Sentences with phrase «finance charge for»

The finance charge for installment loans is different per loan because the amount of interest charged per loan is based upon the principal loan amount and the length of the loan term.

(e) When any consumer debt is renewed or refinanced by the creditor or an affiliate of the creditor, any minimum finance charge for a credit sale shall be reduced to the finance charge which is otherwise permitted by Section 5 -19-3.

The finance charge for any credit transaction with an original amount financed or original principal balance not less than two thousand dollars ($ 2,000) and for any open - end credit plan with a credit limit not less than two thousand

The maximum finance charge for any open - end credit plan with a credit limit of less than two thousand dollars ($ 2,000) shall be determined by Section 8-8-14, or Sections 5 -20-2, et seq., as applicable.

(a) Except under open - end credit plans, the maximum finance charge for any credit transaction where the original amount financed is less than two thousand dollars ($ 2,000), may equal but may not exceed the total of the following:

We calculate the finance charge for cash advances and balance transfers differently than for Purchases and Other Charges as described below

We multiply this average daily balance by the monthly periodic purchase rate in effect at the close of your billing period to determine your finance charge for Purchases and Other Charges for the billing period.

The following month March 2011 there was a finance charge for the purchased for $ 4.08, so, I called and the guy as I explained that it was cancel as he can see in his monitor also that it was cancel, he adjusted it and now here comes $ 3.49 interest charge again from the purchased I made last October 2010 that was paid in full and no interest showing the next month statement which was November 2010.

We multiply this average daily balance by the monthly periodic balance transfer rate in effect at the close of your billing period to determine your finance charge for balance transfers for the billing period.

On your monthly periodic statement we will disclose to you the total finance charge assessed for the billing period (the sum of the finance charge for cash advances and balance transfers and the finance charge for purchases and other charges including the fee described in the «International Transactions» paragraph), your daily balances for cash advances and balance transfers and purchases and other charges, the monthly periodic rates used to compute your finance charges and the corresponding annual percentage rates.

APR is the annual percentage rate or a finance charge for the mortgage loan.

There is a small finance charge for the processing part of the loan and the pay back date is based on your next payday.

It is important to realize that your APR and note rate will mathematically give you the same monthly payment and finance charge for any given loan.

The finance charge for a billing cycle is computed by applying the monthly periodic rate to the average daily balance of credit purchases, which is determined by dividing the sum of the daily balances during the billing cycle by the number of days in the cycle.

The graphic below illustrates how the note rate and APR will give you the same monthly payment and finance charge for your loan.

The Finance Charge for a billing cycle is computed by applying the monthly Periodic Rate to the average daily balance of Credit Purchases which is determined by dividing the sum of the daily balances during the billing cycle by the number of days in the cycle.

This fee is a finance charge for federal law disclosure purposes (even though not included in any APR calculation).

Similarly, if you are extending a loan, the finance charge for the original loan must be paid on the original due date.

Affirm rebates any unearned portion of the finance charge for the remaining loan period.

So, you believe you can refinance to a lower APR and thus save on the total finance charge for buying your home.

Also, clients should be aware that there are financing charges for holding positions with AvaTrade, especially when positions are held overnight.

You can calculate the finance charges for the month by multiplying the daily interest rate times the number of days in the billing cycle times the balance.

Remember, longer term lengths lead to bigger finance charges for the same APRs.

Each time the Federal Reserve rate moves up, so does the interest rate on finance charges for credit cards, mortgages and, eventually, student loans.

These fees are finance charges for federal law disclosure purposes (even though not included in any APR calculation).

Still, we have to wonder if the 61 % who intend to avoid paying finance charges for their holiday purchases will be able to pull off such a feat.

You will pay $ 6 in finance charges for Cycle Two ($ 600 ADB — $ 1000 for 15 days and $ 200 for 15 days — at 1 % per month) and the $ 5 in finance charges for Cycle One ($ 500 ADB — $ 0 for 15 days and $ 1000 for 15 days — at 1 % per month) on which you were provisionally granted a grace period.

