Sentences with phrase «few years of purchasing»

What would happen if a person starts smoking after few years of purchasing the policy?

There are also other plans that offer a limited amount of benefit if the insured should pass away within the first few years of purchasing the policy.

The overheated market allowed many homeowners to build significant equity within a few years of purchasing their homes, enabling them to finance expensive kitchen and bath rehabs, lavish vacations or big weddings with home equity loans.

If there is a sale of Class B shares within the first few years of purchasing Class B shares, there will likely be a contingent deferred sales charge or load added to the transaction in addition to higher annual fees and expenses, further reducing your investment returns.

Not exact matches

In its first few years, App Store popularity — in terms of purchases and profits — grew slowly.

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

Interest rates will inevitably rise, as the Bank of Canada keeps pointing out, and the federal government has instituted numerous changes over the past few years that will make a home purchase more difficult for first - time buyers.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

In the early days of Amy's Kitchen, founder Andy Berliner got a few calls a year from large companies looking to purchase the budding maker of natural frozen foods.

Taxpayer incentives in Norway helped spark purchases of electric vehicles that now make up 17 % of the nation's new car sales — up from barely anything a few years prior, according to Bloomberg.

The ACCA allows manufacturing companies to depreciate, for tax purposes, the value of newly purchased equipment and machinery at the accelerated rate of 50 per cent per year, reducing their taxable income in the first few years of owning the asset.

Many of the card offers you will see from the different card companies will come with an introductory APR offer, usually 0 % on either balance transfers or purchases for a period of a few months to sometimes over a year.

However, your post reminded me of a great piece of software I purchased from Reel Logix a few years ago which may be worth dusting off.

If I do decide to buy another property in the next few years, then I will plan to take that money out of my brokerage account, or start building a cash reserve once I have a new purchase goal.

With few exceptions, Guaranteed Rate returned the lowest estimates on a 30 - year mortgage rate in our analysis of purchase loan options in Illinois.

More than 75 percent of farmland sold in the District was purchased by farmers despite a slight decrease from a few years ago and sharp declines in U.S. farm income (Chart 4).

But a few weeks later the governor of the Saudi Arabia Monetary Authority, Muhammad al Jasser, insisted to news reporters in Kuwait that Saudi Arabia had not purchased the gold cited in the June reports but rather had that extra gold all along in what he called «other accounts» — that is, in accounts not reported officially, just as the true status of China's gold accounts was not reported officially for six years, if the true status is being reported even now.

As the proceeds from these redemptions are reinvested by the ECB, they will offset some of the recently announced reduction in the central bank's purchases — perhaps by as much as a half overall — although with relatively few redemptions in the first quarter of 2018, the reinvestment is scheduled to take place mainly in the second and third quarters of the coming year.

One challenge in pinning down a safe withdrawal rate: large additional cash flows because they plan to purchase of an RV and then sell it a few years later.

These deals give you a low - interest rate on your balance for anywhere from a few months to over a year, and some also have low rates for purchases as part of the introductory offer.

David Levy (president of the Caucus of Producers, Directors, and Writers) explained that some twenty years ago such sponsors as Kraft, Hallmark, and Texaco normally purchased a whole series of programs on television, but that today sponsors only purchase time — a few minutes of spot advertising on many different programs.

David Levy (President of the Caucus of Producers, Directors, and Writers) explains that some 20 years ago sponsors normally purchased a whole series of programs on television or radio — Kraft, Hallmark, Texaco, and so on — but that today sponsors only purchase time — a few minutes of spot advertising on many different programs.

I remember before I was a Christian I read the King James Bible, then when I became a Christian I purchased a Good News, after a few years I got a NIV now I'm using a New Living translation which includes notes of explanation to the passages.

I purchased copies for all of the lovely ladies in my life for Christmas gifts (and of course, a copy for myself) I have been following your blog for a few years now, and I just love it.

I had the luxury of talking my sis into purchasing my home a few years ago, so I didn't have to have strangers come in my home.

A few years later, he purchased the Castle to make it the birthplace of his cognacs, having grasped the exceptional aging condition of the site for the purpose of cognac making.

Her interest in cellaring full - bodied South Australian reds dates back to a purchase of a few bottles of 2003 Wirra Wirra RSW Shiraz from McLaren Vale: «I took a bottle to California as a thank - you present to friends I visited after a conference in the Napa Valley and cellared the remaining bottles to drink over the intervening years.»

♦ One 5 / 9 - bushel box of vegetables (containing 7 - 10 items) and / or one dozen free - range eggs weekly or every other week throughout the growing season ♦ A weekly newsletter including pictures, stories and news from the field, recipes, and cooking and preservation tips (here are a few sample newsletters: June, July, August, September, October) ♦ Invitations to on - farm events and news about the local food community ♦ The opportunity to purchase other items, like storage and canning vegetables, for delivery with your weekly box ♦ New this year: A free gift for folks who purchase $ 300 or more!

Demonized for years as «unhealthy» due to the high content of saturated fat in coconut oil, there were very few places where one could purchase coconut oil in 2002, and the few sources available were generally highly refined coconut oils.

