We can accomplish this by moving some stocks into ballast during the first
few years of the spending phase, but not so much that we lock in large permanent losses should the stock market crash in those specific years.
Obviously, if the stock market crashes in the first
few years of your spending phase, the ballast should be immediately invested in stocks and the ballast buckets would all go to zero, except for your most immediate spending needs.
Not exact matches
Google has dramatically increased its lobbying activities in Washington in the past
few years: it
spent US$ 8.95 million on lobbying just in the first half
of 2012 (compare that to the US$ 9.7 million it
spent in all
of 2011).
Local Motion has
spent the last
few years (initially out
of Lemnos Labs, the hardware incubator) developing a small module — a box — that essentially eliminates the need for keys in fleets
of cars.
Dr, Klaus claimed that if you constantly applied this idea -
of only doing your most valuable work and then
spending time creating more
of your most valuable work - you could double your income in a
few years.
The last thing he wants is to have to
spend the next
few years publicly defending legislation that takes away health insurance from tens
of millions
of Americans and raises the premiums for tens
of millions more (whether he believes in the merits
of that legislation or not).
Due to the economic downturn
of the last
few years, many businesses still need to think twice about
spending more money than they have to.
About 30 percent
of Fortune 500 CEOs
spent the first
few years of their careers developing a strong foundation in finance, according to a study by consulting firm Heidrick & Struggles.
Millstein acknowledges that being his kind
of activist director is hard work, much harder than just
spending a
few hours at eight board meetings each
year.
That's quite a
few: As CEO
of Acker Merrall & Condit, his family's nearly 200 -
year - old Manhattan wine shop, the 41 -
year - old
spends about 120 days a
year on the road, mostly courting the still - booming Asian wine market.
«This is a brand new way for people to contribute and give back in a way that's actually needed the most,» says Joe Gebbia, Airbnb's cofounder and chief product officer who has
spent much
of his time in the past
few years leading the initiative.
A recent forecast by the Conference Board
of Canada suggests that indebted households will restrain
spending over the next
few years, contributing to slow economic growth.
The average dating site customer
spends just $ 239 a
year for online memberships, which more than pays for itself to the tune
of $ 12,803 in cost savings from
fewer dates,» the report said.
Investors get a pledge
of double - digit returns within a
few years, while producers can raise productivity without
spending more
of their own money.
Pay - TV subscribers
spend an average
of $ 231 a
year to rent these boxes, because there are
few meaningful alternatives.
Jack Raudenbush, vice president
of the $ 4.6 million company, which is based in Middletown, Pennsylvania, estimates that the change costs a
few thousand dollars per
year but calls it money well
spent: «This was the type
of plan our competitors had, and we needed to offer competitive benefits.»
«We've
spent a lot
of money in the past
few years developing Napoleon as a world - class brand,» he says.
But over the last
few years, careers in social media have exploded as companies realize the value
of reaching their customers on the medium where they
spend most
of their time.
But now you have the opposite
of that where you've
spent the past
few years sort
of developing this product in the Airbnb lab, and now released it onto the marketplace.
While
spending time with family, I'd stare into a small screen on my lap instead
of engaging at a level I would have a mere
few years back.
Allison
spent a
few years in the early 2000s homeless, but now rents in San Francisco's rapidly changing SoMa district, which is known as the home
of dozens
of tech companies including Yelp, Zynga and Airbnb.
For a 110,000 barrel per day mine, each additional billion
spent on start - up capital translates to about $ 525 - $ 560 billion million
fewer taxes and royalties (in today's dollars) over the 40
year life
of the project.
A
few years ago, customers might
spend an hour
of trial and error on a self - service site, Haas says.
That discretionary part
of the budget has been squeezed over the past
few years, while Republicans controlling Congress have largely ignored the ever - growing tide
of automatic - pilot
spending on benefit programs like food stamps, student loans, and Medicare.
But to the government's credit, it has hit most
of its
spending targets in the first
few years of the austerity program Flaherty.
Two major concerns for investors and analysts over the past
few months have been Netflix's growth prospects internationally, as well as the massive amounts
of cash ($ 5 billion this
year alone) that it is
spending on developing new shows.
