Sentences with phrase «file claims against your policy»

When he files a claim against his policy, though, he can't double dip.
A good renters insurance plan is obviously not something you hope to use; on the contrary, most of us hope we will never have to file a claim against our policy.
Umbrella insurance isn't used until all other liability coverage is exhausted, so the risk of filing a claim against the policy is very low for the amount of protection it provides.
Now your auto insurance rates are going up, even though you've never filed a claim against your policy.
When he files a claim against his policy, though, he can't double dip.
All of the WI coverage companies that you could purchase your coverage from will have different ways to file claims against your policy.
Renters of all ages and backgrounds in Alexandria in the Commonwealth of Virginia can see great dividends in their investments in Alexandria renters insurance if they ever come upon circumstances calling for them to file claims against their policies.
Simply put, the premiums are lower because filing a claim against the policy will not result in getting the repairs paid for, or in having to rethink the materials used for making those repairs.

Not exact matches

Schneiderman, first elected in 2011, has over the last year or so staked out a claim as a blue state bulwark against the policies of President Donald Trump's administration, filing legal challenges to federal laws, executive orders and regulations.
However, just like any other kind of insurance, it's almost always easier, faster, and more efficient to file a claim under your own policy and let your insurance company deal with recovering against the negligent party's liability insurance or directly from them.
Whether they just file a claim on your policy or actually try to sue you, your policy will defend against that claim or suit so you don't have to pay defense costs, in addition to actually paying the claim where appropriate.
Because you simply file a claim against your own policy for your own losses, resolution is much faster than if you had to pursue a liability claim against someone else and go through the entire process on your own.
In this case, the visitor could file a claim against your insurance policy to cover the costs of medical care.
When everyone has Fremont, California Renters Insurance, there's no questions about who is responsible for making good on a loss — if there were to be a fire, you'd simply file a claim on your own policy for the personal property and loss of use, and then your renters insurance provider would worry about subrogating against whomever was actually liable for the damages.
If the other driver's injuries and / or property damage exceed your policy limits, he can file a claim against his own under - insured motorist coverage to pay what your policy will not cover.
The amount of compensation you receive in a claim, or that the claimant receives from your insurance company when filing a liability claim against you, depends on the limits set for your policy.
The first is that you could file a liability claim against the policy of the person who negligently left the water running above you.
If you are responsible for severe injury or property damage to another person and you are sued, the umbrella insurance claim will be filed against you, the policy holder.
If you are at fault in a boat accident, the other party involved will file the claim against your boat liability policy.
Either way, there are at least minor injuries to deal with, parents to answer to, and claims to file against your New York renters insurance policy.
That's why you file a claim against your own renters insurance policy when there's damage from vehicles.
Long before we even get to the liability coverage itself, your policy would cover the defense costs if a claim were filed or a suit were brought against you for something the policy would cover.
If your losses exceed the policy limits, for example, it would be necessary to file a personal injury claim against the liable party.
The answer may be one of two things: 1) Your employer may not be aware of the difference between the two types of benefits OR 2) Your employer could be trying to pull the wool over your eyes — by having you make a claim under your personal STD policy (remember YOU pay for this and it is usually much less money and no medical benefits), instead of filing a claim for workers» compensation benefits against the company's insurance policy (the policy the employer pays for) it saves the company money (filing a claim will increase their premiums).
When an accident such as this occurs at home, you may be able to file a claim against your homeowners» insurance policy in order to...
Because the at fault driver fled the scene, attorneys from Abels & Annes, P.C. filed an uninsured, hit - and - run motorist claim against our client's insurance policy.
At no additional charge, it is the policy of every lawyer of Assiff Law Office to closely monitor their clients» section B file (in addition to the main claim against the at fault party).
In short, a bad faith claim in this context usually arises when an auto accident victim files a claim against the defendant driver and there is a reasonable probability that the recovery will be in excess of the insurance policy.
If you suffered because another motorist was negligent and caused the accident, you can file a third - party claim — sometimes called a tort claimagainst the at - fault driver's ICBC policy.
Once the insurance company that insures the vehicle that caused your injuries pays their policy, you file a claim against your own company.
If you are hit by an uninsured driver, you will file a claim against your own auto insurance policy.
In accidents where the other driver is at fault, you may be entitled to file a claim against his or her insurance policy for the injuries and property damages you suffer.
If the Uber driver did not contribute to the accident and the company paid the limits of its liability policy, the injured party will most likely be unable to file a claim against Uber for compensation above and beyond this amount.
If you tripped and fell at a friend or family member's house, you can file a claim against their homeowner's policy.
In such cases where the at - fault driver either didn't have any auto insurance or where their insurance was insufficient to cover your damages, then you would file a claim against your own policy to seek financial recovery up to the full policy limits or if necessary through filing a civil lawsuit.
As a result the liquidators of companies which hold D&O insurance cover will usually file a liability claim against the D&O s and their Insurers while drafting their claim in a way that will fall under the D&O s insurance policy.
If someone files a claim or a lawsuit against you for an incident that may be covered by your policy, you must notify your insurance company as soon as possible
When you come to Duncan Law Firm for a free case evaluation, I take the time to carefully review your options for filing an insurance claim, including the other driver's liability insurance, as well as the possibility of filing a claim against your own uninsured / underinsured policy.
An accident victim may also be eligible to file a claim against the uninsured motorist policy of a family member who resides in the same household whether or not the insured vehicle was involved in the collision.
Under these conditions, your injury attorney may be able to help you file a personal injury claim against the responsible parties if your damages exceed the limits of your no - fault insurance policy.
If a ridesharing driver was responsible for the crash, had no passengers in the vehicle, and did not have their driver app on and was not available, then claims can only be filed against his or her insurance policy.
If your losses are greater than your PIP policy will allow, you may be able to file a personal injury claim against the at - fault driver.
These policies allow the policy holder to file a claim any time he or she would be legally allowed to collect damages against a negligent defendant, but that defendant isn't able to pay the bill.
In most U.S. states, not - at - fault claims are filed against the at - fault vehicle insurance policy (MI residents check here).
If you do need to file against your own policy, many insurance carriers still do not surcharge for not - at - fault claims.
Insurers believe that the healthier your credit history, the less likely you are to file a claim against your auto or homeowners insurance policy, and the more likely you are to pay your insurance premium payments.
For example, if a customer were to file a lawsuit against their insurance agent, regardless of nature, this errors and omission (E&O) insurance will defend the agent against the claim and cover any losses, if it should occur, up to pre-determined dollar amounts as prescribed in the E&O policy, usually in the millions of dollars.
Statistics shows that people with bachelors of science degrees get into fewer accidents and file fewer claims against their insurance policies.
To protect against adverse selection, Divorce Insurance policies have a lengthy «elimination period» or a waiting period before a claim can be filed.
For policies in effect for more than 45 days, companies may not cancel, refuse to renew, or increase the premium solely because a first claim is filed against the policy.
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