Not exact matches
His plan emphasizes job growth, with most of his
rate deductions framed as opportunities to
increase employment and simplify the
filing process.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may
increase the amount of discount required on Gilead's products; an
increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange
rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports
filed with the U.S. Securities and Exchange Commission (the SEC).
Renters insurance liability claims don't happen as frequently as other types, but they are some of the most expensive claims
filed and carriers consider severity when evaluating
rate increases and nonrenewals.
According to a 10 - Q
filed by Bank of America earlier this year, a 100 - basis - point
increase in both long - term and short - term lending
rates would boost its interest income by $ 6 billion, which is essentially double (if not more) what its closest peers, Wells Fargo and JPMorgan Chase, would see in interest income
increases.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants;
increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest
rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports
filed by Darden with the Securities and Exchange Commission.
(As we went to press, the ABI released new data showing a 4 % year - over-year decline in bankruptcy filings in April, but with a slight
increase in the per capita
filing rate from the first quarter.)
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or
increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and
increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could
increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange
rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future
increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare
rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently
filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
A study of infants in England indicated that supine sleeping is not associated with an
increase in significant morbidity outcomes, and the risk of respiratory problems was reduced compared with that of prone sleepers.17 In Asian countries, aspiration is not a problem despite the traditional practice of placing newborns to sleep in the supine position.18 The review by Malloy19 of US vital statistics mortality
files for the years 1991 to 1996 showed no significant
increase in the proportion of postneonatal mortality
rate associated with aspiration, asphyxia, or respiratory failure.
Once you determine your network reach by matching your email
file to social data, you'll have a better idea how much you could
increase engagement with say a 1 % or 10 % response
rate.
To get re-elected in 2002, Pataki lied, claiming that a fare
increase was unnecessary while hiding the unsustainable borrowing by not
filing the legally required four - year financial plan and delaying the impact of the borrowing by working out a teaser
rate with Bear Stearns.
The proposal expands the eligibility of a small business to include any business that
files under PIT regardless of how the business is structured; raises the income eligibility threshold from $ 250,000 to $ 500,000 when the business entity income is less than $ 1.5 million; eliminates the employee requirement;
increases the exemption from 5 percent to 15 percent for small business income and from 5 percent to 20 percent for farm income;
increases the corporate tax threshold from $ 390,000 to $ 500,000; and reduces the corporate business income
rate for small businesses from 6.5 percent to 2.5 percent over two years.
The
rate marks an
increase from the $ 15,800 he spent per day during the previous sixty - day
filing period.
United Water July 3
filed with the PSC a proposed
rate increase in connection with day - to - day operations.
In five independent large cohorts in which more than 1100 total patients were followed for overall survival (Desmedt et al., 2007; Esserman et al., 2012; Kao et al., 2011; Pawitan et al., 2005; van de Vijver et al., 2002; Supplementary
file 1), high expression level of MELK strongly correlated with
increased rates of mortality (all p values < 0.05, hazard ratios > 2)(Figure 2D, Figure 2 — figure supplement 1D).
Although the upsampling
increases file size and data
rates, the optional Dolby Mapping (noise - shaping) feature, specifically designed for Dolby TrueHD, minimizes or eliminates these
increases.
We are seeing fierce competition in the United States with patents being
filed at rapidly
increasing rates.
The WSJ piece also quotes publishing industry sources as saying they are seeing consumer resistance to e-book prices in the $ 10 to $ 15 range, and a company that tracks e-book piracy notes that the
rate with which books are being scanned and uploaded to
file - sharing sites is also
increasing exponentially.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or
increases in labor costs, possible
increases in shipping
rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the
rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest
rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated
increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed
filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or
increases in labor costs, possible
increases in shipping
rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the
rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest
rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated
increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed
filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
The more claims someone
files, the more likely their
rates will
increase or their carrier will choose not to renew their policy.
Sometimes
filing a claim will cause your insurance
rates to
increase.
Nelson
filed his bill just days after the federal student loan interest
rate range was
increased to the current range of 3.76 percent and 4.45 percent.
Please note that if you choose to include your child's investment income on your tax return, your tax
rate may
increase (in comparison of
filing a separate return for your child) and you can not claim certain deductions (such as itemized deductions).
At that point, the failure - to - pay penalty
rate increases, and the IRS can
file a federal tax lien.
