For example, as some commenters noted,
the final rule makes several significant changes to how real estate closings are handled — creditors will be responsible for providing the Closing Disclosure (although the final rule expressly permits settlement agents to provide it as well)-- and transforms the relationship between creditors and settlement agents.
The final rule makes the creditor responsible for providing the Closing Disclosure, but allows for either the creditor or the settlement agent to provide it.
The final rule makes the creditor ultimately responsible for providing the Closing Disclosure, but permits creditors to use settlement agents to provide the Closing Disclosure, provided that settlement agents comply with all relevant requirements concerning the Closing Disclosure.
To reconcile these statutory differences and implement TILA section 128 (a)(17),
the final rule makes the creditor ultimately responsible for provision of the Closing Disclosure three business days before closing, but creditors may use settlement agents to provide the Closing Disclosure, provided that they comply with the final rule's requirements for the Closing Disclosure.
A trade association representing the settlement services industry and a community bank commenter explained that, if
the final rule makes the creditor ultimately responsible for the Closing Disclosure, it should provide the creditor flexibility to determine how to prepare and provide the Closing Disclosure.
The final rule makes changes to the NPRM that reduce the burden of compliance on small businesses.
The final rule makes the following modifications to the NPRM's proposed documentation requirements for the waiver of individual authorization:
This Final Rule makes specimen validity testing mandatory within the regulated transportation industries.
This document responds to a petition for reconsideration of the agency's November 2013
final rule making amendments to the procedures for determining which areas of a vehicle are designated seating positions and the procedure for determining the number of seating positions.
Truck tractors and buses covered by today's
final rule make up a large proportion of air - braked heavy vehicles and a large proportion of the heavy vehicles involved in both rollover crashes and total heavy vehicle crashes.
Not exact matches
Petronas recently said it supports B.C.'s recent environmental and tax
rules governing LNG, but is taking more time to review its bottom line before
making a
final investment decision.
In light of that
ruling, Hurst wants a jury to
make the
final decision on whether he is eligible for the death penalty.
A flood of money from outside groups - a result of the 2010 Supreme Court
ruling Citizens United - created a «huge cacophony of television» in the
final months of the campaign,
making it harder for any one message to stand out.
The Liberals are unlikely to
make any
final decision on drug testing until the Supreme Court of Canada
rules on its legality in a case between Suncor and workers at its Alberta oil sands operation, said Troy Winters, senior health and safety officer with the Canadian Union of Public Employees.
«We are being very cautious interpreting the regulations as well as waiting for the
final rulings before
making our own determination as to if this is ultimately going to be a good thing or a bad thing for people.»
Under this
final rule, beginning on June 9, 2017, advisers will be subject to the prohibited transaction
rules and will generally be required to (1)
make recommendations that are in their client's best interest (i.e., IRA recommendations that are prudent and loyal), (2) avoid misleading statements, and (3) charge no more than reasonable compensation for their services.
Unless the head of an agency certifies that a proposed
Rule is not likely to have a significant economic impact on a substantial number of small entities, section 604 of the RFA requires that the agency present a
final regulatory flexibility analysis (FRFA) describing the
Rule's impact on small entities and explaining how the agency
made its decisions with respect to the application of the
Rule to small entities.
The
Rule - Making Order (Form CR - 103) and the text of the final rule were filed on September 16, 2015 with the Office of the Code Reviser -LSB-
Rule -
Making Order (Form CR - 103) and the text of the
final rule were filed on September 16, 2015 with the Office of the Code Reviser -LSB-
rule were filed on September 16, 2015 with the Office of the Code Reviser -LSB-...]
Consequently, this
final rule's delay in the applicability of the Fiduciary Rule and PTEs might make it possible to avoid some of the cost of continuing to develop and implement T - shares, in favor of moving more directly to what might be the preferred long - term solution, namely, clean sha
rule's delay in the applicability of the Fiduciary
Rule and PTEs might make it possible to avoid some of the cost of continuing to develop and implement T - shares, in favor of moving more directly to what might be the preferred long - term solution, namely, clean sha
Rule and PTEs might
make it possible to avoid some of the cost of continuing to develop and implement T - shares, in favor of moving more directly to what might be the preferred long - term solution, namely, clean shares.
The Department also believes that
making the
rule immediately effective will provide plans, plan fiduciaries, plan participants and beneficiaries, IRAs, IRA owners, financial services providers and other affected service providers the level of certainty that the rule is final and not subject to further modification without additional public notice and comment that will allow them to immediately resume and / or complete preparations for the provisions of the Rule and PTEs that will become applicable on June 9, 2
rule immediately effective will provide plans, plan fiduciaries, plan participants and beneficiaries, IRAs, IRA owners, financial services providers and other affected service providers the level of certainty that the
rule is final and not subject to further modification without additional public notice and comment that will allow them to immediately resume and / or complete preparations for the provisions of the Rule and PTEs that will become applicable on June 9, 2
rule is
final and not subject to further modification without additional public notice and comment that will allow them to immediately resume and / or complete preparations for the provisions of the
Rule and PTEs that will become applicable on June 9, 2
Rule and PTEs that will become applicable on June 9, 2017.
«The Congressional Review Act is a pretense for the majority party in Congress to wipe
rules off the books without ever talking about the merits the agency had in mind when it
made the
rule final,» Rena Steinzor, a law professor at the University of Maryland, said in an email.
The
final DOL regulation «unfairly targets certain types of fixed annuity products,
making it harder for Americans to purchase fixed indexed annuities when it is in their best interest to do so,» he said, adding that «this legal challenge is necessary because the
rule creates an unworkable standard for independent agents and insurance companies and goes far beyond DOL's authority.»