An example of these cultural facets can be found in the performance of 505 Southwestern Chile Sauces, a small, regional brand that Holland's company purchased a few years ago.

Up front we have a few world - class players surrounded by some serious pretenders... Sanchez is by far the most accomplished player in our attack but the controversy surrounding his contractual mishandling could see him go before the window closes or most definitely by season's end... obviously a mistake by both parties involved, as Sanchez's exploits have never been more on display than in North London, but the club's irresponsible wage structure and lack of real intent have been the real undoing in this mess... Lacazette, who I think has some world - class skills as a front man, will only be as good as the players and system around him, which is troubling due to our current roster and Wenger's love of sideways passing... Walcott should have been sold years ago, enough said, and Welbeck should never have been brought in from the get - go... both of these players have suffered numerous injuries over their respective careers and neither are good enough to overcome such difficulties: not to mention, they both are below average first - touch players, which should be the baseline test for any player coming to a Wenger - led Arsenal team... Perez should have been played wide left or never purchased at all; what a huge waste of time and money, which is ridiculous considering our penny pinching ways and the fact that fans had been clamoring for a real striker for years... finally Giroud, the fact that he stills wears the jersey is a direct indictment of this club's failure to get things right... this isn't necessarily an attack on Giroud because I think he has some highly valued skills, but not for a team that has struggled to take their sideways soccer to the next level, as his presence slows their game even more, combined with our average, at best, finishing skills... far too often those in charge have either settled or chosen half - measures and ultimately it is us that suffer because no matter what happens Wenger, Gazidis and Kroenke will always make more money whereas we will always be the ones paying for their mistakes... so every time someone suggests we should just shut - up and support the team just think of all the sacrifices you've made along the way and simply reply... f *** off

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Despite the excellent purchase of Alexis Sanchez a few years back, Arsenal have failed to bring players in of similar quality and have not been willing to splash the cash.

wot he does nt realise after skimping for years and havin great success with cesc, song, deni, clichy, gibbs and all the lower end purchases is that if he were to spend 50m on 2/3 world class players we would still the lowest spenders in this category be a huge margin.i am not some1 who needs a signing for the sake of it so i can get excited about all things arsenal, we genuinely need a goalscorer and midfield enforcer, and not just cos songs away, as a backup incase he gets injured.im even willing to endure the hapless almunia if hed do this much ice i couldnt believe adebayour wearin the arsenal top, the chap is a few pence short of a pound

After all, few could argue that it's very, very good money given he was purchased for only a tenth of that price two years ago.

Safety standards are continually changing, and a crib purchased a few years ago may be out of compliance now.

If your first few years with a kid include an array of travel you might want to purchase this as an additional or a primary stroller.

So it's time end this «Phil and Teds Dot Stroller Review» & you can get everything you expect in a stroller for your baby, I know there are few things to think about which is not up to the mark but according to me the priority features are good enough like weight, safety, durability, double mode options, luxuries look & Phil and Teds has 1 - year warranty from the original date of purchase and you have to be the original owner.

For the price of this toy and the over year and half usage, this so defiantly a good buy and I will be making a replacement purchase in a few months time.

Why not cross a few names off your holiday gift list this year by purchasing one of Clinique's exclusive holiday gift sets, like their 3 - Step Home and Away kit ($ 62.50.)

While Linda refuses to ever own a minivan (though she secretly covets the extra room her friends have over her RAV - 4), Cara reluctantly delved into the world of minivans a few years ago by purchasing a Hyundai Entourage.

This article tells the story of several families who have purchased Land Bank homes over the past few years — some directly from the Land Bank and others fixed up with grant funds by Home HeadQuarters.

After a year of knocking off as many restaurants from my «must - go» list as possible, I noticed a few things: The majority, if not all, of my paycheck was being spent on food, my lifelong trustworthy digestive system decided to end our wonderful relationship and leave me confused and bloated, and even when I purchased «healthy» meals, I still felt sluggish and tired.

And because the purse is such a unique, statement piece, I kept the rest of my accessories simple — a nude pair of strappy heels and a sparkly necklace I purchased from J. Crew a few years ago.

I purchased these Sam Edelman wedges a few years ago and they are the perfect height for a decent amount of walking.

A few years ago I threw away a big portion of my clothes that was black and decided that I won't be purchasing black clothes / shoes / bags anymore.

From purchasing these culottes in today's look & the red version earlier this year, investing in a few quality basics (loving these Jigsaw tops — they're really comfortable & great quality) and picking up a few new pieces in the boxing day sales (i've linked a few pieces above in case you're interested & added them to my shop page here), I'm really hoping to make more of an effort with my style this year.

I love Decor Steals and I have been a fan of their vintage inspired products for years and have made quite a few purchases from them.

This time of the year always makes me happy for a purchase I made on a whim a few years ago: one of these woobee plush blankets from Rain or Shine Kids (I think I got it through Baby Steals).

Most of the items in this season's capsule are pieces that I've had for years and you've definitely seen before, but a few are new and purchased recently second hand or via Grana and Everlane.