Tax time only comes once a
year, but it can feel like it lasts for months — here are a
few of my favorite ways to reduce the stress and time
spent on tax, and financial documentation in general.
It's easy to
spend a bit too much during your first
few years of retirement — particularly on vacations, Plessl and Houser note, as people want to travel while they're still healthy.
Now, just a
few years later, the company finds itself in the strange position
of having to justify that accomplishment — and to rationalize it in order to get people to
spend the extra money on its new console.
Pets Americans are expected to
spend a stunning $ 45.4 billion on their pets this
year — one
of the
few areas apparently unaffected by the recession.
«Local, mobile advertising
spend in the U.S. is expected to skyrocket over the next
few years, making Google's vast index
of local businesses and search extremely valuable to Waze, and to an extent, vice versa,» Empson writes.
A
few years ago, Microsoft did some research into this problem and found that people
spend on average 5.6 hours each week in meetings, and that 71 percent
of American employees reported that these meetings «aren't very productive.»
Even in just the last
few years, the number
of hours the average American
spends looking at digital screens has increased dramatically.
Merger agreement in hand (and the money in escrow), Cline
spent the next five months on the road trying to win over CEA's investors, who were looking for a growth company that was well - positioned to go public, preferably with a strong management team and a
few years of audited financials.
After the investment period has ended, the fund legally is not allowed to make new investments, it should be
spending the remainder
of the fund duration (funds are usually ten
years long with a
few one
year extensions) harvesting its investments for liquidity.
And yet this
year's Social Media Marketing Industry Report found that 51 %
of businesses with 10 or
fewer employees who also
spend 6 hours or more on social media marketing still believe that it reduces overall marketing expenses.
I would disagree with the sentiment that «
Few people would not run a cost / benefit analysis
of college or graduate school before
spending years of their lives and tens
of thousands
of dollars.»
In particular, the growth
of the economy over the past
few years has been more than fully accounted for by growth in domestic
spending, while Australia's export performance has been disappointing.
The analysis does not include an additional cost
of the legislation: its repeal
of the individual mandate, which the Congressional Budget Office estimates could cause as many as 13 million
fewer people to have health insurance, reducing federal
spending for poor and middle - class Americans» health insurance by $ 338 billion over 10
years.
Every tech company has increased political
spending over the last
few years, and the amount
of tech money circulating in D.C. will skyrocket now that Facebook CEO Mark Zuckerberg has been hauled before Congress to answer questions about the myriad ways in which his company is harming America and the world.
Having
spent the past 7
years focused on building user experiences that have yielded thousands
of users sharing, onboarding and inviting their friends to our client website's, we have learned a
few things:
El Camino has
spent the last
few years focusing on wellness initiatives for employees to eat more healthily, exercise and manage stress throughout the work day, according to Alyse Manglik, interim manager
of employee wellness and health services at the hospital.
With billions
of dollars
of construction
spend spread across a
few years, along with the promise
of strong jobs creation in the tune
of thousands
of jobs being created, the state hosting a Gigafactory - scale facility is primed for an economic boom.
Last
year, with its
spending in China showing
few signs
of abating, many investors agreed that such losses would squash any hopes
of a public offering, according to four people who participated in those conversations
The first two
of those
years we were within a
few hundred billion
of spending twice what we were collecting in treasury receipts.
Out -
of - pocket healthcare
spending was highly concentrated among a
few families — often the same families
year - over-
year.
«The large mobile carriers have
spent billions
of dollars over the past
few years to secure spectrum for their own networks, which they've been building out at great expense.»
Apple has
spent between $ 12 billion and $ 15 billion on projects such as facilities or land globally in the past
few years, though it has not said how much
of that went to U.S. projects.
Tzahi has 18
years of experience leading R&D and technology development processes, launching start - ups, engaging investors as a BizDev and has
spent the last
few years immersing himself in the world
of blockchain technology and cryptocurrency markets.
We
spent a lot
of time researching this subject when we bought a house a
few years ago.