It does not measure whether the individual will have
the financial ability in the future to repay a specific debt; but whether the individual has paid debt in the past.
Not exact matches
The government would also have less
ability to respond swiftly and strongly
in the event of a shock to the
financial system.
While Aidan Garrib, global macro strategist for Pavilion Global Markets
in Montreal, likewise doubts the Trump administration's
ability to effect his plans
in the time frame that investors» widely expect, one area he thinks will get some traction is
financial industry deregulation.
Important factors that could cause actual results to differ materially from those reflected
in such forward - looking statements and that should be considered
in evaluating our outlook include, but are not limited to, the following: 1) our
ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our
ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our
ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our
ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our
ability to accommodate, and the cost of accommodating, announced increases
in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any changes therein, including fluctuations
in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our
ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our
ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our
ability to enter into profitable supply arrangements with additional customers; 12) the
ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our
ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our
ability to borrow additional funds or refinance debt, including our
ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect of changes
in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's
ability to accurately calculate and estimate the effect of such changes; 21) any reduction
in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our
ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our
ability to effectively assess, manage and integrate acquisitions that we pursue, including our
ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our
ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our
ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations
in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our
ability to complete the proposed accelerated stock repurchase plan, among other things.
Actual operational and
financial results of SkyWest, SkyWest Airlines and ExpressJet will likely also vary, and may vary materially, from those anticipated, estimated, projected or expected for a number of other reasons, including,
in addition to those identified above: the challenges and costs of integrating operations and realizing anticipated synergies and other benefits from the acquisition of ExpressJet; the challenges of competing successfully
in a highly competitive and rapidly changing industry; developments associated with fluctuations
in the economy and the demand for air travel; the
financial stability of SkyWest's major partners and any potential impact of their
financial condition on the operations of SkyWest, SkyWest Airlines, or ExpressJet; fluctuations
in flight schedules, which are determined by the major partners for whom SkyWest's operating airlines conduct flight operations; variations
in market and economic conditions; significant aircraft lease and debt commitments; residual aircraft values and related impairment charges; labor relations and costs; the impact of global instability; rapidly fluctuating fuel costs, and potential fuel shortages; the impact of weather - related or other natural disasters on air travel and airline costs; aircraft deliveries; the
ability to attract and retain qualified pilots and other unanticipated factors.
In a perfect situation — perfect as in market health, financial status, and the ability to own property — it'd be a no - brainer to own a home or any other piece of property for busines
In a perfect situation — perfect as
in market health, financial status, and the ability to own property — it'd be a no - brainer to own a home or any other piece of property for busines
in market health,
financial status, and the
ability to own property — it'd be a no - brainer to own a home or any other piece of property for business.
They're realizing that empathy ensures all employees — across the spectrum of physical
ability, race, ethnicity, gender, sexual orientation, age, relationship status,
financial standing, etc. — have a voice, are understood and are given equal opportunities to participate
in everything from company decisions to company events.
a downgrade
in the Company's claims - paying and
financial strength ratings could adversely impact the Company's business volumes, adversely impact the Company's
ability to access the capital markets and increase the Company's borrowing costs;
Meanwhile, the
ability to effectively police abusive behavior could prove essential to the company's
financial health, as Twitter needs to show regular, significant user growth
in order to appease investors who are concerned that the company is lagging behind social media rivals like Facebook and Instagram.
To put those scores
in perspective, a student with baseline
financial literacy skills — including the
ability to apply the concept of value for money and identify relevant
financial information on items such as invoices — would score somewhere
in the range of 400 to 475.
These minutes underscore a central tension
in the bitcoin story: it is a technology whose popularity is tied to its
ability to undercut the government and incumbent
financial industry's role
in currency and money transmission, but one that clearly needs the blessing of both to reach its full potential.
Financial passporting refers to banks»
ability to sell products and services across the eurozone from locations
in Britain using one licence.
A new panel of judges evaluates the applicants
in four areas: strategy (a vision and how that vision is communicated and managed); capability (does the company have the
ability — the people, processes and systems — to execute); commitment (the engagement and alignment, the culture to execute); and
financials, the numbers that prove the first three are driving results.
«Bitcoin at this time plays a very small role
in the payment system,» Yellen said Wednesday during a press conference
in Washington, appearing to downplay it's
ability to affect wider
financial markets.