Indeed, Rep. John Delaney, D - Md., stated in comments at the event that with DOL's
final rule, «the private economy will embrace the standard because they have to, and many of them have been doing that already, and they will innovate around providing solutions that meet the standard and
make customers happy and are low cost.»
The administration is including language in the
final rule to
make clear how a contractor's current sick leave policy can comport with the mandate.
Some didn't
make the
final bill and remain unchanged — including capital gains
rules for the sale of a primary residence, deductions for student loan interest, treatment of tuition waivers, adoption assistance, investment interest, teachers» out - of - pocket expenses, and the credit for electric car purchases.
Not later than 270 days after the date of enactment of the Dodd - Frank Wall Street Reform and Consumer Protection Act, the Commission shall issue
final rules that require each resource extraction issuer to include in an annual report of the resource extraction issuer information relating to any payment
made by the resource extraction issuer, a subsidiary of the resource extraction issuer, or an entity under the control of the resource extraction issuer to a foreign government or the Federal Government for the purpose of the commercial development of oil, natural gas, or minerals...
Further, the
final rule defines a variety of investment education activities that fall short of fiduciary conduct, and
makes clear that advisors do not act as fiduciaries merely by recommending that a customer hire them to render advisory or asset management services.
One year after the
rule's publication, in April 2017, the «broader definition of fiduciary will take effect, but to take advantage of the BIC exemption, firms will only be required to comply with more limited conditions, including acknowledging their fiduciary status, adhering to the best interest standard, and
making basic disclosures of conflicts of interest,» DOL states in a fact sheet released Tuesday detailing some of the
final rule's changes.
Importantly, the
final Volcker
Rule explicitly permitted market
making, lending and investing on balance sheet.
Nevertheless, the very fact that chart pictures of this type
make their appearance, as a
rule, only at the end or at the
final phases of a long Bull Market, lends credence to our characterization of them.
Neither proposal
made the
final bill, and the
rule will remain the same.
No
rule can be
final and complete; plainly enough, as the poet wrote, «new occasions teach new duties,» while «time
makes ancient good uncouth.»
However, when they don't, the Judiciary Branch of the government, the Supreme Court, can step in and
make a
final ruling.
QAI recommends our clients begin evaluating the impact on their operations and prepare to
make the necessary changes when the
final rule is published.
Both Teams
made several big plays during this Game and OT
rules were being discussed but QB Andy Cohen hit Mike Matasar in the endzone in the
final seconds for an incredible Team Apuli TD to punch their ticket to the
Final4!
Varane has also proven fairly injury prone,
ruled out of the Champions League
Final & the Euros in his home nation —
making it less likely a club would stump up a massive transfer fee which Real might entertain.
Northern Illinois» selection for last year's Orange Bowl, mandated by a
rule meant to allow mid-major champions into the process but applied here to the detriment of four SEC teams in the
final top 10,
made the Huskies the lowest - ranked BCS at - large team ever.
Lumfuakiadi's TDmade the
final score Central 56, Bassick 0 — and
made coach Dave Cadelina (below) the first violator of the state's «score - management»
rule, which calls for a one - game suspension for coaches who win by 50 points.
Schwarzer
made 12 starts and one substitute appearance during his first season at Chelsea, featuring in the UEFA Champions League semi-
final against Atletico Madrid after Cech picked up a shoulder injury which
ruled him out for the
final few weeks of last season.
Then again, Bolivia managed to
make the Copa America quarter
finals despite breaking all the
rules of sound preparation.
The team with the highest points total get to host the
final, and since that
rule was
made there have been three home sides win the cup!
None of the funds
made available by this Act may be used to implement an interim
final or
final rule regarding nutrition programs under the Richard B. Russell National School Lunch Act (42 U.S.C. 1751 et seq.) and the Child Nutrition Act of 1966 (42 U.S.C. 1771 et seq.) that --(1) requires crediting of tomato paste and puree based on volume; (2) implements a sodium reduction target beyond Target I, the 2 - year target, specified in Notice of Proposed Rulemaking, «Nutrition Standards in the National School Lunch and School Breakfast Programs» (FNS — 2007 — 0038, RIN 0584 — AD59) until the Secretary certifies that the Department has reviewed and evaluated relevant scientific studies and data relevant to the relationship of sodium reductions to human health; and (3) establishes any whole grain requirement without defining «whole grain.»
The idea of
making any
final decision on when to stop breastfeeding stresses me out, so I haven't
made any hard and fast
rules about when we will stop.
By entering this contest, you agree to abide by the Contest
Rules, agree to accept any Prize as awarded and agree that all decisions
made by YMC.ca in regards to this Contest are
final.
Now those proposed
rules have been
made final, with few material changes.
Another notable feature in both the proposed and
final rules — one likely to be of special interest to elementary school parents — is a requirement that wellness policies set nutritional standards for foods and beverages that aren't sold but instead
made available to children at school, such as offerings at classroom parties or treats given out by teachers as a reward.
It remains to be seen whether PHAI's proposal
makes it into the
final version of the wellness policy
rules.
I thought I
made that clear in the
final paragraph but as a
rule of thumb I think every answer in here has to be viewed with the caveat that every child is different and has different needs.
Lang, who earned his stripes on «The Bill», «Casualty» and currently juggling scripts for three series, including the hit crime drama «Unforgotten» and a forthcoming Netflix production, adds: «The
rule of thumb is that a third of the character is you, a third is people you know, a third is
made up, and it's that
final third where true empathy can hopefully be felt.»
She will have earned some points for signing up to EU
rules on state aid - although
made the likelihood of a Labour rebellion on the
final deal more likely.