.

However, after a few years of payments, you still owe $ 190,000 on your original mortgage.

Not exact matches

Bitcoin, one of the most popular cryptocurrencies on the market today, was being used for both investing and payment a few years ago.

However, it will be a few years before the big tech players that are getting into mobile payments will be able to develop the necessary ecosystem for loyalty to be a significant driver of volume.

As well, points out Jurock, the recreational and retirement property boom of a few years ago was «driven by Dad,» whose investing prowess during the stock market run - up put him in a position not only to buy that retirement dream home but to front the kids a down payment for their own place.

The concept of mobile payments has been around for several years, but a few things had to come together to make Apple Pay a reality.

Apple is always good for a surprise or two, but other than the expected incorporation of fitness trackers, a larger screen and / or some sort of mobile payment technology, it's hard to imagine the company doing anything that will generate the same buzz as its first few iPhone models did just a few years ago.

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

While only a few knew of the company or its founder, one on - campus eatery manger said that he had been in talks with Clinkle about implementing the payment system at his restaurant last year.

If you want to be free of your mortgage sooner you can always refinance to a 15 - year mortgage, but few people do this because it involves higher monthly payments.

Take into consideration that during your first few years of business, you'll be dealing with start - up costs as well as loan payments.

For a few years during the heyday of the 1920s bubble, Germany was able to do just this, borrowing more than half of its reparation payments from the US markets, but much of this borrowing occurred because the great hyperinflation of the early 1920s had wiped out the country's debt burden.

All this represents a welcome change of direction for Ottawa, but today's budget is also best considered a down payment: Ottawa is buying into clean energy, but we're still a few years away from owning the dream home outright.

Things look equally bleak based on metrics typically used by investors to evaluate a borrower's ability to make payments: In Asia and Latin America, companies» debt now represents roughly four years of operating profits, up from fewer than two years prior to the financial crisis of 2008.

I read that Apple's CEO has said he is not a fan of one - time payments, but they have increased their dividend every year for the last few years, so I am expecting another increase this year.

If rates drop and you refinance in a few years, for instance, you lose that upfront payment, or have a higher loan amount because of it.

Home buyers use these loans to minimize their monthly payments during the first few years of the repayment term.

A $ 1 billion payment would extend the wait for Uber to start making a profit and may even place it in deeper danger of going bankrupt in a few years.

By contrast, homeowners who intend to move or refinance within the first few years of the loan may prefer lender - paid MI, which raises the mortgage rate by a small amount, but which requires no separate payment.

Tapping into the increasing number of Indonesians with internet access, the fintech industry has been growing fast over the past few years, offering peer - to - peer lending, crowdfunding, market aggregation, risk and investment management and payment services.

A vote on a separate piece of legislation Paterson will be sending up to delay $ 1.5 billion worth of education aid payments to school districts could be more problematic — particularly since this is an election year and few lawmakers are going to want to take that potentially troublesome vote.

Some of the larger hospitals in New York state are worried about one aspect of the Affordable Care Act: academic medical centers are slated to lose millions of dollars in a particular kind of Medicaid payment over the next few years.

«Instead of paying hundreds of dollars every month, consumers could make a one - time payment of a few thousand dollars to power their home for years.»

So, I did practice law for a few years (I need to remind myself of that every month as I continue to make my student loan payments 13 years later) before I decided to take the entrepreneurial leap and launch Education Pioneers.

Tier 2 offers worse benefits for new teachers: it has a higher minimum service requirement (up from five to 10 years, making it more difficult for new teachers to qualify for a minimum benefit), a higher normal retirement age (meaning teachers have fewer years to collect pension payments over a lifetime), a less generous pension formula (calculating the final average salary from the last eight years of service instead of just four), and a lower COLA.

Of course, at the end of the lease you'll be left with a $ 50,000 - shaped (plus down payment) hole in your wallet, but you will have been an Aston driver for a few years, and that's saying something, though we're not sure whaOf course, at the end of the lease you'll be left with a $ 50,000 - shaped (plus down payment) hole in your wallet, but you will have been an Aston driver for a few years, and that's saying something, though we're not sure whaof the lease you'll be left with a $ 50,000 - shaped (plus down payment) hole in your wallet, but you will have been an Aston driver for a few years, and that's saying something, though we're not sure what.

The reality is that a lot of buyers are probably leasing these things with a few grand down and getting a fairly reasonable monthly payment, and in a few years they'll go and get another one.

The good news is you get to pay off that cost over the course of a few years in manageable monthly payments.

If you want a new car every few years, a closed end lease lets you pay a low monthly payment for a set number of months.

If, however, you prefer lower monthly car payments and a lower down payment, as well as the option to trade in your car every few years for newer, more expensive models, one of our Nissan leases might be right up your alley.

Although this process could take months or a few years, it could also give you time to save for a bigger down payment while paying off some of your debt.

Many borrowers opt to increase the size of their balance with the closing costs and assume they will recoup the money within a few months or a year or two, after which they will really begin saving on their mortgage payments.

Specific information about each account, such as the credit limit, date opened, and the loan amount, monthly payment, balance, and the pattern of payments during the past few years.

Not only will the tenure of your loan decrease by a few years, you would also save over Rs. 9 lakhs on your interest payments.

This strategy is not advised for people who plan on moving out of their house within a few years, as it will be difficult to recoup the new closing costs in the guise of reduced mortgage payments.

Depending the amount of accounts and balances, taking out a debt consolidation loan can group all of your debts together with one monthly payment made over the course of a few years, much like a personal loan or auto loan.

So, after a few questions to see if I qualified, my family size which is 1, the rep basically said that I would qualify for about what I'm paying right now in IBR but in the Pay As You Earn plan with only 20 years of payments instead of 25.

Experts strongly advise that even those Canadians who are not thinking of buying a home for a few years should start saving for a down payment NOW.

The result is a lower payment during the first few years (or months) of the loan.

Similarly, postponing retirement even just a couple of years from, say, 65 to 67 can also have significantly enhance the probability of success, as it allows you to save more, earn a few extra years» worth of return on your retirement investments and collect a larger Social Security payment.

And even if you decide to go ahead, you may want to «annuitize» gradually, spreading your money among annuities from a few different highly rated insurers over a period of several years, to avoid the risk of investing all your dough when interest rates and annuity payments are at or near a low.

During the first few years, most of your payments will be applied toward the interest you owe.

With a mortgage loan, all of that interest is front - loaded, which means that for the first few years, every payment that you will make will go mostly toward the interest.

Finally, to avoid committing all your funds when interest rates (and annuity payments) are at or near a low point, consider investing smaller amounts over the course of a few years rather than one large sum all at once.

If you have a mortgage that is only a few years old, then likely the majority of the payment goes towards interest.

This year, ten percent fewer credit - card holders received bad news about their cards in the form of card issuers lowering their credit, charging higher interest rates, enacting late payment fees, canceling their cards or other events that would negatively effect one's relationship with their credit card.

Through on - time payments, keeping accounts open and in good standing for a few years, and not using all of the money made available to you, you'll slowly build your FICO score up to a respectable number.

Conversely, if you plan to stay in your home for the life of your loan, by refinancing and extending the loan term, you may save in cash payments for the first few years but end up paying more in total interest payments over the life of your new loan.