Power
Financial sold its shares of Montreal Trust to Bell Canada parent BCE Inc. for $ 547 million
in 1989 because of reservations about the
ability of a mid-sized company to compete with Canada's large chartered banks.
Continued Markham: «For fund managers,
financial industry leaders or any regulated group, the
ability to show a regulator a report of [expenditures]
in real time, having spent far less time and money gathering that data relative to legacy solutions, is immensely powerful.»
Navitas chief executive Rod Jones says he has been impressed by the company's
ability to retain earnings despite the closure of two university joint ventures
in Australia, with the education provider growing net profit and maintaining guidance for the 2017
financial year.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions
in the industries and markets
in which United Technologies and Rockwell Collins operate
in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations
in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand
in construction and
in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including
in connection with the proposed acquisition of Rockwell; (7) delays and disruption
in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our
ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes
in political conditions
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate, including the effect of changes
in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates
in the near term and beyond; (16) the effect of changes
in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate; (17) the
ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result
in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted
in their operation of their businesses while the merger agreement is
in effect; (21) risks relating to the value of the United Technologies» shares to be issued
in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the
ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
The first cross-complaint, filed
in February, stated that TMG «did everything within its power over the last 17 years to protect Depp from himself and to keep Depp financially solvent» but that TMG «did not have the power or
ability to control Depp's spending or his numerous other vices, or to force Depp to make wiser
financial decisions.»
Financial regulators approved a Dodd - Frank requirement known as the Volcker rule that limits banks»
ability to engage
in proprietary trading.
But critics
in the
financial services industry say the rule would limit the
ability of advisers to service clients who can not afford to pay for
financial advice and must use products that carry commissions or other indirect costs.
I had
financial security, the
ability to take the time off I needed, and a job that I did not just believe
in, but where it's actually OK to spend all day on Facebook.
In many instances, women consider financial success as an external confirmation of their ability rather than as a primary goal or motivation to start a business, although millions of women entrepreneurs will grant that financial profitability is important in its own righ
In many instances, women consider
financial success as an external confirmation of their
ability rather than as a primary goal or motivation to start a business, although millions of women entrepreneurs will grant that
financial profitability is important
in its own righ
in its own right.
The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth
in certain products and market segments, restricting the company's
ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's
financial position, including the company's
ability to maintain the value of its goodwill; and the company's cash flows.
Part of Buffett's genius has long been his
ability to explain the
financial workings of a massive conglomerate
in language that real people use.
The news
in financial statements isn't always bad, of course, but taken together it provides an accurate picture of a company's current value, plus its
ability to pay its bills today and earn a profit going forward.
But the Bank of Japan,
in its latest
financial stability review
in October, flagged the importance of banks strengthening their
ability to handle risks that stem from rising securities investments.
His comments come after the IMF
in October said that Canada's high debt levels, and higher - than - average pressure on Canadian households»
ability to pay down that debt
in the private non-
financial sector, leaves its economy more sensitive to tighter
financial conditions and weaker economic activity.
Important factors that could cause our actual results and
financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
financial condition to differ materially from those indicated
in the forward - looking statements include, among others, the following: our
ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our
ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes
in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our
ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our
ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described
in the Risk Factors and
in Management's Discussion and Analysis of
Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
Peerless
in his
ability to merge artistic and
financial instincts, Geffen has been an agent, a manager, a record - industry mogul, a movie and Broadway producer, and a co-founder of a film studio.
The principles of investment are simple, says Bernstein, so he takes a long view of the
financial industry, dedicating half the book to investment history and theory (
in a manner accessible to the math - challenged among us)
in the hopes of giving his readers «the
ability to coolly observe extraordinary current events and say «I've seen this movie before, and I know how it ends.»»
Although the banks say the moves would be legal procedures that would have a minimum impact on their operations and jobs
in Scotland, their warnings intensified concerns about an independent Scotland's
ability to retain businesses — particularly during the months of
financial uncertainty that would follow a vote to break the 307 - year union with England.