You should consider the ultimate cost of a
rate increase when deciding whether it makes sense to
file a claim.
Filed Under: Frugal Living, Real Estate Tagged With: fixed
rate mortgage, interest
rate increase, variable
rate mortgage
In particular, if you've already
filed a claim in the past few years,
filing an additional claim could cause your insurer to
increase your
rates substantially.
The
increase in the
rate of women
filing bankruptcy in Canada can be also be attributed to the economic vulnerability of women who are heads of household.
You will also have the opportunity to
file your application with a co-signer, which may
increase your chance of being approved with a better interest
rate.
Income within the phaseout range is mostly taxed in the 35 % tax bracket, so roughly speaking PEP
increases the marginal tax
rate in this range by about 1 percentage point (35 % times 3 %) for each personal exemption (but double that if you're married
filing separately).
Almost 50 % of students who graduated from college owe money to private loan companies, and with the
increase in the unemployment
rate, some are having a hard time paying off their student loans, and some have no other choice but to
file for a private student loan bankruptcy.
Filed Under: Buying a Home, Economy, Student loans Tagged With: buying a house, economy, interest
rate increase, interest
rates, student loans
A new study finds that
filing a single claim on your home insurance policy could result in a hefty
rate increase.
Furthermore, your
rates will not
increase because you have
filed a claim.
Renters insurance liability claims don't happen as frequently as other types, but they are some of the most expensive claims
filed and carriers consider severity when evaluating
rate increases and nonrenewals.
Not all mechanisms to deter thieves qualify policyholders lower
rates, but they might
increase a bike's security and reduce the likelihood of an owner having to
file an insurance claim.
If you are delaying
filing bankruptcy or making a consumer proposal, and your lender
increases your interest
rate because they view you as a bankruptcy risk anyway, putting off
filing for several months will only
increase the amount of interest you pay in the meantime.
Say you have two credit cards, Card A and Card B and you make the minimum payments on both but you miss a couple or you are late on Card A. Now, even if the interest
rate on Card A stays unchanged, the card issuer of Card B gets this information on lates from your credit
file and can use
increase your
rate on Card B.
Under the American Taxpayer Relief Act of 2012, the top federal capital gain tax
rate was
increased to 20 % (up from 15 %) for single filers with incomes above $ 400,000 and married couples
filing jointly with incomes exceeding $ 450,000.
After listening to our podcast last week, we know that seniors are
filing bankruptcy at an alarmingly
increasing rate.
At the end of Part 4 of this series, I mentioned that I would give some examples for why most married couples continued to
file combined tax returns even with the major
rate increases of 1917.
That said, it's statistically not unusual for a homeowner to
file up to two claims in a 10 - year period — but any more than two and alarm bells will go off (even as they are
increasing your
rates).
*
Rates are occasionally adjusted to reflect the current cost of veterinary care in your region, but your pet's premium will never
increase due to
filing claims.
In its comments on the proposed changes
filed with the Fed on Aug. 4, Chase Card Services estimated that major issuers would have to
increase interest
rates by more than 1 percent to offset the additional lending risks.
In June 2016, APS
filed for a $ 3.6 billion
rate increase (Docket E-01345A-16-0036) to go into effect July 2017, including higher fixed charges, new demand charges for solar customers, lowering the
rate paid for distributed solar from the retail
rate (12 - 13 cents / kWh) to wholesale
rate (3 cents / kWh), and spending billions of dollars to introduce fossil fuel plants, including one of the Western U.S.'s oldest and dirtiest coal plants, into
rate base.
Kingsport Power Company — doing business as AEP Appalachian Power — has made a
filing with the Tennessee Regulatory Authority (TRA) requesting an
increase in its base electric
rates.
Appalachian Power has
filed with the Virginia State Corporation Commission (SCC) an updated transmission
rate adjustment clause (T - RAC) request seeking a $ 78 million annual
increase.
Last summer, Duke Energy Progress (DEP)
filed an application to
increase their retail
rates with the NC Utilities Commission (NCUC).
Many unscrupulous employers in Texas look at delivery drivers as dispensable labor; this explains their high turnover
rate, but also explains the
increasing number unpaid wage lawsuits
filed by frustrated workers who have been forced to take legal action — often through class actions.
An uninsured motorist claim should not
increase the insured's
rates and
filing such a claim does not preclude bringing a claim against the negligent driver.