However, finance charges applied use the «Two Cycles Average Daily Balance» method, which is a more costly method in applying finance charges for those who occasionally carry a balance as compared to the «Average Daily Balance» method used by most card issuers.

(4) For purposes of computing finance charges for a fraction of a month, a day may be considered one - thirtieth of a month, at the option of the creditor.

Even if she pays the full $ 1,500 balance listed on the statement right away on Dec. 4, the interest built up during the four days it took her to pay the balance means that she'll have finance charges for those days — about $ 2 worth, given her $ 1,500 balance.

But if you fail to clear the balance that month, and you pay 18 percent annual interest on $ 1,000, you will pay $ 15 in finance charges for that month alone.

We believe in providing payment plans options with no interest or finance charges for all students whenever possible.

Not exact matches

Finance companies do it by adding fees and charging for additional services.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

«You can buy the car for what they're charging you in weekly payments,» Greg McBride, chief financial analyst at personal - finance website Bankrate.com, told Bloomberg.

Rose is best known for his award - winning blog, GoodFinancialCents.com, and book, Soldier of Finance: Take Charge of Your Money and Invest in Your Future.

What's more, lenders charge significant, and growing, premiums for the second mortgages and home - equity - backed lines of credit that are often used for cottage financing.

Paramount said that the termination of the deal would lead to a charge of $ 59 million in Viacom's fourth - quarter earnings, and that it had secured alternative financing agreements with toymaker Hasbro, Skydance Media and others to finance the production costs for the movies.

Vladislav Reznik, now the deputy head of the finance committee in Russia's lower house of parliament and a member of the Putin - aligned United Russia Party, faces charges accusing him of giving allies of the criminal organization's alleged leader, Gennady Petrov, positions in the Russian government in exchange for a share of the organization's assets.

Lafley had installed a complex «matrix» organizational system that shared power among executives in charge of functions such as HR, marketing, and finance; executives overseeing geographic regions; and executives for product categories such as beauty care.

If you're in the market for a bunch of new appliances or other big - ticket items, it's common for consumers to walk into a retailer and be offered a discount and a good financing deal on a large purchase, if they open a charge or credit card account with that retailer.

Leading the charge for Shopify's financial future is tech and finance veteran Russ Jones, who joined the company in 2011.

Try charging customers for your product when you have 12 competitors giving the product away free finances by $ 20 million of VC.

The institutions are not only using the money to meet their own short - term financing needs, they are also borrowing additional money to purchase the bonds of troubled countries and earn the spread between the yields on those bonds and the much lower rate the ECB is charging them for money.

Fifth, there are a number of programs whose spending is financed wholly or partially by charges / fees for their services.

The award - winning, privately funded YgreneWorks program provides immediately accessible financing with no upfront payments for energy efficiency, renewables, water conservation, and, in certain areas, electric vehicle charging stations, hurricane protection, and seismic upgrades.

It appears that both the FSA and the Kanto Local Finance Bureau ultimately report to Tarō Asō, the deputy prime minister of Japan, who also serves as the minister of finance, minister of state for financial services, and minister in charge of overcoming defFinance Bureau ultimately report to Tarō Asō, the deputy prime minister of Japan, who also serves as the minister of finance, minister of state for financial services, and minister in charge of overcoming deffinance, minister of state for financial services, and minister in charge of overcoming deflation.

A Colorado payday loan may include charges of 45 percent per annum interest, a monthly maintenance fee of 7.5 percent per month after the first month, and a tiered system of finance charges, with 20 percent for the first $ 300 borrower and an additional 7.5 percent for amounts from $ 301 to $ 500.

In addition, we are forecasting Stuart Weitzman brand sales to be in the area of $ 335 million on a dollar basis for fiscal 2016, an increase of about 10 % from FY 2015 driving Coach, Inc. consolidated revenue growth to high - single digits and adding about $ 0.09 to earnings per diluted share excluding charges associated with financing, short - term purchase accounting adjustments, contingent payments and integration costs.

Lyndon Rive is the co-founder and CEO of SolarCity, a provider of clean energy services that designs, finances, and installs photovoltaic systems, performs energy - efficiency audits, and retrofits and builds charging stations for electric vehicles.