Not exact matches
Although Capital One's
physical operations are limited to a
few major cities, it's unique as a
bank that offers online accounts as well as traditional ones.
With
few or no
physical branch locations to pay for, online - only options for savings accounts generally require no maintenance fees or minimum balance, though they do charge excessive withdrawal fees similar to traditional
banks.
Credit unions, while they do have
physical locations, often have
fewer locations than a big
bank, cutting back on those costs.
Whether you ever go to a
physical branch or not, you probably open your online
banking app at least every
few days.
Brick and mortar
banks offer CD's but the trend over the past
few years for interest rates has been down hill, however online only
banks like Ally have become very popular, because they can offer higher interest rates because they don't have a
physical location.
However, switching between the various modes available (navigation, destination input, audio source selection, and so on) requires using a
bank of
physical keys that is located a
few inches below the touch screen.
Capital One also offers a
few physical branches called «Capital One Café,» where you can go to get your questions answered and conduct your
banking.
Community
banks are typically smaller than national
banks and have one or only a
few physical locations.
Online
banks maintain very
few physical operations, and their reduced overhead is passed on in superior interest rates for customers.
Whether you ever go to a
physical branch or not, you probably open your online
banking app at least every
few days.