These risks and uncertainties include: Gilead's
ability to achieve its anticipated full year 2018
financial results; Gilead's
ability to sustain growth
in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures
in European countries that may increase the amount of discount required on Gilead's products; an increase
in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift
in payer mix to more highly discounted payer segments and geographic regions and decreases
in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations
in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations
in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's
ability to initiate clinical trials
in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations
in Gilead's earnings; Kite's
ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's
ability to submit new drug applications for new product candidates
in the timelines currently anticipated; Gilead's
ability to receive regulatory approvals
in a timely manner or at all, for new and current products, including Biktarvy; Gilead's
ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's
ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta
in combination with Pfizer's utomilumab; Gilead's
ability to pay dividends or complete its share repurchase program due to changes
in its stock price, corporate or other market conditions; fluctuations
in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time
in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
Actual results may differ materially from those expressed or implied
in the forward - looking statements as a result of various factors, including but not limited to: our substantial increased indebtedness as a result of the 2015 Recapitalization and the 2017 Recapitalization and our
ability to incur additional indebtedness or refinance that indebtedness
in the future; our future
financial performance and our
ability to pay principal and interest on our indebtedness.
«Michael Medline is an outstanding Canadian retailer who brings a passion for the customer experience and a proven
ability to drive strong operating and
financial performance within national organizations and across multiple brands,» Empire Chair James Dickson said
in a press release Thursday afternoon.
In addition, we believe that our
ability to grant options and other equity - based awards helps us to attract, retain and motivate qualified employees, and encourages them to devote their best efforts to our business and
financial success.
A commonly seen risk to their income - generating promises is their
ability to defer or suspend interest payments
in the event the issuer experiences
financial difficulties
In that case, monetary policy's ability to get in all the cracks of the financial system — to paraphrase former Federal Reserve Governor Jeremy Stein — would give it a more powerful influence on financial stability
In that case, monetary policy's
ability to get
in all the cracks of the financial system — to paraphrase former Federal Reserve Governor Jeremy Stein — would give it a more powerful influence on financial stability
in all the cracks of the
financial system — to paraphrase former Federal Reserve Governor Jeremy Stein — would give it a more powerful influence on
financial stability.8
In reporting its FY 2017
financials, Yingli has again revealed that «substantial doubt exists as to the Company's
ability to continue as a going concern.»
The importance of
financial integrity — The single most important factor
in evaluating a growth company for long - term investment is its
ability to operate profitably and generate capital internally.
Beyond the battle over at least the temporary future of the CFPB lies a legal question: Which federal law decides who will lead the CFPB — the Federal Vacancies Reform Act, which gives the president the
ability to fill many open positions
in the executive branch, or the Dodd - Frank
financial reform that created the bureau
in the first place?
It showcased his unflagging confidence
in his
ability to turn a bad
financial situation around.
Included
in both plans is the
ability to message a
financial question to Betterment's
financial experts.
Private independent rating services such as Standard & Poor's, Moody's Investors Service and Fitch Ratings Inc. provide these evaluations of a bond issuer's
financial strength, or its
ability to pay a bond's principal and interest
in a timely fashion.
In addition, our
financial measures (revenue and adjusted EBITDA margin) are important indicators of our
ability to monetize our solutions and achieve profitability.
It also involves continuous investment
in securities, so you should consider your
financial ability to continue your purchases through periods of low price levels.
The legislation also would eliminate the
ability of regulators to shut down large
financial firms if they were on the verge of failing if they threaten the stability of the
financial system, a safety net that the big banks would like to keep
in place.
Given those durations, an investor with 15 - 20 years to invest could literally plow their entire portfolio into stocks and long - term bonds,
in expectation of very high long - term returns, with the additional comfort that their
financial security did not rely on the direction of the markets, thanks to the
ability to reinvest generous coupon payments and dividends.
«The
ability to join a community of similar offices that are eager to provide advice, friendship, and visibility into the
financial and business process is what defines the collective spirit at CMIT,» said Scott Brennan, the owner of CMIT Solutions of Fox Valley North
in Illinois.
Forward - looking statements may include, among others, statements concerning our projected adjusted income (loss) from operations outlook for 2018, on both a consolidated and segment basis; projected total revenue growth and global medical customer growth, each over year end 2017; projected growth beyond 2018; projected medical care and operating expense ratios and medical cost trends; our projected consolidated adjusted tax rate; future
financial or operating performance, including our
ability to deliver personalized and innovative solutions for our customers and clients; future growth, business strategy, strategic or operational initiatives; economic, regulatory or competitive environments, particularly with respect to the pace and extent of change
in these areas; financing or capital deployment plans and amounts available for future deployment; our prospects for growth
in the coming years; the proposed merger (the «Merger») with Express Scripts Holding Company («Express Scripts») and other statements regarding Cigna's future beliefs, expectations, plans, intentions,
financial condition or performance.